8-K 1 cwt044cb_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 CWT (Depositor) (Issuer in respect of Countrywide Alternative Loan Trust, Series 2004-4CB) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-4CB ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~189~~185,~~265~~253,~~320~~784.7695 4.250000% 4,~~011~~113,~~535~~736.8184 ~~670~~656,~~314~~107.6816 4,~~681~~769,~~850~~844.4900 0.00 0.00 1A2 6866,~~160~~715,~~035~~362.4585 2.~~680000~~917500% 1,~~444~~481,~~672~~478.6021 ~~152~~162,~~224~~201.0873 1,~~596~~643,~~896~~679.6894 0.00 0.00 1A3 6866,~~160~~715,~~035~~362.4585 4.~~820000~~582500% 0.00 ~~273~~254,~~776~~769.1429 ~~273~~254,~~776~~769.1429 0.00 0.00 1A4 1817,~~229~~843,~~378~~001.1900 5.500000% 0.00 8381,~~551~~780.3242 8381,~~551~~780.3242 0.00 0.00 1A5 19,~~613~~513,~~832~~099.4114 5.500000% ~~100~~101,~~733~~194.2796 89,~~896~~435.7304 190,630.00 0.00 0.00 1A6 2122,~~978~~078,~~167~~900.5986 5.500000% 0.00 0.00 0.00 0.00 0.00 2A1 6,~~354~~232,~~214~~217.1435 5.750000% 0.00 3029,~~447~~862.2871 3029,~~447~~862.2871 0.00 0.00 3A1 4037,~~368~~615,~~632~~995.3477 5.000000% 21,~~752~~804,~~636~~682.5748 ~~168~~156,~~202~~733.6332 21,~~920~~961,~~839~~415.2079 0.00 0.00 3A2 4,860,532.00 5.000000% 0.00 20,252.22 20,252.22 0.00 0.00 3A3 2221,~~614~~238,~~582~~263.1789 2.~~680000~~917500% 1902,~~376,318~~341.2824 5051,~~505~~635.9053 1953,~~426,824~~976.1877 0.00 0.00 3A4 2221,~~614~~238,~~582~~263.1789 5.~~320000~~082500% 0.00 ~~100~~89,~~257~~952.9890 ~~100~~89,~~257~~952.9890 0.00 0.00 PO 1,~~474~~463,~~138~~569.8930 0.000000% 104,~~569~~998.5912 0.00 104,~~569~~998.5912 0.00 0.00 Residual AR 0.00 5.500000% 0.00 0.0005 0.0005 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 10,~~466~~455,~~280~~291.9023 5.~~700085~~700094% 1011,~~989~~058.6758 49,~~715~~663.5846 60,~~705~~722.2504 0.00 0.00 B1 4,~~231~~226,~~049~~607.7309 5.~~700085~~700094% 4,~~442~~470.6349 20,~~097~~076.7972 24,~~540~~547.4221 0.00 0.00 B2 2,~~672~~669,~~241~~436.9306 5.~~700085~~700094% 2,~~805~~823.8747 12,~~693~~680.3403 15,~~499~~503.2150 0.00 0.00 B3 2,~~004~~002,~~181~~077.4504 5.~~700085~~700094% 2,~~104~~117.4060 9,~~520~~510.0002 11,~~624~~627.4162 0.00 0.00 B4 1,~~781~~779,~~494~~624.6204 5.~~700085~~700094% 1,~~870~~882.5831 8,~~462~~453.2335 10,~~332~~335.8167 0.00 0.00 B5 1,~~114~~113,~~310~~140.5450 5.~~700085~~700094% 1,~~169~~177.8537 5,~~293~~287.0550 6,~~462~~464.9188 0.1800 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~390~~380,~~604~~985,~~800~~684.7873 - 98,~~719~~431,~~849~~961.1467 1,~~745~~698,~~210~~401.9543 1110,~~465~~130,~~060~~363.0911 ~~0.18~~- - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~185~~181,~~253~~140,~~784~~048.9511 0.00 1A2 6665,~~715~~233,~~362~~884.8564 0.00 1A3 6665,~~715~~233,~~362~~884.8564 0.00 1A4 17,~~843~~446,~~001~~780.0015 0.00 1A5 19,~~513~~411,~~099~~904.1418 0.00 1A6 22,~~078~~180,~~900~~095.8682 0.00 2A1 6,~~232~~089,~~217~~291.3569 0.00 3A1 3735,~~615~~811,~~995~~313.7729 0.00 3A2 4,860,532.00 0.00 3A3 2120,~~238~~335,~~263~~922.8965 0.00 3A4 2120,~~238~~335,~~263~~922.8965 0.00 PO 1,~~463~~458,~~569~~571.3018 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 10,~~455~~444,~~291~~232.2365 0.00 B1 4,~~226~~222,~~607~~136.0960 0.00 B2 2,~~669~~666,~~436~~612.0659 0.00 B3 21,~~002~~999,~~077~~959.0444 0.00 B4 1,~~779~~777,~~624~~741.0473 0.00 B5 1,~~113~~111,~~140~~963.5013 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~380~~372,~~985~~654,~~684~~918.7302 - --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-4CB ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~189~~185,~~265~~253,~~320~~784.7695 4.250000% 12667FCB9 18.~~248189~~713094 32.~~049213~~984584 ~~842~~823.~~706180~~993086 1A2 6866,~~160~~715,~~035~~362.4585 2.~~680000~~917500% 12667FCC7 18.~~248189~~713094 12.~~922798~~048829 ~~842~~823.~~706180~~993086 1A3 6866,~~160~~715,~~035~~362.4585 4.~~820000~~582500% 12667FCD5 0.000000 3.~~458167~~218084 ~~842~~823.~~706180~~993086 1A4 1817,~~229~~843,~~378~~001.1900 5.500000% 12667FCE3 0.000000 3.~~946041~~862403 ~~842~~823.~~706202~~993107 1A5 19,~~613~~513,~~832~~099.4114 5.500000% 12667FCF0 4.~~913818~~936340 4.~~385206~~362685 ~~951~~946.~~858495~~922155 1A6 2122,~~978~~078,~~167~~900.5986 5.500000% 12667FCG8 0.000000 0.000000 1,~~046~~051.~~790293~~588082 2A1 6,~~354~~232,~~214~~217.1435 5.750000% 12667FCH6 0.000000 4.~~099393~~020687 ~~839~~819.~~099904~~856527 3A1 4037,~~368~~615,~~632~~995.3477 5.000000% 12667FCJ2 5234.~~888533~~674758 3.~~231807~~011438 ~~722~~688.~~745183~~070424 3A2 4,860,532.00 5.000000% 12667FCK9 0.000000 4.166667 1,000.000000 3A3 2221,~~614~~238,~~582~~263.1789 2.~~680000~~917500% 12667FCL7 4831.~~371188~~713099 1.~~775048~~814749 ~~746~~714.~~426223~~713125 3A4 2221,~~614~~238,~~582~~263.1789 5.~~320000~~082500% 12667FCM5 0.000000 3.~~523602~~161426 ~~746~~714.~~426223~~713125 PO 1,~~474~~463,~~138~~569.8930 0.000000% 12667FCN3 63.~~831361~~230393 0.000000 ~~945~~942.~~936975~~706582 Residual AR 0.00 5.500000% 12667FCP8 0.000000 0.~~000000~~491638 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 10,~~466~~455,~~280~~291.9023 5.~~700085~~700094% 12667FCQ6 1.~~039212~~045729 4.~~701237~~696308 ~~988~~987.~~680022~~634293 B1 4,~~231~~226,~~049~~607.7309 5.~~700085~~700094% 12667FCR4 1.~~039212~~045729 4.~~701237~~696308 ~~988~~987.~~680022~~634293 B2 2,~~672~~669,~~241~~436.9306 5.~~700085~~700094% 12667FCS2 1.~~039212~~045729 4.~~701237~~696308 ~~988~~987.~~680022~~634293 B3 2,~~004~~002,~~181~~077.4504 5.~~700085~~700094% 12667FCT0 1.~~039212~~045729 4.~~701237~~696308 ~~988~~987.~~680022~~634293 B4 1,~~781~~779,~~494~~624.6204 5.~~700085~~700094% 12667FCU7 1.~~039212~~045729 4.~~701237~~696308 ~~988~~987.~~680022~~634293 B5 1,~~114~~113,~~310~~140.5450 5.~~700085~~700094% 12667FCV5 1.~~039053~~045729 4.~~701237~~696308 ~~988~~987.~~680022~~634293 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~390~~380,~~604~~985,~~800~~684.7873 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-4CB ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 157,964,718.41 149,097,941.21 65,592,258.40 Loan count 996 864 400 Avg loan rate 5.844918% 6.164107% 6.491943% Prepay amount 2,143,961.73 3,136,557.64 2,645,941.86 Total ----- Prin balance 372,654,918.02 Loan count 2260 Avg loan rate 6.09 Prepay amount 7,926,461.23 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 32,550.67 28,981.39 11,770.59 Sub servicer fees 16,845.48 20,443.88 13,941.47 Trustee fees 1,202.14 1,142.97 512.28 Agg advances N/A N/A N/A Adv this period 21,144.10 17,584.27 9,785.55 Total ----- Master serv fees 73,302.64 Sub servicer fees 51,230.83 Trustee fees 2,857.39 Agg advances N/A Adv this period 48,513.92 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 49,918.80 49,918.80 24,959.40 Fraud 3,600,000.00 3,600,000.00 24,959.40 Special Hazard 3,809,856.85 0.00 0.00 Total ----- Bankruptcy 124,797.00 Fraud 7,224,959.40 Special Hazard 3,809,856.85 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.166705% 100.000000% 358,739,508.76 ----------------------------------------------------------------------------- Junior 5.833295% 0.000000% 22,222,646.15 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 36 5,927,536.50 60 to 89 days 7 1,204,842.43 90 or more 2 126,235.24 Foreclosure 5 674,166.39 Totals: 50 7,932,780.56 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 10,130,363.11 10,130,363.11 Principal remittance amount 8,431,961.67 8,431,961.67 Interest remittance amount 1,698,401.43 1,698,401.43

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