8-K 1 fh05ar2_8k0506.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2005 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: June 25, 2005 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated June 25, 2005 Payment Date: 06/25/05 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 49,~~099~~094,~~000~~752.0066 4.~~841633~~841647% 41,~~247~~547,065.3481 198,~~099~~082.4590 ~~202~~1,~~346~~745,148.7971 0.00 0.00 1A2 3,~~519~~518,~~000~~695.0059 4.~~841633~~841647% ~~304~~110,880.4156 14,~~198~~196.0990 14125,~~502~~077.5046 0.00 0.00 2A1 111,~~755~~612,~~000~~596.0010 5.~~147841~~147668% ~~142~~556,~~403~~415.9072 ~~479~~478,~~414~~787.1411 ~~621~~1,~~818~~035,202.0483 0.00 0.00 2A2 4,~~271~~265,~~000~~557.0067 5.~~147841~~147668% 521,~~442~~264.3383 18,~~322~~298.0206 2339,~~764~~562.3589 0.00 0.00 3A1 21,~~010~~003,~~000~~122.0094 5.~~313319~~313343% 67,~~877~~308.0665 9392,~~027~~997.3733 99100,~~904~~305.4398 0.00 0.00 4A1 8281,~~052~~684,~~000~~963.00 5.~~334165~~333532% ~~367~~748,~~037~~092.0019 ~~364~~363,~~732~~057.4382 ~~731~~1,~~769~~111,150.4301 0.00 0.00 Residual 2AR ~~100~~0.00 5.~~147841~~147668% ~~100~~0.00 0.5300 ~~100~~0.5300 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,~~648~~646,~~000~~670.0031 5.~~157631~~157365% 1,~~329~~408.6933 19,~~977~~970.2348 21,~~306~~378.9281 0.00 0.00 B2 1,~~972~~971,~~000~~435.0085 5.~~157631~~157365% ~~564~~597.1551 8,~~475~~472.7185 9,~~039~~070.8535 0.00 0.00 B3 1,~~127~~126,~~000~~677.0059 5.~~157631~~157365% ~~322~~341.4148 4,~~843~~842.8824 5,~~166~~183.2972 0.00 0.00 B4 ~~986~~985,~~000~~717.0093 5.~~157631~~157365% ~~282~~298.0775 4,~~237~~236.8542 4,~~519~~535.9318 0.00 0.00 B5 ~~704~~703,~~000~~798.0060 5.~~157631~~157365% ~~201~~213.4031 3,~~025~~024.8179 3,~~227~~238.2110 0.00 0.00 B6 563,~~697~~535.0074 5.~~157631~~157365% ~~161~~170.2680 2,~~422~~421.7897 2,~~584~~592.0576 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 281,~~706~~177,~~797~~523.0097 - ~~529~~2,~~273~~994,057.0394 1,~~210~~208,~~777~~388.2887 14,~~740~~202,~~050~~446.3181 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 4947,~~094~~547,~~752~~686.6685 0.00 1A2 3,~~518~~407,~~695~~815.5903 0.00 2A1 111,~~612~~056,~~596~~180.1040 0.00 2A2 4,~~265~~244,~~557~~292.6784 0.00 3A1 2120,~~003~~995,~~122~~814.9429 0.00 4A1 8180,~~684~~936,~~963~~870.0081 0.00 Residual 2AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 4,~~646~~645,~~670~~261.3198 0.00 B2 1,~~971~~970,~~435~~838.8534 0.00 B3 1,126,~~677~~336.5911 0.00 B4 985,~~717~~419.9317 0.00 B5 703,~~798~~585.6029 0.00 B6 563,~~535~~364.7494 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~281~~278,~~177~~183,~~523~~466.9705 - --------------------------------------------------------------------------------

Payment Date: 06/25/05 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 49,~~099~~094,~~000~~752.0066 4.~~841633~~841647% 32051GMU6 031.~~086506~~509110 4.~~034694~~034357 ~~999~~968.~~913494~~404384 1A2 3,~~519~~518,~~000~~695.0059 4.~~841633~~841647% 32051GMV4 031.~~086506~~509110 4.~~034694~~034357 ~~999~~968.~~913494~~404384 2A1 111,~~755~~612,~~000~~596.0010 5.~~147841~~147668% 32051GMW2 14.~~274251~~978889 4.~~289867~~284257 ~~998~~993.~~725749~~746861 2A2 4,~~271~~265,~~000~~557.0067 5.~~147841~~147668% 32051GMX0 14.~~274251~~978889 4.~~289867~~284257 ~~998~~993.~~725749~~746860 3A1 21,~~010~~003,~~000~~122.0094 5.~~313319~~313343% 32051GMZ5 0.~~327323~~347865 4.~~427766~~426337 999.~~672677~~324812 4A1 8281,~~052~~684,~~000~~963.00 5.~~334165~~333532% 32051GNA9 49.~~473224~~117294 4.~~445138~~424728 ~~995~~986.~~526776~~409482 Residual 2AR ~~100~~0.00 5.~~147841~~147668% 32051GMY8 ~~1,000~~0.000000 50.~~288568~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,~~648~~646,~~000~~670.0031 5.~~157631~~157365% 32051GNB7 0.~~286079~~302997 4.~~298026~~296575 999.~~713921~~410924 B2 1,~~972~~971,~~000~~435.0085 5.~~157631~~157365% 32051GNC5 0.~~286079~~302997 4.~~298026~~296575 999.~~713921~~410924 B3 1,~~127~~126,~~000~~677.0059 5.~~157631~~157365% 32051GND3 0.~~286079~~302997 4.~~298026~~296575 999.~~713921~~410925 B4 ~~986~~985,~~000~~717.0093 5.~~157631~~157365% 32051GNE1 0.~~286079~~302997 4.~~298026~~296575 999.~~713921~~410924 B5 ~~704~~703,~~000~~798.0060 5.~~157631~~157365% 32051GNF8 0.~~286079~~302997 4.~~298026~~296575 999.~~713921~~410924 B6 563,~~697~~535.0074 5.~~157631~~157365% 32051GNG6 0.~~286078~~302996 4.~~298019~~296568 999.~~712272~~409275 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 281,~~706~~177,~~797~~523.0097 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 52,890,972.59 119,568,037.67 21,769,101.97 Loan count 94 226 43 Avg loan rate 5.091647% 5.397668% 5.563343% Prepay amount 1,646,124.88 542,200.32 744.56 Total ----- Prin balance 83,955,354.73 278,183,466.96 Loan count 147 510 Avg loan rate 5.583532% 5.41 Prepay amount 719,785.01 2,908,854.77 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 11,091.70 24,429.90 4,427.92 Sub servicer fees 0.00 0.00 0.00 Trustee fees 272.75 600.74 108.88 Agg advances N/A N/A N/A Adv this period 0.00 1,912.50 0.00 Total ----- Master serv fees 17,223.25 57,172.76 Sub servicer fees 0.00 0.00 Trustee fees 423.52 1,405.89 Agg advances N/A N/A Adv this period 3,114.58 5,027.08 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 1,114,553.89 2,425,596.89 435,674.98 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 1,701,450.21 5,677,275.98 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.445337% 100.000000% 271,179,687.96 ----------------------------------------------------------------------------- Junior 3.554663% 0.000000% 9,994,805.83 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 2 1,058,000.00 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 2 1,058,000.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 4,202,446.81 4,202,446.81 Principal remittance amount 2,994,057.94 2,994,057.94 Interest remittance amount 1,208,388.87 1,208,388.87

Filing Compare · First Horizon Asset Sec Mort Pass Thr Certs Ser 2005-AR2