8-K 1 fh04ar2_8k0503.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 25, 2005 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: March 25, 2005 FH By: /s/ Paul Galli ------------------------------ Name: Paul Galli Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated March 25, 2005 Payment Date: 03/25/05 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 14,~~919~~884,~~675~~687.0172 4.~~044920~~045051% 3421,~~987~~995.2908 50,~~290~~174.7443 8572,~~278~~169.0351 0.00 0.00 2A1 105,~~725~~229,~~352~~252.9676 4.~~593895~~594323% ~~496~~4,~~100~~126,725.2055 ~~404~~402,~~742~~880.6695 ~~900~~4,~~842~~529,606.8650 0.00 0.00 Residual 2AR 0.00 4.~~593895~~594323% 0.00 0.00 0.00 0.00 0.00 2RL 0.00 4.~~593895~~594323% 0.00 0.00 0.00 0.00 0.00 3A1 30,~~649~~615,~~813~~393.9218 4.~~998143~~998269% 341,~~420~~408,025.7429 127,~~660~~519.1398 ~~162~~1,~~080~~535,545.8726 0.00 0.00 4A1 21,~~377~~358,~~273~~621.0973 5.~~258195~~258233% 1830,~~651~~704.3699 93,~~671~~590.5650 ~~112~~124,~~322~~295.9349 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 2,~~962~~960,~~425~~313.1427 4.~~694261~~694632% 2,~~111~~083.8702 11,~~588~~581.6632 13,~~700~~664.5434 0.00 0.00 B2 1,~~269~~268,~~468~~563.7677 4.~~694261~~694632% ~~904~~892.9962 4,~~966~~962.0187 5,~~871~~855.0049 0.00 0.00 B3 ~~634~~633,~~237~~785.3319 4.~~694261~~694632% ~~452~~445.1496 2,~~481~~479.0649 2,~~933~~925.2045 0.00 0.00 B4 528,~~862~~485.4746 4.~~694261~~694632% ~~377~~371.0287 2,~~068~~067.8554 2,~~445~~439.8741 0.00 0.00 B5 ~~318~~317,~~112~~885.7799 4.~~694261~~694632% ~~226~~223.7868 1,~~244~~243.4263 1,~~471~~467.2031 0.00 0.00 B6 317,~~523~~297.9862 4.~~694261~~694632% ~~226~~223.3626 1,~~242~~241.1233 1,~~468~~464.4859 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 178,~~702~~114,~~745~~286.4368 - ~~588~~5,~~458~~591,691.7532 ~~699~~697,~~956~~742.2203 16,~~288~~289,~~414~~433.9735 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 14,~~884~~862,~~687~~692.7264 0.00 2A1 ~~105~~101,~~229~~102,~~252~~527.7621 0.00 Residual 2AR 0.00 0.00 2RL 0.00 0.00 3A1 3029,~~615~~207,~~393~~367.1889 0.00 4A1 21,~~358~~327,~~621~~916.7374 0.00 -------------------------------------------------------------------------------- Subordinate B1 2,~~960~~958,~~313~~230.2724 0.00 B2 1,~~268~~267,~~563~~671.7715 0.00 B3 633,~~785~~339.1923 0.00 B4 528,~~485~~113.4659 0.00 B5 317,~~885~~662.9931 0.00 B6 317,~~297~~074.6237 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~178~~172,~~114~~522,~~286~~595.6836 - --------------------------------------------------------------------------------

Payment Date: 03/25/05 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 14,~~919~~884,~~675~~687.0172 4.~~044920~~045051% 32051D2G6 1.~~783519~~121226 2.~~563631~~557702 ~~758~~757.~~764731~~643505 2A1 105,~~725~~229,~~352~~252.9676 4.~~593895~~594323% 32051D2H4 332.~~922795~~631107 3.~~200407~~185686 ~~832~~799.~~075441~~444335 Residual 2AR 0.00 4.~~593895~~594323% 32051D2J0 0.000000 0.000000 0.000000 2RL 0.00 4.~~593895~~594323% 32051D2K7 0.000000 0.000000 0.000000 3A1 30,~~649~~615,~~813~~393.9218 4.~~998143~~998269% 32051D2L5 141.~~004838~~104227 3.~~726759~~722668 ~~893~~852.~~749618~~645392 4A1 21,~~377~~358,~~273~~621.0973 5.~~258195~~258233% 32051D2M3 01.~~705636~~161660 3.~~543870~~540803 ~~808~~806.~~059236~~897576 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 2,~~962~~960,~~425~~313.1427 4.~~694261~~694632% 32051D2N1 0.~~708682~~699001 3.~~888813~~886348 ~~993~~992.~~393714~~694713 B2 1,~~269~~268,~~468~~563.7677 4.~~694261~~694632% 32051D2P6 0.~~708682~~699001 3.~~888813~~886348 ~~993~~992.~~393714~~694713 B3 ~~634~~633,~~237~~785.3319 4.~~694261~~694632% 32051D2Q4 0.~~708682~~699001 3.~~888813~~886348 ~~993~~992.~~393714~~694713 B4 528,~~862~~485.4746 4.~~694261~~694632% 32051D2R2 0.~~708682~~699001 3.~~888813~~886348 ~~993~~992.~~393714~~694713 B5 ~~318~~317,~~112~~885.7799 4.~~694261~~694632% 32051D2S0 0.~~708682~~699001 3.~~888813~~886348 ~~993~~992.~~393714~~694713 B6 317,~~523~~297.9862 4.~~694261~~694632% 32051D2T8 0.~~708682~~698969 3.~~888813~~886348 ~~993~~992.~~393746~~694777 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 178,~~702~~114,~~745~~286.4368 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 15,428,986.27 104,788,909.04 30,204,335.97 Loan count 33 195 55 Avg loan rate 4.332051% 4.846323% 5.256269% Prepay amount -1,658.94 4,060,401.33 1,385,552.63 Total ----- Prin balance 22,100,364.03 172,522,595.31 Loan count 38 321 Avg loan rate 5.508233% 4.96 Prepay amount 22,916.10 5,467,211.12 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 3,141.88 20,164.50 5,896.15 Sub servicer fees 476.43 181.53 210.75 Trustee fees 77.26 544.59 158.07 Agg advances N/A N/A N/A Adv this period 0.00 3,701.93 0.00 Total ----- Master serv fees 4,500.04 33,702.57 Sub servicer fees 0.00 868.72 Trustee fees 110.66 890.57 Agg advances N/A N/A Adv this period 0.00 3,701.93 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 403,848.20 2,603,529.50 705,202.61 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 544,149.85 4,256,730.15 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.618893% 100.000000% 172,087,955.39 ----------------------------------------------------------------------------- Junior 3.381107% 0.000000% 6,022,090.88 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 1 652,895.13 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 1 652,895.13 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 6,289,433.35 6,289,433.35 Principal remittance amount 5,591,691.32 5,591,691.32 Interest remittance amount 697,742.03 697,742.03

Filing Compare · FIRST HORIZON ASSET SEC MORT PAS THR CERTS SER 2004-AR2