8-K 1 fh05aa1_8k0504.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2005 (null) (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: April 25, 2005 (null) By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated April 25, 2005 Payment Date: 04/25/05 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 92,~~925~~160,~~619~~455.9571 4.~~548675~~548444% ~~765~~4,~~164~~340,199.2499 ~~352~~349,~~240~~322.3820 14,~~117~~689,~~404~~522.6219 0.00 0.00 1AI 92,~~925~~160,~~619~~455.9571 0.519000% 0.00 4039,~~190~~859.33 40 39,~~190~~859.3340 0.00 0.00 2A1 ~~186~~184,~~494~~575,~~737~~407.8878 4.~~810237~~808656% 14,~~919~~329,~~330~~833.0906 ~~747~~739,~~569~~633.9210 25,~~666~~069,~~900~~466.0116 0.00 0.00 2A2 12,~~532~~403,~~157~~181.1615 4.~~810237~~808656% ~~128~~290,~~976~~958.0107 5049,~~235~~702.5420 ~~179~~340,~~211~~660.5426 0.00 0.00 2AI ~~199~~196,~~026~~978,~~895~~588.0394 0.548000% 0.00 9089,~~888~~953.9556 9089,~~888~~953.9556 0.00 0.00 Residual 2AR 0.00 5.~~358237~~356656% 0.00 0.3028 0.3028 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 9,~~766~~765,~~072~~188.4543 5.~~265987~~264833% ~~884~~1,142.0287 42,~~856~~843.6841 43,~~740~~986.7028 0.00 0.00 B2 3,465,~~670~~357.8413 5.~~265987~~264833% ~~313~~405.7157 15,~~208~~203.4877 15,~~522~~609.1934 0.00 0.00 B3 2,204,~~790~~591.6002 5.~~265987~~264833% ~~199~~258.5801 9,~~675~~672.3334 9,~~874~~930.9135 0.00 0.00 B4 1,890,~~820~~649.4226 5.~~265987~~264833% ~~171~~221.1627 8,~~297~~294.5396 8,~~468~~516.6923 0.00 0.00 B5 1,417,~~865~~736.3499 5.~~265987~~264833% ~~128~~165.3592 6,~~222~~220.0512 6,~~350~~386.4005 0.00 0.00 B6 1,102,~~713~~613.7391 5.~~265987~~264833% 99129.8204 4,~~839~~837.0657 4,~~938~~966.8861 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~311~~308,~~800~~985,~~448~~181.3538 - 28,~~815~~963,~~266~~313.9781 1,~~368~~355,~~224~~542.5590 410,~~183~~318,~~491~~856.5271 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 9287,~~160~~820,~~455~~255.7172 0.00 1AI 9287,~~160~~820,~~455~~255.7172 0.00 2A1 ~~184~~180,~~575~~245,~~407~~574.7872 0.00 2A2 12,~~403~~112,~~181~~223.1509 0.00 2AI ~~196~~192,~~978~~357,~~588~~797.9481 0.00 Residual 2AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 9,~~765~~764,~~188~~045.4356 0.00 B2 3,~~465~~464,~~357~~951.1356 0.00 B3 2,204,~~591~~333.0200 0.00 B4 1,890,~~649~~427.2699 0.00 B5 1,417,~~736~~571.9907 0.00 B6 1,102,~~613~~484.9187 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~308~~300,~~985~~021,~~181~~867.3857 - --------------------------------------------------------------------------------

Payment Date: 04/25/05 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 92,~~925~~160,~~619~~455.9571 4.~~548675~~548444% 32051GGD1 846.~~163581~~305839 3.~~758072~~726938 ~~983~~936.~~265112~~959273 1AI 92,~~925~~160,~~619~~455.9571 0.519000% 32051GGE9 0.000000 0.~~428793~~425262 ~~983~~936.~~265112~~959273 2A1 ~~186~~184,~~494~~575,~~737~~407.8878 4.~~810237~~808656% 32051GGF6 1022.~~165997~~933559 3.~~959607~~917569 ~~977~~954.~~629160~~695601 2A2 12,~~532~~403,~~157~~181.1615 4.~~810237~~808656% 32051GGG4 1022.~~165997~~933559 3.~~959607~~917569 ~~977~~954.~~629160~~695601 2AI ~~199~~196,~~026~~978,~~895~~588.0394 0.548000% 32051GGH2 0.000000 0.~~451093~~446451 ~~977~~954.~~629160~~695601 Residual 2AR 0.00 5.~~358237~~356656% 32051GGJ8 0.000000 2.~~989490~~841937 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 9,~~766~~765,~~072~~188.4543 5.~~265987~~264833% 32051GGK5 0.~~090511~~117013 4.~~387906~~386547 999.~~814521~~697508 B2 3,465,~~670~~357.8413 5.~~265987~~264833% 32051GGL3 0.~~090511~~117013 4.~~387906~~386547 999.~~814521~~697508 B3 2,204,~~790~~591.6002 5.~~265987~~264833% 32051GGM1 0.~~090511~~117013 4.~~387906~~386547 999.~~814521~~697508 B4 1,890,~~820~~649.4226 5.~~265987~~264833% 32051GGN9 0.~~090511~~117013 4.~~387906~~386547 999.~~814521~~697508 B5 1,417,~~865~~736.3499 5.~~265987~~264833% 32051GGP4 0.~~090511~~117013 4.~~387906~~386547 999.~~814521~~697508 B6 1,102,~~713~~613.7391 5.~~265987~~264833% 32051GGQ2 0.~~090511~~117013 4.~~387906~~386547 999.~~814521~~697508 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~311~~308,~~800~~985,~~448~~181.3538 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 94,120,738.36 205,901,129.21 300,021,867.57 Loan count 385 897 1282 Avg loan rate 5.442444% 5.731656% 5.64 Prepay amount 4,332,465.88 4,594,703.36 8,927,169.24 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 28,565.36 62,697.79 91,263.15 Sub servicer fees 0.00 0.00 0.00 Trustee fees 492.31 1,052.62 1,544.93 Agg advances N/A N/A N/A Adv this period 1,213.02 6,304.38 7,517.40 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 93.577697% 100.000000% 289,139,044.65 ----------------------------------------------------------------------------- Junior 6.422303% 0.000000% 19,843,814.04 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 7 1,310,073.32 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 7 1,310,073.32 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 10,318,856.71 10,318,856.71 Principal remittance amount 8,963,313.81 8,963,313.81 Interest remittance amount 1,355,542.90 1,355,542.90

Filing Compare · First Horizon Asset Sec Mort Pas Thr Certs Ser 2005-AA1