8-K 1 cwa0402_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 CWA (Depositor) (Issuer in respect of Asset Backed Certificates, Series 2004-02) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 CWA By: /s/ Maria Tokarz ------------------------------ Name: Maria Tokarz Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-02 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A ~~759~~712,~~462~~502,~~653~~249.3584 2.~~400000~~637500% 4654,~~960~~942,~~403~~304.5108 1,~~569~~513,~~556~~819.1588 4856,~~529~~456,~~959~~123.6696 0.00 0.00 2A ~~346~~316,~~242~~635,~~331~~627.2714 2.~~380000~~617500% 2932,~~606~~550,~~704~~275.1230 ~~709~~667,~~604~~639.4241 3033,~~316~~217,~~308~~914.5472 0.00 0.00 3A1 ~~134~~97,~~114~~590,~~568~~851.6883 2.~~260000~~497500% 3640,~~523~~281,~~716~~314.8506 ~~261~~196,~~001~~340.8560 3640,~~784~~477,~~718~~654.7065 0.00 0.00 3A2 200,000,000.00 2.~~380000~~617500% 0.00 ~~409~~421,~~888~~708.8933 ~~409~~421,~~888~~708.8933 0.00 0.00 3A3 43,246,000.00 2.~~530000~~767500% 0.00 9496,~~216~~411.2255 9496,~~216~~411.2255 0.00 0.00 3A4 112,626,000.00 2.~~430000~~667500% 0.00 ~~235~~242,~~669~~012.9194 ~~235~~242,~~669~~012.9194 0.00 0.00 C 21,~~044~~931,~~766~~675,~~554~~730.5406 0.000000% 0.00 6,~~878~~372,~~276~~963.5749 6,~~878~~372,~~276~~963.5749 0.00 0.00 P 100.00 0.000000% 0.00 2,~~036~~169,~~505~~935.9366 2,~~036~~169,~~505~~935.9366 0.00 0.00 Residual AR 0.00 0.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M1 151,800,000.00 2.~~680000~~917500% 0.00 ~~350~~356,~~320~~761.6763 ~~350~~356,~~320~~761.6763 0.00 0.00 M2 50,600,000.00 2.~~760000~~997500% 0.00 ~~120~~122,~~259~~181.3343 ~~120~~122,~~259~~181.3343 0.00 0.00 M3 44,275,000.00 3.~~080000~~317500% 0.00 ~~117~~118,~~427~~321.1486 ~~117~~118,~~427~~321.1486 0.00 0.00 M4 31,625,000.00 3.~~180000~~417500% 0.00 8687,~~599~~063.7919 8687,~~599~~063.7919 0.00 0.00 M5 44,275,000.00 3.~~480000~~717500% 0.00 132,~~677~~588.4225 132,~~677~~588.4225 0.00 0.00 M6 37,950,000.00 34.~~930000~~167500% 0.00 ~~128~~127,~~429~~403.1395 ~~128~~127,~~429~~403.1395 0.00 0.00 M7 31,625,000.00 4.~~030000~~267500% 0.00 ~~109~~108,~~747~~717.53 ~~109~~108,~~747~~717.53 0.00 0.00 B 25,300,000.00 5.~~180000~~417500% 0.00 ~~112~~110,~~852~~411.0666 ~~112~~110,~~852~~411.0666 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 21,~~013~~900,~~141~~050,~~653~~828.2981 - ~~113~~127,~~090~~773,~~824~~893.4844 1312,~~353~~844,~~032~~281.9936 ~~126~~140,~~443~~618,~~857~~174.4780 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A ~~712~~657,~~502~~559,~~249~~945.8476 0.00 2A ~~316~~284,~~635~~085,~~627~~351.1484 0.00 3A1 9757,~~590~~309,~~851~~537.8377 0.00 3A2 200,000,000.00 0.00 3A3 43,246,000.00 0.00 3A4 112,626,000.00 0.00 C 1,~~931~~803,~~675~~901,~~730~~836.0662 0.00 P 100.00 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M1 151,800,000.00 0.00 M2 50,600,000.00 0.00 M3 44,275,000.00 0.00 M4 31,625,000.00 0.00 M5 44,275,000.00 0.00 M6 37,950,000.00 0.00 M7 31,625,000.00 0.00 B 25,300,000.00 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 1,~~900~~772,~~050~~276,~~828~~935.8137 - --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-02 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A ~~759~~712,~~462~~502,~~653~~249.3584 2.~~400000~~637500% 1266713T1 4856.~~221888~~418204 1.~~611719~~554485 ~~731~~675.~~642005~~223800 2A ~~346~~316,~~242~~635,~~331~~627.2714 2.~~380000~~617500% 1266713U8 6369.~~597161~~920146 1.~~524277~~434134 ~~680~~610.~~154289~~234143 3A1 ~~134~~97,~~114~~590,~~568~~851.6883 2.~~260000~~497500% 1266713V6 ~~127~~141.~~849246~~002507 0.~~913623~~687279 ~~341~~200.~~611366~~608860 3A2 200,000,000.00 2.~~380000~~617500% 1266713W4 0.000000 2.~~049444~~108542 1,000.000000 3A3 43,246,000.00 2.~~530000~~767500% 1266713X2 0.000000 2.~~178611~~229375 1,000.000000 3A4 112,626,000.00 2.~~430000~~667500% 1266713Y0 0.000000 2.~~092500~~148819 1,000.000000 C 21,~~044~~931,~~766~~675,~~554~~730.5406 0.000000% 1266714H6 0.000000 2.~~718686~~518958 ~~763~~713.~~508194~~004679 P 100.00 0.000000% 1266714J2 0.000000 2021,~~365~~699,~~059~~356.~~300000~~600000 1,000.000000 Residual AR 0.00 0.000000% 1266714K9 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M1 151,800,000.00 2.~~680000~~917500% 1266713Z7 0.000000 2.~~307778~~350208 1,000.000000 M2 50,600,000.00 2.~~760000~~997500% 1266714A1 0.000000 2.~~376667~~414653 1,000.000000 M3 44,275,000.00 3.~~080000~~317500% 1266714B9 0.000000 2.~~652222~~672431 1,000.000000 M4 31,625,000.00 3.~~180000~~417500% 1266714C7 0.000000 2.~~738333~~752986 1,000.000000 M5 44,275,000.00 3.~~480000~~717500% 1266714D5 0.000000 2.~~996667~~994653 1,000.000000 M6 37,950,000.00 34.~~930000~~167500% 1266714E3 0.000000 3.~~384167~~357153 1,000.000000 M7 31,625,000.00 4.~~030000~~267500% 1266714F0 0.000000 3.~~470278~~437708 1,000.000000 B 25,300,000.00 5.~~180000~~417500% 1266714G8 0.000000 4.~~460556~~364097 1,000.000000 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 21,~~013~~900,~~141~~050,~~653~~828.2981 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-02 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 867,504,772.25 384,637,431.08 551,759,633.29 Loan count 6054 2156 3107 Avg loan rate 7.418051% 7.182358% 7.197225% Prepay amount 52,978,665.44 32,092,509.56 39,617,756.53 Total ----- Prin balance 1,803,901,836.62 Loan count 11317 Avg loan rate 7.30 Prepay amount 124,688,931.53 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 346,024.94 150,470.35 211,699.43 Sub servicer fees 152.08 92.97 63.85 Trustee fees 6,919.21 3,128.41 4,439.95 Agg advances N/A N/A N/A Adv this period 486,409.07 190,450.62 259,532.46 Total ----- Master serv fees 708,194.72 Sub servicer fees 308.90 Trustee fees 14,487.57 Agg advances N/A Adv this period 936,392.15 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 227,293.64 0.00 34,172.34 Cumulative losses 672,512.97 177,949.27 193,609.51 Total ----- Realized losses 261,465.98 Cumulative losses 1,044,071.75 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 23,680,002.00 11,320,000.00 15,600,000.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 50,600,002.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 78.029535% 100.000000% 1,482,600,828.81 ----------------------------------------------------------------------------- Junior 21.970465% 0.000000% 417,450,000.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 353 49,238,959.57 60 to 89 days 88 12,530,695.57 90 or more 52 8,147,614.01 Foreclosure 253 40,078,860.29 Totals: 746 109,996,129.44 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 5,235,755.13 Current Total Outstanding Number of Loans: 37 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 140,618,174.80 140,618,174.80 Principal remittance amount 127,773,893.44 127,773,893.44 Interest remittance amount 12,844,281.36 12,844,281.36

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