8-K 1 fh05fa5_8k0508.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2005 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2005 FH By: /s/ Kelly Crosson ------------------------------ Name: Kelly Crosson Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2005 Payment Date: 08/25/05 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~222~~219,~~772~~883,~~000~~829.0040 5.000000% 24,~~888~~305,~~170~~879.5956 ~~928~~916,~~216~~182.6762 35,~~816~~222,~~387~~062.2618 0.00 0.00 1A2 5554,~~693~~970,~~000~~957.0035 3.~~600000~~760000% ~~722~~1,~~042~~076,469.6589 ~~167~~172,~~079~~242.0033 ~~889~~1,~~121~~248,712.6522 0.00 0.00 1A3 5554,~~693~~970,~~000~~957.0035 3.~~900000~~740000% 0.00 ~~181~~171,~~002~~326.2515 ~~181~~171,~~002~~326.2515 0.00 0.00 1A4 31,205,000.00 5.500000% 0.00 143,022.92 143,022.92 0.00 0.00 1A5 4,~~369~~389,~~000~~024.0058 5.500000% 0.00 0.00 0.00 0.00 0.00 1A6 2019,~~000~~772,~~000~~653.0044 5.500000% ~~227~~339,~~346~~560.5622 9190,~~666~~624.6766 ~~319~~430,~~013~~184.2388 0.00 0.00 1A7 1,~~150~~136,~~000~~927.0057 5.500000% 1319,~~072~~524.4371 5,~~270~~210.8392 1824,~~343~~735.2663 0.00 0.00 1A8 1,795,000.00 5.500000% 0.00 8,227.08 8,227.08 0.00 0.00 1PO ~~705~~696,~~524~~792.0050 0.000000% ~~8,732~~582.3279 0.00 ~~8,732~~582.3279 0.00 0.00 Residual 1AR ~~100~~0.00 5.500000% ~~100~~0.00 0.4600 ~~100~~0.4600 0.00 0.00 2A1 23,~~920~~822,~~000~~262.0059 5.000000% 97325,~~737~~880.4153 99,~~666~~259.6743 ~~197~~425,~~404~~139.0896 0.00 0.00 2PO 29,~~160~~042.0033 0.000000% ~~117~~120.9985 0.00 ~~117~~120.9985 0.00 0.00 3A1 7978,~~108~~212,~~000~~249.0060 5.500000% ~~895~~603,~~750~~465.4072 ~~362~~358,~~578~~472.3381 1961,~~258,328~~938.7453 0.00 0.00 3A2 4,~~549~~497,~~000~~491.0007 5.500000% 5134,~~508~~701.9349 20,~~849~~613.5850 7255,~~358~~314.5299 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 8,~~603~~596,~~000~~323.0059 5.~~473113~~473188% 6,~~676~~894.4183 39,~~237~~207.6675 4546,~~914~~102.0758 0.00 0.00 B2 4,~~186~~182,~~000~~751.0043 5.~~473113~~473188% 3,~~248~~354.5785 19,~~092~~077.0449 22,~~340~~432.6134 0.00 0.00 B3 2,~~325~~323,~~000~~195.0067 5.~~473113~~473188% 1,~~804~~863.3336 10,~~604~~596.1607 12,~~408~~459.4943 0.00 0.00 B4 1,~~861~~859,~~000~~555.0076 5.~~473113~~473188% 1,~~444~~491.2449 8,~~487~~481.8942 9,~~932~~972.1391 0.00 0.00 B5 1,~~627~~625,~~000~~737.0036 5.~~473113~~473188% 1,~~262~~303.6495 7,~~420~~414.6397 8,~~683~~718.2792 0.00 0.00 B6 1,~~163~~162,~~585~~681.0099 5.~~473113~~473188% ~~903~~932.0155 5,~~307~~302.0398 6,~~210~~235.0353 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~465~~460,~~061~~161,~~369~~476.0023 - 46,~~919~~722,~~918~~026.4979 2,~~097~~075,~~729~~263.8710 78,~~017~~797,~~648~~289.3689 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~219~~215,~~883~~577,~~829~~949.4184 0.00 1A2 5453,~~970~~894,~~957~~487.3546 0.00 1A3 5453,~~970~~894,~~957~~487.3546 0.00 1A4 31,205,000.00 0.00 1A5 4,~~389~~409,~~024~~140.5895 0.00 1A6 19,~~772~~433,~~653~~093.4422 0.00 1A7 1,~~136~~117,~~927~~402.5786 0.00 1A8 1,795,000.00 0.00 1PO 696,~~791~~209.6871 0.00 Residual 1AR 0.00 0.00 2A1 23,~~822~~496,~~262~~382.5906 0.00 2PO 2928,~~042~~921.0148 0.00 3A1 7877,~~212~~608,~~249~~783.6088 0.00 3A2 4,~~497~~462,~~491~~789.0758 0.00 -------------------------------------------------------------------------------- Subordinate B1 8,~~596~~589,~~323~~428.5976 0.00 B2 4,~~182~~179,~~751~~396.4358 0.00 B3 2,~~323~~321,~~195~~332.6731 0.00 B4 1,~~859~~858,~~555~~064.7627 0.00 B5 1,~~625~~624,~~737~~433.3641 0.00 B6 1,~~162~~161,~~681~~749.9944 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~460~~453,~~161~~459,~~475~~565.1081 - --------------------------------------------------------------------------------

Payment Date: 08/25/05 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~222~~219,~~772~~883,~~000~~829.0040 5.000000% 32051GRR8 1219.~~964693~~328639 4.~~166667~~112647 ~~987~~967.~~035307~~706668 1A2 5554,~~693~~970,~~000~~957.0035 3.~~600000~~760000% 32051GRS6 1219.~~964693~~328639 3.~~000000~~092711 ~~987~~967.~~035307~~706668 1A3 5554,~~693~~970,~~000~~957.0035 3.~~900000~~740000% 32051GRT4 0.000000 3.~~250000~~076260 ~~987~~967.~~035307~~706668 1A4 31,205,000.00 5.500000% 32051GRU1 0.000000 4.583333 1,000.000000 1A5 4,~~369~~389,~~000~~024.0058 5.500000% 32051GRV9 0.000000 0.000000 1,~~004~~009.~~583333~~187675 1A6 2019,~~000~~772,~~000~~653.0044 5.500000% 32051GRW7 1116.~~367328~~978011 4.~~583333~~531233 ~~988~~971.~~632672~~654661 1A7 1,~~150~~136,~~000~~927.0057 5.500000% 32051GRX5 1116.~~367328~~978009 4.~~583333~~531233 ~~988~~971.~~632672~~654661 1A8 1,795,000.00 5.500000% 32051GRY3 0.000000 4.583333 1,000.000000 1PO ~~705~~696,~~524~~792.0050 0.000000% 32051GRZ0 120.~~377070~~826039 0.000000 ~~987~~986.~~622930~~798054 Residual 1AR ~~100~~0.00 5.500000% 32051GSA4 ~~1,000~~0.000000 40.~~583333~~000000 0.000000 2A1 23,~~920~~822,~~000~~262.0059 5.000000% 32051GSB2 413.~~086012~~623768 4.~~166667~~149642 ~~995~~982.~~913988~~290220 2PO 29,~~160~~042.0033 0.000000% 32051GSC0 4.~~046442~~144376 0.000000 ~~995~~991.~~953558~~820302 3A1 7978,~~108~~212,~~000~~249.0060 5.500000% 32051GSD8 117.~~323133~~628378 4.~~583333~~531436 ~~988~~981.~~676867~~048489 3A2 4,~~549~~497,~~000~~491.0007 5.500000% 32051GSE6 117.~~323133~~628378 4.~~583333~~531436 ~~988~~981.~~676867~~048490 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 8,~~603~~596,~~000~~323.0059 5.~~473113~~473188% 32051GSF3 0.~~776056~~801445 4.~~560928~~557451 ~~999~~998.~~223944~~422499 B2 4,~~186~~182,~~000~~751.0043 5.~~473113~~473188% 32051GSG1 0.~~776056~~801445 4.~~560928~~557451 ~~999~~998.~~223944~~422499 B3 2,~~325~~323,~~000~~195.0067 5.~~473113~~473188% 32051GSH9 0.~~776056~~801445 4.~~560928~~557451 ~~999~~998.~~223944~~422499 B4 1,~~861~~859,~~000~~555.0076 5.~~473113~~473188% 32051GSJ5 0.~~776056~~801445 4.~~560928~~557451 ~~999~~998.~~223944~~422499 B5 1,~~627~~625,~~000~~737.0036 5.~~473113~~473188% 32051GSK2 0.~~776056~~801444 4.~~560928~~557451 ~~999~~998.~~223944~~422502 B6 1,~~163~~162,~~585~~681.0099 5.~~473113~~473188% 32051GSL0 0.~~776056~~801445 4.~~560925~~557448 ~~999~~998.~~223369~~421921 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~465~~460,~~061~~161,~~369~~476.0023 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 343,094,608.46 24,580,628.24 85,784,337.46 Loan count 1693 173 435 Avg loan rate 6.245684% 5.795659% 6.234896% Prepay amount 5,452,764.95 241,206.27 638,174.07 Total ----- Prin balance 453,459,574.16 Loan count 2301 Avg loan rate 6.22 Prepay amount 6,332,145.29 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 218,212.82 16,513.28 52,494.19 Sub servicer fees 0.00 0.00 0.00 Trustee fees 1,744.14 124.55 432.11 Agg advances N/A N/A N/A Adv this period 9,293.05 1,506.66 5,400.22 Total ----- Master serv fees 287,220.29 Sub servicer fees 0.00 Trustee fees 2,300.81 Agg advances N/A Adv this period 16,199.93 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 7,053,591.61 500,240.52 1,747,395.27 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 9,301,227.39 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.711270% 100.000000% 440,411,230.43 ----------------------------------------------------------------------------- Junior 4.288730% 0.000000% 19,734,404.77 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 26 5,340,302.55 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 26 5,340,302.55 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 8,797,289.89 8,797,289.89 Principal remittance amount 6,722,026.79 6,722,026.79 Interest remittance amount 2,075,263.10 2,075,263.10

Filing Compare · First Horizon Alternative Mortgage Securities Trust 2005-FA5