8-K 1 cwt05j2_8k0507.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2005 CWT (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Series 2005-J2) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2005 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2005 Payment Date: 07/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2005-J2 Alternative Loan Trust 2005-J2 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 9693,~~154~~751,~~475~~938.5344 3.~~490000~~714380% 2,~~402~~040,~~537~~140.0865 ~~279~~290,~~649~~191.2794 2,~~682~~330,~~186~~332.3559 0.00 0.00 A2 ~~216~~210,~~347~~941,~~569~~861.9350 21.~~010000~~785620% 0.00 ~~362~~313,~~382~~885.1801 ~~362~~313,~~382~~885.1801 0.00 0.00 A3 7,304,000.00 5.500000% 0.00 33,476.67 33,476.67 0.00 0.00 A4 28,151,000.00 5.500000% 0.00 129,025.42 129,025.42 0.00 0.00 A5 ~~291~~284,~~011~~553,~~125~~039.1279 3.~~590000~~814380% 65,~~458~~483,~~085~~953.3382 ~~870~~904,~~608~~494.2852 76,~~328~~388,~~693~~448.6134 0.00 0.00 A6 ~~291~~284,~~011~~553,~~125~~039.1279 1.~~910000~~685620% 0.00 ~~463~~399,~~192~~706.7191 ~~463~~399,~~192~~706.7191 0.00 0.00 A7 10,300,000.00 5.500000% 0.00 47,208.33 47,208.33 0.00 0.00 A8 4,~~807~~687,~~723~~596.7892 3.~~690000~~914380% ~~120~~102,~~126~~007.8503 1415,~~783~~290.7586 ~~134~~117,~~910~~297.6090 0.00 0.00 A9 4,~~807~~687,~~723~~596.7892 1.~~810000~~585620% 0.00 76,~~251~~193.6596 76,~~251~~193.6596 0.00 0.00 A10 1,670,000.00 5.500000% 0.00 7,654.17 7,654.17 0.00 0.00 A11 4241,~~307~~250,~~969~~852.2392 3.~~410000~~634380% 1897,~~057,116~~661.3289 ~~120~~124,~~225~~934.1540 1,~~177~~022,~~341~~596.4628 0.00 0.00 A12 7775,~~885~~939,~~125~~070.1814 3.~~490000~~714380% 1,~~946~~652,~~055~~513.0493 ~~226~~235,~~515~~055.9147 21,~~172~~887,~~570~~569.9440 0.00 0.00 A13 543,000.00 5.500000% 0.00 2,488.75 2,488.75 0.00 0.00 1X ~~498~~488,~~950~~292,~~306~~915.1317 0.~~403698~~403054% 0.00 ~~167~~164,~~854~~006.4786 ~~167~~164,~~854~~006.4786 0.00 0.00 POA ~~903~~883,~~108~~920.3790 0.000000% 1923,~~187~~315.4732 0.00 1923,~~187~~315.4732 0.00 0.00 2A1 2120,~~407~~087,~~906~~389.6036 7.500000% 1833,~~320,517~~763.2404 ~~133~~125,~~799~~546.4218 1959,~~454,316~~309.6622 0.00 0.00 2X 1817,~~199~~552,~~591~~021.1369 0.~~380097~~376896% 0.00 5,~~764~~512.6773 5,~~764~~512.6773 0.00 0.00 POB 1914,~~202~~665.2623 0.000000% ~~4,537~~159.0344 0.00 ~~4,537~~159.0344 0.00 0.00 Residual AR 0.00 5.500000% 0.00 0.0807 0.0807 0.00 0.00 P 100.00 0.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 17,~~239~~225,~~469~~498.5878 5.~~591260~~591276% 1314,~~970~~077.8016 80,~~325~~260.3042 94,~~296~~337.1059 0.00 0.00 B1 5,~~107~~103,~~621~~482.4829 5.~~591260~~591276% 4,~~139~~170.2071 23,~~798~~779.3715 27,~~937~~949.5686 0.00 0.00 B2 3,~~192~~189,~~313~~726.3127 5.~~591260~~591276% 2,~~587~~606.0473 14,~~874~~862.2120 17,~~461~~468.2593 0.00 0.00 B3 2,~~553~~551,~~810~~741.7414 5.~~591260~~591276% 2,~~069~~085.6036 11,~~899~~889.1857 13,~~968~~974.7893 0.00 0.00 B4 2,~~553~~551,~~810~~741.7414 5.~~591260~~591276% 2,~~069~~085.6036 11,~~899~~889.1857 13,~~968~~974.7893 0.00 0.00 B5 1,~~276~~275,~~927~~892.7896 5.~~591260~~591276% 1,~~034~~042.8270 5,~~949~~944.7089 6,~~984~~987.5159 -0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~614~~601,~~388~~034,~~689~~656.6928 - 1311,~~354~~059,~~033~~583.4112 32,~~020~~953,~~626~~298.8005 1614,~~374~~012,~~660~~881.2117 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 9391,~~751~~711,~~938~~797.4479 0.00 A2 ~~210~~206,~~941~~351,~~861~~545.5004 0.00 A3 7,304,000.00 0.00 A4 28,151,000.00 0.00 A5 ~~284~~279,~~553~~069,~~039~~085.7997 0.00 A6 ~~284~~279,~~553~~069,~~039~~085.7997 0.00 A7 10,300,000.00 0.00 A8 4,~~687~~585,~~596~~589.9289 0.00 A9 4,~~687~~585,~~596~~589.9289 0.00 A10 1,670,000.00 0.00 A11 4140,~~250~~353,~~852~~191.9203 0.00 A12 7574,~~939~~286,~~070~~556.1421 0.00 A13 543,000.00 0.00 1X ~~488~~478,~~292~~807,~~915~~032.1725 0.00 POA ~~883~~860,~~920~~605.9059 0.00 2A1 2019,~~087~~253,~~389~~626.3632 0.00 2X 1716,~~552~~844,~~021~~325.6973 0.00 POB 14,~~665~~505.2379 0.00 Residual AR 0.00 0.00 P 100.00 0.00 -------------------------------------------------------------------------------- Subordinate M 17,~~225~~211,~~498~~421.7861 0.00 B1 5,~~103~~099,~~482~~311.2958 0.00 B2 3,~~189~~187,~~726~~119.2754 0.00 B3 2,~~551~~549,~~741~~655.1479 0.00 B4 2,~~551~~549,~~741~~655.1479 0.00 B5 1,~~275~~274,~~892~~850.9626 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~601~~589,~~034~~975,~~656~~073.2816 - --------------------------------------------------------------------------------

Payment Date: 07/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2005-J2 Alternative Loan Trust 2005-J2 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 9693,~~154~~751,~~475~~938.5344 3.~~490000~~714380% 12667F5W1 2420.~~025371~~401407 2.~~796493~~901919 ~~937~~917.~~519384~~117978 A2 ~~216~~210,~~347~~941,~~569~~861.9350 21.~~010000~~785620% 12667F5X9 0.000000 1.~~610587~~395044 ~~937~~917.~~519384~~117978 A3 7,304,000.00 5.500000% 12667F5Y7 0.000000 4.583333 1,000.000000 A4 28,151,000.00 5.500000% 12667F5Z4 0.000000 4.583333 1,000.000000 A5 ~~291~~284,~~011~~553,~~125~~039.1279 3.~~590000~~814380% 12667F6A8 2118.~~430656~~198076 23.~~889046~~001495 ~~944~~926.~~267225~~069149 A6 ~~291~~284,~~011~~553,~~125~~039.1279 1.~~910000~~685620% 12667F6B6 0.000000 1.~~537069~~326396 ~~944~~926.~~267225~~069149 A7 10,300,000.00 5.500000% 12667F6C4 0.000000 4.583333 1,000.000000 A8 4,~~807~~687,~~723~~596.7892 3.~~690000~~914380% 12667F6D2 2420.~~025371~~401407 23.~~956750~~058173 ~~937~~917.~~519384~~117978 A9 4,~~807~~687,~~723~~596.7892 1.~~810000~~585620% 12667F6E0 0.000000 1.~~450330~~238791 ~~937~~917.~~519384~~117978 A10 1,670,000.00 5.500000% 12667F6F7 0.000000 4.583333 1,000.000000 A11 4241,~~307~~250,~~969~~852.2392 3.~~410000~~634380% 12667F6G5 2420.~~025371~~401407 2.~~732390~~839418 ~~937~~917.~~519384~~117978 A12 7775,~~885~~939,~~125~~070.1814 3.~~490000~~714380% 12667F6H3 2420.~~025371~~401407 2.~~796493~~901919 ~~937~~917.~~519384~~117978 A13 543,000.00 5.500000% 12667F6J9 0.000000 4.583333 1,000.000000 1X ~~498~~488,~~950~~292,~~306~~915.1317 0.~~403698~~403054% 12667F6K6 0.000000 0.~~326735~~319246 ~~950~~932.~~480488~~015861 POA ~~903~~883,~~108~~920.3790 0.000000% 12667F6L4 2025.~~911547~~410303 0.000000 ~~963~~937.~~345146~~934844 2A1 2120,~~407~~087,~~906~~389.6036 7.500000% 12667F6M2 4730.~~685875~~108444 4.~~831699~~533663 ~~725~~695.~~386009~~277565 2X 1817,~~199~~552,~~591~~021.1369 0.~~380097~~376896% 12667F6N0 0.000000 0.~~245949~~235200 ~~748~~718.~~855298~~661519 POB 1914,~~202~~665.2623 0.000000% 12667F6P5 ~~203~~7.~~828701~~162709 0.000000 ~~658~~651.~~843763~~681054 Residual AR 0.00 5.500000% 12667F6Q3 0.000000 0.~~762345~~692340 0.000000 P 100.00 0.000000% 12667F7X7 0.000000 0.000000 1,000.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 17,~~239~~225,~~469~~498.5878 5.~~591260~~591276% 12667F6R1 0.~~808500~~814655 4.~~648482~~644727 996.~~851763~~037107 B1 5,~~107~~103,~~621~~482.4829 5.~~591260~~591276% 12667F6S9 0.~~808500~~814655 4.~~648482~~644727 996.~~851763~~037107 B2 3,~~192~~189,~~313~~726.3127 5.~~591260~~591276% 12667F6T7 0.~~808500~~814655 4.~~648482~~644727 996.~~851763~~037107 B3 2,~~553~~551,~~810~~741.7414 5.~~591260~~591276% 12667F6U4 0.~~808500~~814655 4.~~648482~~644727 996.~~851763~~037107 B4 2,~~553~~551,~~810~~741.7414 5.~~591260~~591276% 12667F6V2 0.~~808500~~814655 4.~~648482~~644727 996.~~851763~~037107 B5 1,~~276~~275,~~927~~892.7896 5.~~591260~~591276% 12667F6W0 0.~~808500~~814655 4.~~648482~~644727 996.~~851763~~037107 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~614~~601,~~388~~034,~~689~~656.6928 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2005-J2 Alternative Loan Trust 2005-J2 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 569,252,041.91 20,722,931.25 589,974,973.16 Loan count 1644 154 1798 Avg loan rate 6.090241% 8.420529% 6.17 Prepay amount 9,746,653.98 820,690.91 10,567,344.89 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 115,041.44 3,326.97 118,368.41 Sub servicer fees 0.00 0.00 0.00 Trustee fees 4,346.08 161.68 4,507.76 Agg advances N/A N/A N/A Adv this period 52,210.86 12,641.61 64,852.47 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 12,215,464.50 583,470.21 12,798,934.70 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.696912% 100.000000% 569,136,573.70 ----------------------------------------------------------------------------- Junior 5.303088% 0.000000% 31,872,014.56 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 25 5,987,503.59 60 to 89 days 5 1,426,217.79 90 or more 4 1,062,044.38 Foreclosure 4 1,294,357.09 Totals: 38 9,770,122.85 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 156,955.24 Current Total Outstanding Number of Loans: 1 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 14,012,881.17 14,012,881.17 Principal remittance amount 11,059,583.12 11,059,583.12 Interest remittance amount 2,953,298.05 2,953,298.05

Filing Compare · CWALT, Inc. Alternative Loan Trust 2005-J2