8-K 1 fh04fa2_8k0503.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 25, 2005 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 400 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 214-441-4100 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: March 25, 2005 FH By: /s/ Paul Galli ------------------------------ Name: Paul Galli Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated March 25, 2005 Payment Date: 03/25/05 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~168~~166,~~942~~304,~~228~~033.2307 6.000000% 2,~~638~~883,~~195~~602.1683 ~~844~~831,~~711~~520.1417 3,~~482~~715,~~906~~123.3000 0.00 0.00 1PO 6,~~259~~188,~~532~~158.1979 0.000000% 7145,~~373~~132.4092 0.00 7145,~~373~~132.4092 0.00 0.00 2A1 20,~~416~~333,~~521~~506.9168 5.000000% 83301,~~015~~268.2354 8584,~~068~~722.8494 ~~168~~385,~~084~~991.0749 0.00 0.00 2PO 138,~~983~~375.8210 0.000000% ~~608~~592.7262 0.00 ~~608~~592.7262 0.00 0.00 3A1 6159,~~355~~063,~~420~~297.7861 6.000000% 21,~~292~~422,~~123~~459.1776 ~~306~~295,~~777~~316.1049 21,~~598~~717,~~900~~776.2725 0.00 0.00 3PO 1,~~679~~678,~~756~~362.7838 0.000000% 1,~~394~~409.4062 0.00 1,~~394~~409.4062 0.00 0.00 Residual AR 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 6,~~558~~550,~~538~~638.5102 5.~~921749~~921937% 76,~~900~~476.4969 32,~~365~~327.0206 4038,~~265~~803.5174 0.00 0.00 B2 2,~~790~~787,~~446~~084.3897 5.~~921749~~921937% 32,~~361~~755.4162 13,~~770~~754.2712 1716,~~131~~509.6774 0.00 0.00 B3 1,~~674~~672,~~267~~250.8398 5.~~921749~~921937% 21,~~016~~653.8437 8,~~262~~252.1647 109,~~279~~905.0084 0.00 0.00 B4 1,~~534~~532,~~745~~896.5174 5.~~921749~~921937% 1,~~848~~515.7759 7,~~573~~564.6577 9,~~422~~080.4236 0.00 0.00 B5 1,~~255~~254,~~700~~188.8724 5.~~921749~~921937% 1,~~512~~240.6303 6,~~196~~189.6235 7,~~709~~429.2538 0.00 0.00 B6 ~~837~~836,~~569~~560.0915 5.~~921749~~921937% ~~1,008~~827.9411 4,~~133~~128.2338 54,~~142~~955.1749 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~273~~268,~~443~~339,~~711~~352.9073 - 54,~~104~~668,~~359~~934.1772 1,~~308~~283,~~858~~775.0375 65,~~413~~952,~~217~~710.2046 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~166~~163,~~304~~420,~~033~~430.0724 0.00 1PO 6,~~188~~143,~~158~~025.7987 0.00 2A1 20,~~333~~032,~~506~~238.6814 0.00 2PO ~~138~~137,~~375~~782.1048 0.00 3A1 5957,~~063~~640,~~297~~837.6185 0.00 3PO 1,~~678~~676,~~362~~952.3876 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 6,~~550~~544,~~638~~161.0233 0.00 B2 2,~~787~~784,~~084~~329.9735 0.00 B3 1,~~672~~670,~~250~~597.9861 0.00 B4 1,~~532~~531,~~896~~381.7414 0.00 B5 1,~~254~~252,~~188~~948.2421 0.00 B6 ~~836~~835,~~560~~733.1503 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~268~~263,~~339~~670,~~352~~418.7301 - --------------------------------------------------------------------------------

Payment Date: 03/25/05 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~168~~166,~~942~~304,~~228~~033.2307 6.000000% 32051GDA0 1516.~~187965~~600766 4.~~862962~~787022 ~~957~~940.~~404495~~803730 1PO 6,~~259~~188,~~532~~158.1979 0.000000% 32051GDB8 117.~~209252~~088163 0.000000 ~~971~~964.~~855516~~767352 2A1 20,~~416~~333,~~521~~506.9168 5.000000% 32051GDD4 414.~~008655~~547711 4.~~107820~~091117 ~~981~~967.~~868110~~320399 2PO 138,~~983~~375.8210 0.000000% 32051GDE2 4.~~341245~~226362 0.000000 ~~986~~982.~~849821~~623459 3A1 6159,~~355~~063,~~420~~297.7861 6.000000% 32051GDF9 3522.~~480135~~018478 4.~~748651~~571250 ~~914~~892.~~250075~~231597 3PO 1,~~679~~678,~~756~~362.7838 0.000000% 32051GDG7 0.~~828659~~837708 0.000000 ~~997~~996.~~412150~~574443 Residual AR 0.00 6.000000% 32051GDC6 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 6,~~558~~550,~~538~~638.5102 5.~~921749~~921937% 32051GDH5 10.~~191988~~977171 4.~~883074~~877347 ~~988~~987.~~328005~~350834 B2 2,~~790~~787,~~446~~084.3897 5.~~921749~~921937% 32051GDJ1 10.~~191988~~977171 4.~~883074~~877347 ~~988~~987.~~328005~~350834 B3 1,~~674~~672,~~267~~250.8398 5.~~921749~~921937% 32051GDK8 10.~~191988~~977171 4.~~883074~~877347 ~~988~~987.~~328005~~350834 B4 1,~~534~~532,~~745~~896.5174 5.~~921749~~921937% 32051GDL6 10.~~191988~~977171 4.~~883074~~877347 ~~988~~987.~~328005~~350834 B5 1,~~255~~254,~~700~~188.8724 5.~~921749~~921937% 32051GDM4 10.~~191988~~977171 4.~~883074~~877347 ~~988~~987.~~328005~~350834 B6 ~~837~~836,~~569~~560.0915 5.~~921749~~921937% 32051GDN2 10.~~191985~~977165 4.~~883074~~877347 ~~988~~987.~~328005~~350834 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~273~~268,~~443~~339,~~711~~352.9073 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 179,508,200.20 21,308,238.18 62,853,979.63 Loan count 1197 139 115 Avg loan rate 6.341250% 5.761362% 6.395135% Prepay amount 2,792,689.50 227,993.19 1,380,761.56 Total ----- Prin balance 263,670,418.01 Loan count 1451 Avg loan rate 6.31 Prepay amount 4,401,444.25 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 53,318.28 6,483.80 19,766.21 Sub servicer fees 25,809.49 7,535.66 9,470.38 Trustee fees 912.22 108.07 321.40 Agg advances N/A N/A N/A Adv this period 6,959.26 6,233.36 9,235.76 Total ----- Master serv fees 79,568.29 Sub servicer fees 42,815.53 Trustee fees 1,341.70 Agg advances N/A Adv this period 22,428.38 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.551698% 100.000000% 253,705,733.64 ----------------------------------------------------------------------------- Junior 5.448302% 0.000000% 14,619,150.67 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 15 3,255,506.79 60 to 89 days 1 67,763.82 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 16 3,323,270.61 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 5,952,710.46 5,952,710.46 Principal remittance amount 4,668,934.72 4,668,934.72 Interest remittance amount 1,283,775.75 1,283,775.75

Filing Compare · First Horizon Alternative Mortgage Securities Trust 2004-FA2