8-K 1 amh044_8k0505.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 25, 2005 AMH (Depositor) (Issuer in respect of AMERICAN HOME MORTGAGE INVESTMENT TRUST, SERIES 2004-4) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: May 25, 2005 AMH By: /s/ Ira Nydick ------------------------------ Name: Ira Nydick Assistant Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated May 25, 2005 Payment Date: 05/25/05 ------------------------------------------------------------ AMERICAN HOME MORTGAGE ACCEPTANCE, INC AMERICAN HOME MORTGAGE INVESTMENT TRUST, SERIES 2004-4 MORTGAGE BACKED NOTES ------------------------------------------------------------

Payment Date: 05/25/05 ------------------------------------------------------------ AMERICAN HOME MORTGAGE ACCEPTANCE, INC AMERICAN HOME MORTGAGE INVESTMENT TRUST, SERIES 2004-4 MORTGAGE BACKED NOTES ------------------------------------------------------------

------------------------------------------------------------ AMERICAN HOME MORTGAGE ACCEPTANCE, INC AMERICAN HOME MORTGAGE INVESTMENT TRUST, SERIES 2004-4 MORTGAGE BACKED NOTES ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 250,219,690.93 535,041,374.68 491,793,808.74 Loan count 1037 2820 924 Avg loan rate 5.047186% 5.594826% 5.347494% Prepay amount 2,145,142.48 17,641,872.41 28,021,141.62 Prin balance 866,335,305.30 558,958,286.37 372,112,414.43 Loan count 4718 1095 2369 Avg loan rate 5.738461% 5.501267% 6.659728% Prepay amount 12,651,562.99 10,118,671.73 6,072,185.03 Total ----- Prin balance 192,056,057.61 3,266,516,938.06 Loan count 3408 16371 Avg loan rate 6.624682% 5.72 Prepay amount 5,641,479.94 82,292,056.20 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 65,842.77 170,958.53 108,439.71 Sub servicer fees 0.00 0.00 0.00 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 0.00 126,439.41 150,285.26 Master serv fees 273,679.88 119,037.48 111,860.43 Sub servicer fees 0.00 0.00 0.00 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 126,028.62 119,613.68 66,520.40 Total ----- Master serv fees 72,132.09 921,950.89 Sub servicer fees 0.00 0.00 Trustee fees 0.00 0.00 Agg advances N/A N/A Adv this period 0.00 588,887.37 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 5,182,277.53 11,891,878.89 11,220,549.60 Special Hazard 0.00 0.00 0.00 Bankruptcy 0.00 0.00 0.00 Fraud 18,120,796.97 11,837,497.61 7,858,733.89 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 4,268,851.53 70,380,586.02 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.180332% 100.000000% 7,030,468,118.67 ----------------------------------------------------------------------------- Junior 3.819668% 0.000000% 279,205,282.45 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 132 14,934,339.56 60 to 89 days 31 4,970,320.54 90 or more 6 490,726.66 Foreclosure 0 0.00 Totals: 169 20,395,386.76 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 96,962,308.08 96,962,308.08 Principal remittance amount 83,307,603.52 83,307,603.52 Interest remittance amount 13,654,704.56 13,654,704.56

American Home Mortgage Investment Trust 2004-4 8-K