8-K 1 boa02k_8k0502.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 20, 2005 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-K Trust) (Exact name of registrant as specified in charter) North Carolina 333-97547-05 61-1430151/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: February 20, 2005 BOA By: /s/ Melissa Minneci ------------------------------ Name: Melissa Minneci Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated February 20, 2005 Payment Date: 02/20/05 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-K Trust Bank of America, NA, as Servicer ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 2726,~~463~~124,~~500~~926.9316 6.~~429005~~426053% 1172,~~338,574~~972.7728 ~~147~~139,~~135~~900.8214 1312,~~485,710~~872.5942 0.00 0.00 A2 ~~738~~702,~~266~~282.1596 6.000000% 354,~~983~~649.1979 3,~~691~~511.3341 398,~~674~~161.5221 0.00 0.00 A3 2,~~116~~013,~~362~~211.9716 3.500000% ~~103~~13,~~151~~329.8241 65,~~172~~871.7387 ~~109~~19,~~324~~201.5427 0.00 0.00 A4 1615,~~761~~944,~~151~~210.8098 5.000000% ~~816~~105,~~940~~566.8210 6966,~~838~~434.1321 ~~886~~172,~~778~~000.9531 0.00 0.00 A5 3,~~691~~511,~~330~~414.7781 4.500000% ~~179~~23,~~915~~248.96 13,~~842~~167.4981 ~~193~~36,~~758~~416.4577 0.00 0.00 A6 1211,~~304~~704,~~435~~716.9002 4.200000% ~~599~~77,~~719~~496.8854 4340,~~065~~966.5351 ~~642~~118,~~785~~463.4005 0.00 0.00 A7 4038,~~604~~625.6456 4.500000% ~~1,979~~255.0874 ~~152~~144.2785 ~~2,131~~400.3458 0.00 0.00 AIO 3533,~~652~~914,~~152~~461.2449 1.~~825778~~822826% 0.00 5451,~~244~~516.0880 5451,~~244~~516.0880 0.00 0.00 Residual AR 0.00 6.~~429005~~426053% 0.00 0.00 0.00 0.00 0.00 AMR 0.00 6.~~429005~~426053% 0.00 0.00 0.00 0.00 0.00 ALR 0.00 6.~~429005~~426053% 0.00 0.00 0.00 0.00 0.00 2A1 4844,~~076~~804,~~393~~057.5101 5.~~590667~~576952% 31,~~272~~411,~~336~~059.5085 ~~223~~208,~~982~~225.6007 31,~~496~~619,~~319~~284.1092 0.00 0.00 2A2 1,~~923~~792,~~038~~145.0680 5.~~590667~~576952% ~~130~~56,~~892~~441.2688 8,~~959~~328.2293 ~~139~~64,~~851~~770.4880 0.00 0.00 3A1 76,~~902~~975,~~399~~800.8807 76.~~082180~~966363% ~~926~~379,~~599~~854.8186 4640,~~638~~496.5263 ~~973~~420,~~238~~351.3349 0.00 0.00 4A1 109,~~700~~790,~~153~~883.7339 4.698000% ~~909~~1,~~270~~007,683.3475 4138,~~891~~331.1031 ~~951~~1,~~161~~046,015.4406 0.00 0.00 4IO 109,~~700~~790,~~153~~883.7339 0.~~536196~~518519% 0.00 4,~~781~~230.1563 4,~~781~~230.1563 0.00 0.00 BIO 0.00 0.000000% 0.00 109,~~232~~938.45 10 9,~~232~~938.4510 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 7,~~222~~015,~~905~~132.3225 4.~~471266~~461077% ~~207~~75,~~773~~828.0751 26,~~912~~079.9420 ~~234~~101,~~686~~907.0172 0.00 0.00 B2 32,~~040~~953,~~769~~299.9256 6.~~171266~~161077% 8731,~~470~~923.3604 15,~~637~~162.8392 ~~103~~47,~~108~~085.1996 0.00 0.00 B3 1,~~520~~476,~~384~~649.9678 6.~~171266~~161077% 4315,~~735~~961.1852 7,~~818~~581.9246 5123,~~554~~542.0998 0.00 0.00 B4 ~~760~~738,~~388~~515.2503 6.~~171266~~161077% 217,~~873~~982.2281 3,~~910~~791.4771 2511,~~783~~774.6952 0.00 0.00 B5 ~~759~~738,~~996~~134.7075 6.~~171266~~161077% 217,~~861~~978.9670 3,~~908~~789.4575 2511,~~770~~768.4146 0.00 0.00 B6 1,~~140~~107,~~697~~884.6048 6.~~171266~~161077% 3211,~~813~~975.1236 5,~~866~~688.2913 3817,~~679~~663.4150 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~146~~137,~~162~~431,~~781~~889.1077 - 83,~~730~~404,~~891~~209.3311 ~~738~~693,~~682~~157.3144 94,~~469~~097,~~573~~366.6455 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 2625,~~124~~951,~~926~~953.1688 0.00 A2 ~~702~~697,~~282~~633.9617 0.00 A3 21,~~013~~999,~~211~~881.1675 0.00 A4 15,~~944~~838,~~210~~644.9888 0.00 A5 3,~~511~~488,~~414~~165.8184 0.00 A6 11,~~704~~627,~~716~~219.0248 0.00 A7 38,~~625~~369.5682 0.00 AIO 33,~~914~~689,~~461~~914.4995 0.00 Residual AR 0.00 0.00 AMR 0.00 0.00 ALR 0.00 0.00 2A1 4443,~~804~~392,~~057~~997.0116 0.00 2A2 1,~~792~~735,~~145~~703.8093 0.00 3A1 6,~~975~~595,~~800~~945.0721 0.00 4A1 98,~~790~~783,~~883~~199.3963 0.00 4IO 98,~~790~~783,~~883~~199.3963 0.00 BIO 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 76,~~015~~939,~~132~~303.2573 0.00 B2 2,~~953~~921,~~299~~376.5653 0.00 B3 1,~~476~~460,~~649~~688.7826 0.00 B4 ~~738~~730,~~515~~532.0322 0.00 B5 ~~738~~730,~~134~~156.7504 0.00 B6 1,~~107~~095,~~884~~909.4812 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~137~~134,~~431~~027,~~889~~680.7766 - --------------------------------------------------------------------------------

Payment Date: 02/20/05 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-K Trust Bank of America, NA, as Servicer ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 2726,~~463~~124,~~500~~926.9316 6.~~429005~~426053% 06050HXK9 20.~~398880~~309986 0.~~263684~~250717 46.~~818864~~508878 A2 ~~738~~702,~~266~~282.1596 6.000000% 06050HXL7 20.~~398880~~309986 0.~~246089~~234094 46.~~818864~~508878 A3 2,~~116~~013,~~362~~211.9716 3.500000% 06050HXM5 20.~~398880~~309986 0.~~143552~~136555 46.~~818864~~508878 A4 1615,~~761~~944,~~151~~210.8098 5.000000% 06050HXN3 20.~~398880~~309986 0.~~205074~~195079 46.~~818864~~508878 A5 3,~~691~~511,~~330~~414.7781 4.500000% 06050HXP8 20.~~398880~~309986 0.~~184567~~175571 46.~~818864~~508878 A6 1211,~~304~~704,~~435~~716.9002 4.200000% 06050HXQ6 20.~~398880~~309986 0.~~172262~~163866 46.~~818864~~508878 A7 4038,~~604~~625.6456 4.500000% 06050HXR4 20.~~398880~~309986 0.~~184567~~175571 46.~~818864~~508878 AIO 3533,~~652~~914,~~152~~461.2449 1.~~825778~~822826% 06050HXS2 0.000000 0.~~074884~~071119 46.~~818864~~508878 Residual AR 0.00 6.~~429005~~426053% 06050HXT0 0.000000 0.000000 0.000000 AMR 0.00 6.~~429005~~426053% 06050HXU7 0.000000 0.000000 0.000000 ALR 0.00 6.~~429005~~426053% 06050HXV5 0.000000 0.000000 0.000000 2A1 4844,~~076~~804,~~393~~057.5101 5.~~590667~~576952% 06050HXW3 73.~~521247~~243227 0.~~514809~~478591 ~~102~~99.~~979130~~735904 2A2 1,~~923~~792,~~038~~145.0680 5.~~590667~~576952% 06050HXX1 73.~~521247~~243227 0.~~514809~~478591 ~~102~~99.~~979130~~735904 3A1 76,~~902~~975,~~399~~800.8807 76.~~082180~~966363% 06050HXY9 125.~~889492~~283982 0.~~648766~~563329 9791.~~037059~~753077 4A1 109,~~700~~790,~~153~~883.7339 4.698000% 06050HXZ6 910.~~288031~~293306 0.~~427910~~391547 ~~100~~89.~~012088~~718782 4IO 109,~~700~~790,~~153~~883.7339 0.~~536196~~518519% 06050HYA0 0.000000 0.~~048839~~043215 ~~100~~89.~~012088~~718782 BIO 0.00 0.000000% 06050HYB8 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 7,~~222~~015,~~905~~132.3225 4.~~471266~~461077% 06050HYC6 114.~~263244~~110615 1.~~458933~~413737 ~~380~~376.~~285805~~175190 B2 32,~~040~~953,~~769~~299.9256 6.~~171266~~161077% 06050HYD4 114.~~263244~~110615 21.~~013628~~952475 ~~380~~376.~~285805~~175190 B3 1,~~520~~476,~~384~~649.9678 6.~~171266~~161077% 06050HYE2 114.~~263244~~110615 21.~~013628~~952475 ~~380~~376.~~285805~~175190 B4 ~~760~~738,~~388~~515.2503 6.~~171266~~161077% 06050HYF9 114.~~263244~~110615 21.~~013628~~952475 ~~380~~376.~~285805~~175190 B5 ~~759~~738,~~996~~134.7075 6.~~171266~~161077% 06050HYG7 114.~~263244~~110615 21.~~013628~~952475 ~~380~~376.~~285805~~175190 B6 1,~~140~~107,~~697~~884.6048 6.~~171266~~161077% 06050HYH5 114.~~263245~~110594 21.~~013629~~952476 ~~380~~376.~~286078~~175484 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~146~~137,~~162~~431,~~781~~889.1077 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-K Trust Bank of America, NA, as Servicer ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 68,635,111.69 48,639,044.56 7,176,439.30 Loan count 153 120 14 Avg loan rate 6.676053% 5.826952% 7.216363% Prepay amount 310,115.24 1,445,914.40 379,263.80 Total ----- Prin balance 9,577,083.57 134,027,679.12 Loan count 21 308 Avg loan rate 5.591519% 6.31 Prepay amount 1,033,457.94 3,168,751.38 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 14,389.39 10,450.74 1,577.62 Sub servicer fees 0.00 0.00 0.00 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 3,320.84 29,738.59 Sub servicer fees 0.00 0.00 Trustee fees 0.00 0.00 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 89.890777% 100.000000% 123,402,273.93 ----------------------------------------------------------------------------- Junior 10.109223% 0.000000% 13,877,965.90 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 4 1,502,009.62 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 4 2,084,728.70 Totals: 8 3,586,738.32 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 4,097,366.55 4,097,366.55 Principal remittance amount 3,404,209.11 3,404,209.11 Interest remittance amount 693,157.44 693,157.44

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