8-K 1 cw04j5_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust 2004-J5, SERIES 2004-J5) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust 2004-J5, SERIES 2004-J5 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 8381,~~335~~919,~~461~~391.8560 5.500000% 1505,~~416,070~~269.2538 ~~381~~375,~~954~~463.2088 1880,~~798,024~~733.4526 0.00 0.00 A2 27,891,000.00 5.500000% 0.00 127,833.75 127,833.75 0.00 0.00 A3 15,454,000.00 5.500000% 0.00 70,830.83 70,830.83 0.00 0.00 A4 5,855,000.00 5.500000% 0.00 26,835.42 26,835.42 0.00 0.00 A5 16,000,000.00 5.500000% 0.00 73,333.33 73,333.33 0.00 0.00 A6 ~~502~~494,~~603~~062.3389 5.500000% 83,~~540~~047.4432 2,~~303~~264.6045 105,~~844~~311.0478 0.00 0.00 X 40,~~625~~583,~~923~~003.5890 0.~~211945~~211985% 0.00 7,~~175~~169.3915 7,~~175~~169.3915 0.00 0.00 PO 32,~~023~~990,~~102~~038.7794 0.000000% 3312,~~063~~146.8445 0.00 3312,~~063~~146.8445 0.00 0.00 Residual AR 0.00 5.500000% 0.00 0.0100 0.0100 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 1,~~987~~985,~~250~~112.2524 5.500000% 2,~~138~~156.0140 9,~~108~~098.2343 11,~~246~~254.2483 0.00 0.00 B1 ~~874~~873,~~390~~449.1139 5.500000% ~~940~~948.7282 4,~~007~~003.6231 4,~~948~~952.3412 0.00 0.00 B2 476,~~940~~426.0694 5.500000% ~~513~~517.1254 2,~~185~~183.9862 2,~~699~~701.1016 0.00 0.00 B3 317,~~960~~617.0496 5.500000% ~~342~~345.0802 1,~~457~~455.3275 1,~~799~~800.4077 0.00 0.00 B4 158,~~980~~808.0298 5.500000% ~~171~~172.0451 ~~728~~727.6687 ~~899~~900.7039 0.00 0.00 B5 318,~~472~~129.1956 5.500000% ~~342~~345.6358 1,~~459~~458.6609 1,~~802~~803.3067 -0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~156~~154,~~195~~733,~~160~~038.6350 - 1524,~~462,122~~949.1302 ~~709~~702,~~214~~657.0089 21,~~171~~227,~~336~~606.1391 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 81,~~919~~414,~~391~~122.6022 0.00 A2 27,891,000.00 0.00 A3 15,454,000.00 0.00 A4 5,855,000.00 0.00 A5 16,000,000.00 0.00 A6 ~~494~~491,~~062~~015.8957 0.00 X 40,~~583~~540,~~003~~754.9070 0.00 PO 2,~~990~~977,~~038~~892.9448 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 1,~~985~~982,~~112~~955.2485 0.00 B1 ~~873~~872,~~449~~500.3957 0.00 B2 ~~476~~475,~~426~~909.9440 0.00 B3 317,~~617~~272.9694 0.00 B4 158,~~808~~636.9847 0.00 B5 ~~318~~317,~~129~~783.5698 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 154,~~733~~208,~~038~~089.5048 - --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust 2004-J5, SERIES 2004-J5 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 8381,~~335~~919,~~461~~391.8560 5.500000% 12669FE74 165.~~267507~~804425 4.~~387807~~313247 ~~941~~935.~~072173~~267748 A2 27,891,000.00 5.500000% 12669FE82 0.000000 4.583333 1,000.000000 A3 15,454,000.00 5.500000% 12669FE90 0.000000 4.583333 1,000.000000 A4 5,855,000.00 5.500000% 12669FF24 0.000000 4.583333 1,000.000000 A5 16,000,000.00 5.500000% 12669FF32 0.000000 4.583333 1,000.000000 A6 ~~502~~494,~~603~~062.3389 5.500000% 12669FF40 165.~~267507~~804425 4.~~387807~~313247 ~~941~~935.~~072173~~267748 X 40,~~625~~583,~~923~~003.5890 0.~~211945~~211985% 12669FF57 0.000000 0.~~171021~~170872 ~~967~~966.~~270492~~263509 PO 32,~~023~~990,~~102~~038.7794 0.000000% 12669FF65 103.~~786197~~962457 0.000000 ~~975~~971.~~420677~~458220 Residual AR 0.00 5.500000% 12669FF73 0.000000 0.~~128726~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 1,~~987~~985,~~250~~112.2524 5.500000% 12669FF81 1.~~069003~~078199 4.~~554115~~549216 ~~992~~991.~~556122~~477923 B1 ~~874~~873,~~390~~449.1139 5.500000% 12669FF99 1.~~069003~~078199 4.~~554115~~549216 ~~992~~991.~~556122~~477923 B2 476,~~940~~426.0694 5.500000% 12669FG23 1.~~069003~~078199 4.~~554115~~549216 ~~992~~991.~~556122~~477923 B3 317,~~960~~617.0496 5.500000% 12669FG31 1.~~069003~~078199 4.~~554115~~549216 ~~992~~991.~~556122~~477923 B4 158,~~980~~808.0298 5.500000% 12669FG49 1.~~069003~~078199 4.~~554115~~549216 ~~992~~991.~~556122~~477923 B5 318,~~472~~129.1956 5.500000% 12669FG56 1.~~069004~~078198 4.~~554117~~549217 ~~992~~991.~~556432~~478233 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~156~~154,~~195~~733,~~160~~038.6350 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust 2004-J5, SERIES 2004-J5 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 154,208,089.48 154,208,089.48 Loan count 298 298 Avg loan rate 5.708318% 5.71 Prepay amount 356,611.52 356,611.52 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 32,236.05 32,236.05 Sub servicer fees 0.00 0.00 Trustee fees 1,160.50 1,160.50 Agg advances N/A N/A Adv this period 5,577.31 5,577.31 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 3,200,000.00 3,200,000.00 Special Hazard 2,487,254.06 2,487,254.06 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.334003% 100.000000% 150,603,493.43 ----------------------------------------------------------------------------- Junior 2.665997% 0.000000% 4,125,059.21 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 1 975,231.03 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 1 975,231.03 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 1,227,606.91 1,227,606.91 Principal remittance amount 524,949.02 524,949.02 Interest remittance amount 702,657.89 702,657.89

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