8-K 1 cw04j3_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Series 2004-J3) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-J3 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 6664,~~402~~093,~~933~~315.9530 3.500000% 2857,~~309,618~~988.6599 ~~193~~186,~~675~~938.2284 21,~~503~~044,~~293~~927.8782 0.00 0.00 A2 5351,~~122~~274,~~346~~652.9706 2.~~580000~~817500% 1686,~~847,694~~391.9119 ~~114~~120,~~213~~388.0561 1806,~~961,907~~779.9680 0.00 0.00 A3 5351,~~122~~274,~~346~~652.9706 5.~~420000~~182500% 0.00 ~~239~~221,~~935~~442.9340 ~~239~~221,~~935~~442.9340 0.00 0.00 A4 28,103,000.00 5.500000% 0.00 128,805.42 128,805.42 0.00 0.00 A5 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 A6 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 A7 21,830,000.00 5.500000% 0.00 100,054.17 100,054.17 0.00 0.00 X ~~135~~131,~~394~~986,~~136~~057.0552 0.~~457706~~459427% 0.00 5150,~~642~~531.2568 5150,~~642~~531.2568 0.00 0.00 PO ~~804~~802,~~256~~174.9146 0.000000% 21,~~082~~062.4547 0.00 21,~~082~~062.4547 0.00 0.00 Residual AR 0.00 5.500000% 0.00 0.0200 0.0200 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 3,~~358~~355,~~379~~073.5897 5.500000% 3,~~305~~361.6135 15,~~392~~377.5742 18,~~698~~738.1977 0.00 0.00 B1 1,~~300~~298,~~097~~818.9427 5.500000% 1,~~279~~301.6725 5,~~958~~952.7892 7,~~238~~254.4517 0.00 0.00 B2 ~~650~~649,~~098~~458.6071 5.500000% ~~639~~650.8867 2,~~979~~976.6269 3,~~619~~627.5036 0.00 0.00 B3 433,~~432~~005.1553 5.500000% ~~426~~433.6282 1,~~986~~984.5661 2,~~413~~418.1942 0.00 0.00 B4 ~~325~~324,~~049~~729.3036 5.500000% ~~319~~325.9434 1,~~489~~488.8134 1,~~809~~813.7568 0.00 0.00 B5 433,~~896~~469.2618 5.500000% ~~427~~434.0820 1,~~988~~986.6973 2,~~415~~420.7793 -0.0008 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~176~~172,~~763~~597,~~491~~696.6583 - 41,~~165~~551,~~794~~949.8227 ~~858~~837,~~122~~927.1083 52,~~023~~389,~~916~~877.9209 -0.08 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 6463,~~093~~235,~~315~~326.3031 0.00 A2 5150,~~274~~588,~~652~~260.0687 0.00 A3 5150,~~274~~588,~~652~~260.0687 0.00 A4 28,103,000.00 0.00 A5 0.00 0.00 A6 0.00 0.00 A7 21,830,000.00 0.00 X ~~131~~130,~~986~~487,~~057~~136.5247 0.00 PO ~~802~~801,~~174~~111.4699 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 3,~~355~~351,~~073~~712.9761 0.00 B1 1,~~298~~297,~~818~~517.2702 0.00 B2 ~~649~~648,~~458~~808.7104 0.00 B3 ~~433~~432,~~005~~571.5371 0.00 B4 324,~~729~~404.3602 0.00 B5 433,~~469~~034.1890 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~172~~171,~~597~~045,~~696~~747.8348 - --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-J3 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 6664,~~402~~093,~~933~~315.9530 3.500000% 12669FSS3 3111.~~877083~~841862 2.~~673083~~580108 ~~884~~872.~~608351~~766489 A2 5351,~~122~~274,~~346~~652.9706 2.~~580000~~817500% 12669FST1 3111.~~877083~~841862 12.~~970444~~076987 ~~884~~872.~~608351~~766489 A3 5351,~~122~~274,~~346~~652.9706 5.~~420000~~182500% 12669FSU8 0.000000 43.~~139459~~820402 ~~884~~872.~~608351~~766489 A4 28,103,000.00 5.500000% 12669FSV6 0.000000 4.583333 1,000.000000 A5 0.00 5.500000% 12669FSW4 0.000000 0.000000 0.000000 A6 0.00 5.500000% 12669FSX2 0.000000 0.000000 0.000000 A7 21,830,000.00 5.500000% 12669FSY0 0.000000 4.583333 1,000.000000 X ~~135~~131,~~394~~986,~~136~~057.0552 0.~~457706~~459427% 12669FSZ7 0.000000 0.~~298842~~292415 ~~763~~755.~~773016~~099104 PO ~~804~~802,~~256~~174.9146 0.000000% 12669FTA1 21.~~364812~~206530 0.000000 ~~910~~909.~~943104~~736574 Residual AR 0.00 5.500000% 12669FTB9 0.000000 0.~~232236~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 3,~~358~~355,~~379~~073.5897 5.500000% 12669FTC7 0.~~976923~~993395 4.~~549036~~544558 ~~991~~990.~~540020~~546625 B1 1,~~300~~298,~~097~~818.9427 5.500000% 12669FTD5 0.~~976923~~993395 4.~~549036~~544558 ~~991~~990.~~540020~~546625 B2 ~~650~~649,~~098~~458.6071 5.500000% 12669FTE3 0.~~976923~~993395 4.~~549036~~544558 ~~991~~990.~~540020~~546625 B3 433,~~432~~005.1553 5.500000% 12669FSL8 0.~~976923~~993395 4.~~549036~~544558 ~~991~~990.~~540020~~546625 B4 ~~325~~324,~~049~~729.3036 5.500000% 12669FSM6 0.~~976923~~993395 4.~~549036~~544558 ~~991~~990.~~540020~~546625 B5 433,~~896~~469.2618 5.500000% 12669FSN4 0.~~976923~~993204 4.~~549036~~544558 ~~991~~990.~~540020~~546625 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~176~~172,~~763~~597,~~491~~696.6583 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-J3 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 171,045,747.48 171,045,747.48 Loan count 350 350 Avg loan rate 6.084764% 6.08 Prepay amount 1,378,985.05 1,378,985.05 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 35,867.08 35,867.08 Sub servicer fees 0.00 0.00 Trustee fees 1,294.48 1,294.48 Agg advances N/A N/A Adv this period 18,938.72 18,938.72 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 4,287,278.00 4,287,278.00 Special Hazard 3,814,861.78 3,814,861.78 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.240800% 100.000000% 166,103,141.82 ----------------------------------------------------------------------------- Junior 3.759200% 0.000000% 6,488,048.31 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 4 1,795,475.73 60 to 89 days 1 335,759.60 90 or more 0 0.00 Foreclosure 1 380,819.57 Totals: 6 2,512,054.90 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 486,500.84 Current Total Outstanding Number of Loans: 1 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 2,389,877.09 2,389,877.09 Principal remittance amount 1,551,949.27 1,551,949.27 Interest remittance amount 837,927.83 837,927.83

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