8-K 1 cwt05j2_8k0505.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 25, 2005 CWT (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Series 2005-J2) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: May 25, 2005 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated May 25, 2005 Payment Date: 05/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2005-J2 Alternative Loan Trust 2005-J2 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 ~~100~~97,~~000~~844,~~000~~252.0056 3.~~010000~~420000% 1,~~166~~689,~~856~~777.1304 ~~250~~278,~~833~~856.3312 1,~~417~~968,~~689~~633.4616 0.00 0.00 A2 ~~225~~220,~~000~~149,~~000~~568.0026 2.~~490000~~080000% 0.00 ~~466~~381,~~875~~592.0058 ~~466~~381,~~875~~592.0058 0.00 0.00 A3 7,304,000.00 5.500000% 0.00 33,476.67 33,476.67 0.00 0.00 A4 28,151,000.00 5.500000% 0.00 129,025.42 129,025.42 0.00 0.00 A5 ~~301~~295,~~348~~553,~~000~~291.0097 3.~~110000~~520000% 34,~~136~~542,~~541~~166.1585 ~~780~~866,~~993~~956.5732 35,~~917~~409,~~534~~123.7217 0.00 0.00 A6 ~~301~~295,~~348~~553,~~000~~291.0097 21.~~390000~~980000% 0.00 ~~600~~487,~~184~~662.7793 ~~600~~487,~~184~~662.7793 0.00 0.00 A7 10,300,000.00 5.500000% 0.00 47,208.33 47,208.33 0.00 0.00 A8 54,~~000~~892,~~000~~212.0063 3.~~210000~~620000% 5884,~~342~~488.8185 1314,~~375~~758.0017 7199,~~717~~247.8103 0.00 0.00 A9 54,~~000~~892,~~000~~212.0063 21.~~290000~~880000% 0.00 97,~~541~~664.6747 97,~~541~~664.6747 0.00 0.00 A10 1,670,000.00 5.500000% 0.00 7,654.17 7,654.17 0.00 0.00 A11 4443,~~000~~051,~~000~~471.0013 23.~~930000~~340000% ~~513~~743,~~416~~501.7090 ~~107~~119,~~433~~826.3359 ~~620~~863,~~850~~328.0349 0.00 0.00 A12 8179,~~000~~253,~~000~~844.0057 3.~~010000~~420000% ~~945~~1,~~153~~368,719.4640 ~~203~~225,~~175~~873.0046 1,~~148~~594,~~328~~592.4686 0.00 0.00 A13 543,000.00 5.500000% 0.00 2,488.75 2,488.75 0.00 0.00 1X ~~513~~507,~~732~~312,~~708~~585.0042 0.~~412210~~407525% 0.00 ~~176~~172,~~471~~285.2534 ~~176~~172,~~471~~285.2534 0.00 0.00 POA ~~917~~904,~~553~~093.7016 0.000000% ~~2,925~~984.1479 0.00 ~~2,925~~984.1479 0.00 0.00 2A1 2723,~~692~~149,~~000~~797.0035 7.500000% 1,~~704~~741,~~975~~890.7775 ~~173~~144,~~075~~686.0023 1,~~878~~886,~~050~~576.7798 0.00 0.00 2X 2319,~~438~~939,~~469~~019.0099 0.~~369481~~366743% 0.00 76,~~216~~093.7374 76,~~216~~093.7374 0.00 0.00 POB 2219,~~259~~215.0494 0.000000% ~~1,515~~13.6568 0.00 ~~1,515~~13.6568 0.00 0.00 Residual AR ~~100~~0.00 5.500000% ~~100~~0.00 0.4631 ~~100~~0.4631 0.00 0.00 P 100.00 0.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 17,~~279~~253,~~900~~387.0041 5.~~591207~~591243% 1213,~~390~~917.0584 80,~~512~~389.9190 9294,~~902~~307.9674 0.00 0.00 B1 5,~~119~~111,~~600~~744.0099 5.~~591207~~591243% 34,~~670~~123.8650 23,~~853~~817.9551 27,~~524~~941.8101 0.00 0.00 B2 3,~~199~~194,~~800~~890.0054 5.~~591207~~591243% 2,~~294~~577.3223 14,~~908~~886.9517 17,~~203~~463.2841 0.00 0.00 B3 2,~~559~~555,~~800~~872.0049 5.~~591207~~591243% 12,~~835~~061.4375 11,~~926~~908.9875 13,~~762~~970.4151 0.00 0.00 B4 2,~~559~~555,~~800~~872.0049 5.~~591207~~591243% 12,~~835~~061.4375 11,~~926~~908.9875 13,~~762~~970.4151 0.00 0.00 B5 1,~~279~~277,~~922~~958.4667 5.~~591207~~591243% ~~917~~1,030.7389 5,~~963~~954.5948 6,~~881~~985.3238 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~639~~624,~~946~~586,~~835~~005.2091 - 710,~~552~~197,~~770~~316.6222 3,~~158~~074,~~121~~975.8018 1013,~~710~~272,~~892~~291.4240 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 9896,~~833~~154,~~143~~475.8753 0.00 A2 ~~222~~216,~~374~~347,~~573~~569.7293 0.00 A3 7,304,000.00 0.00 A4 28,151,000.00 0.00 A5 ~~298~~291,~~211~~011,~~458~~125.8512 0.00 A6 ~~298~~291,~~211~~011,~~458~~125.8512 0.00 A7 10,300,000.00 0.00 A8 4,~~941~~807,~~657~~723.1978 0.00 A9 4,~~941~~807,~~657~~723.1978 0.00 A10 1,670,000.00 0.00 A11 4342,~~486~~307,~~583~~969.3023 0.00 A12 8077,~~054~~885,~~846~~125.5418 0.00 A13 543,000.00 0.00 1X ~~512~~498,~~001~~950,~~410~~306.0013 0.00 POA ~~914~~903,~~628~~108.5637 0.00 2A1 2521,~~987~~407,~~024~~906.2360 0.00 2X 2218,~~120~~199,~~357~~591.3013 0.00 POB 2019,~~743~~202.3926 0.00 Residual AR 0.00 0.00 P 100.00 0.00 -------------------------------------------------------------------------------- Subordinate M 17,~~267~~239,~~509~~469.9558 0.00 B1 5,~~115~~107,~~929~~621.1448 0.00 B2 3,~~197~~192,~~505~~313.6831 0.00 B3 2,~~557~~553,~~964~~810.5774 0.00 B4 2,~~557~~553,~~964~~810.5774 0.00 B5 1,~~279~~276,~~004~~927.7378 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~632~~614,~~394~~388,~~064~~689.5869 - --------------------------------------------------------------------------------

Payment Date: 05/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2005-J2 Alternative Loan Trust 2005-J2 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 ~~100~~97,~~000~~844,~~000~~252.0056 3.~~010000~~420000% 12667F5W1 1116.~~668561~~897770 2.~~508333~~788561 ~~988~~961.~~331439~~544755 A2 ~~225~~220,~~000~~149,~~000~~568.0026 2.~~490000~~080000% 12667F5X9 0.000000 21.~~075000~~695967 ~~988~~961.~~331439~~544755 A3 7,304,000.00 5.500000% 12667F5Y7 0.000000 4.583333 1,000.000000 A4 28,151,000.00 5.500000% 12667F5Z4 0.000000 4.583333 1,000.000000 A5 ~~301~~295,~~348~~553,~~000~~291.0097 3.~~110000~~520000% 12667F6A8 1015.~~408369~~072829 2.~~591667~~876927 ~~989~~965.~~591631~~697881 A6 ~~301~~295,~~348~~553,~~000~~291.0097 21.~~390000~~980000% 12667F6B6 0.000000 1.~~991667~~618272 ~~989~~965.~~591631~~697881 A7 10,300,000.00 5.500000% 12667F6C4 0.000000 4.583333 1,000.000000 A8 54,~~000~~892,~~000~~212.0063 3.~~210000~~620000% 12667F6D2 1116.~~668561~~897770 2.~~675000~~951635 ~~988~~961.~~331439~~544755 A9 54,~~000~~892,~~000~~212.0063 21.~~290000~~880000% 12667F6E0 0.000000 1.~~908333~~532893 ~~988~~961.~~331439~~544755 A10 1,670,000.00 5.500000% 12667F6F7 0.000000 4.583333 1,000.000000 A11 4443,~~000~~051,~~000~~471.0013 23.~~930000~~340000% 12667F6G5 1116.~~668561~~897770 2.~~441667~~723332 ~~988~~961.~~331439~~544755 A12 8179,~~000~~253,~~000~~844.0057 3.~~010000~~420000% 12667F6H3 1116.~~668561~~897770 2.~~508333~~788561 ~~988~~961.~~331439~~544755 A13 543,000.00 5.500000% 12667F6J9 0.000000 4.583333 1,000.000000 1X ~~513~~507,~~732~~312,~~708~~585.0042 0.~~412210~~407525% 12667F6K6 0.000000 0.~~343508~~335360 ~~996~~971.~~629963~~225500 POA ~~917~~904,~~553~~093.7016 0.000000% 12667F6L4 31.~~187977~~073278 0.000000 ~~996~~984.~~812023~~256694 2A1 2723,~~692~~149,~~000~~797.0035 7.500000% 12667F6M2 6162.~~569254~~902309 65.~~250000~~224839 ~~938~~773.~~430746~~071883 2X 2319,~~438~~939,~~469~~019.0099 0.~~369481~~366743% 12667F6N0 0.000000 0.~~307901~~259989 ~~943~~776.~~762893~~483785 POB 2219,~~259~~215.0494 0.000000% 12667F6P5 680.~~091436~~614532 0.000000 ~~931~~862.~~908564~~672464 Residual AR ~~100~~0.00 5.500000% 12667F6Q3 ~~1,000~~0.000000 43.~~627868~~088754 0.000000 P 100.00 0.000000% 12667F7X7 0.000000 0.000000 1,000.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 17,~~279~~253,~~900~~387.0041 5.~~591207~~591243% 12667F6R1 0.~~717021~~805435 4.~~659339~~652220 ~~999~~997.~~282979~~660263 B1 5,~~119~~111,~~600~~744.0099 5.~~591207~~591243% 12667F6S9 0.~~717021~~805435 4.~~659339~~652220 ~~999~~997.~~282979~~660263 B2 3,~~199~~194,~~800~~890.0054 5.~~591207~~591243% 12667F6T7 0.~~717021~~805435 4.~~659339~~652220 ~~999~~997.~~282979~~660263 B3 2,~~559~~555,~~800~~872.0049 5.~~591207~~591243% 12667F6U4 0.~~717021~~805435 4.~~659339~~652220 ~~999~~997.~~282979~~660263 B4 2,~~559~~555,~~800~~872.0049 5.~~591207~~591243% 12667F6V2 0.~~717021~~805435 4.~~659339~~652220 ~~999~~997.~~282979~~660263 B5 1,~~279~~277,~~922~~958.4667 5.~~591207~~591243% 12667F6W0 0.~~717021~~805435 4.~~659339~~652220 ~~999~~997.~~282979~~660263 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~639~~624,~~946~~586,~~835~~005.2091 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2005-J2 Alternative Loan Trust 2005-J2 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 591,504,786.90 22,883,802.79 614,388,589.69 Loan count 1699 169 1868 Avg loan rate 6.095306% 8.416780% 6.19 Prepay amount 7,965,038.32 1,727,593.40 9,692,631.72 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 121,751.52 2,565.27 124,316.79 Sub servicer fees 0.00 0.00 0.00 Trustee fees 4,499.69 184.70 4,684.39 Agg advances N/A N/A N/A Adv this period 94,737.45 15,581.43 110,318.88 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 12,215,464.50 583,470.21 12,798,934.70 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.888571% 100.000000% 592,636,279.31 ----------------------------------------------------------------------------- Junior 5.111429% 0.000000% 31,923,953.63 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 44 14,505,114.86 60 to 89 days 6 1,451,317.53 90 or more 2 827,006.91 Foreclosure 2 803,905.25 Totals: 54 17,587,344.55 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 13,272,291.40 13,272,291.40 Principal remittance amount 10,197,316.22 10,197,316.22 Interest remittance amount 3,074,975.18 3,074,975.18

Filing Compare · CWALT, Inc. Alternative Loan Trust 2005-J2