8-K 1 cwa0404_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 CWA (Depositor) (Issuer in respect of Asset Backed Certificates, Series 2004-04) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 CWA By: /s/ Maria Tokarz ------------------------------ Name: Maria Tokarz Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-04 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A ~~663~~632,~~086~~881,~~967~~239.0872 2.~~390000~~627500% 3026,~~205~~810,~~727~~919.3648 1,~~364~~339,~~669~~554.8267 3128,~~570~~150,~~397~~474.1816 0.00 0.00 2A ~~282~~270,~~804~~214,~~239~~354.2089 2.~~380000~~617500% 1213,~~589~~352,~~884~~473.3194 ~~579~~569,~~591~~758.5823 13,~~169~~922,~~475~~232.8816 0.00 0.00 3A1 7057,~~587~~865,~~812~~583.8001 2.~~280000~~517500% 1213,~~722~~097,~~229~~218.7918 ~~138~~117,~~587~~350.4160 1213,~~860~~214,~~817~~568.2078 0.00 0.00 3A2 153,499,000.00 2.~~390000~~627500% 0.00 ~~315~~324,~~909~~895.4756 ~~315~~324,~~909~~895.4756 0.00 0.00 A 4644,~~972~~743,~~554~~611.4803 2.~~550000~~787500% 2,~~228~~138,~~943~~319.4464 ~~103~~100,~~143~~471.9016 2,~~332~~238,~~087~~790.3480 0.00 0.00 C 1,~~485~~427,~~550~~803,~~575~~790.1121 0.000000% 0.00 4,~~485~~361,~~573~~802.0193 4,~~485~~361,~~573~~802.0193 0.00 0.00 P 100.00 0.000000% 0.00 1944,~~072,~~001.4501 1944,~~072,~~001.4501 0.00 0.00 Residual AR 0.00 0.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M1 55,250,000.00 2.~~660000~~897500% 0.00 ~~126~~128,~~553~~958.1987 ~~126~~128,~~553~~958.1987 0.00 0.00 M2 34,000,000.00 2.~~710000~~947500% 0.00 7980,~~342~~728.7875 7980,~~342~~728.7875 0.00 0.00 M3 25,500,000.00 3.~~130000~~367500% 0.00 6869,~~729~~174.5806 6869,~~729~~174.5806 0.00 0.00 M4 29,750,000.00 3.~~230000~~467500% 0.00 8283,~~746~~099.3260 8283,~~746~~099.3260 0.00 0.00 M5 29,750,000.00 3.~~460000~~697500% 0.00 88,~~638~~611.4761 88,~~638~~611.4761 0.00 0.00 M6 21,250,000.00 4.~~030000~~267500% 0.00 73,~~743~~051.4030 73,~~743~~051.4030 0.00 0.00 M7 22,950,000.00 4.~~180000~~417500% 0.00 8281,~~607~~668.2553 8281,~~607~~668.2553 0.00 0.00 B 23,800,000.00 5.~~180000~~417500% 0.00 ~~106~~103,~~161~~865.2251 ~~106~~103,~~161~~865.2251 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 1,~~459~~401,~~200~~453,~~673~~888.5666 - 5755,~~746~~398,~~784~~931.9025 8,~~767~~466,~~998~~992.8540 6663,~~514~~865,~~783~~923.7565 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A ~~632~~606,~~881~~070,~~239~~320.7223 0.00 2A ~~270~~256,~~214~~861,~~354~~880.8995 0.00 3A1 5744,~~865~~768,~~583~~364.0183 0.00 3A2 153,499,000.00 0.00 A 4442,~~743~~605,~~611~~291.0339 0.00 C 1,~~427~~372,~~803~~404,~~790~~858.2196 0.00 P 100.00 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M1 55,250,000.00 0.00 M2 34,000,000.00 0.00 M3 25,500,000.00 0.00 M4 29,750,000.00 0.00 M5 29,750,000.00 0.00 M6 21,250,000.00 0.00 M7 22,950,000.00 0.00 B 23,800,000.00 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 1,~~401~~346,~~453~~054,~~888~~957.6641 - --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-04 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A ~~663~~632,~~086~~881,~~967~~239.0872 2.~~390000~~627500% 1266715E2 3935.~~695803~~234410 1.~~793424~~760418 ~~831~~796.~~720710~~486300 2A ~~282~~270,~~804~~214,~~239~~354.2089 2.~~380000~~617500% 1266715F9 3739.~~030161~~273137 1.~~704731~~675809 ~~794~~755.~~771478~~498341 3A1 7057,~~587~~865,~~812~~583.8001 2.~~280000~~517500% 1266715G7 ~~104~~107.~~511010~~591478 10.~~138473~~964016 ~~475~~367.~~356179~~764701 3A2 153,499,000.00 2.~~390000~~627500% 1266715H5 0.000000 2.~~058056~~116597 1,000.000000 A 4644,~~972~~743,~~554~~611.4803 2.~~550000~~787500% 1266715J1 4038.~~342868~~702618 1.~~866858~~818482 ~~809~~771.~~839114~~136496 C 1,~~485~~427,~~550~~803,~~575~~790.1121 0.000000% 1266715T9 0.000000 2.~~638572~~565766 ~~839~~807.~~884533~~296928 P 100.00 0.000000% 1266715U6 0.000000 109,~~720~~440,~~014~~010.~~500000~~100000 1,000.000000 Residual AR 0.00 0.000000% 1266715V4 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M1 55,250,000.00 2.~~660000~~897500% 1266715K8 0.000000 2.~~290556~~334097 1,000.000000 M2 34,000,000.00 2.~~710000~~947500% 1266715L6 0.000000 2.~~333611~~374375 1,000.000000 M3 25,500,000.00 3.~~130000~~367500% 1266715M4 0.000000 2.~~695278~~712708 1,000.000000 M4 29,750,000.00 3.~~230000~~467500% 1266715N2 0.000000 2.~~781389~~793264 1,000.000000 M5 29,750,000.00 3.~~460000~~697500% 1266715P7 0.000000 2.~~979444~~978542 1,000.000000 M6 21,250,000.00 4.~~030000~~267500% 1266715Q5 0.000000 3.~~470278~~437708 1,000.000000 M7 22,950,000.00 4.~~180000~~417500% 1266715R3 0.000000 3.~~599444~~558542 1,000.000000 B 23,800,000.00 5.~~180000~~417500% 1266715S1 0.000000 4.~~460556~~364097 1,000.000000 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 1,~~459~~401,~~200~~453,~~673~~888.5666 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-04 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 778,849,840.15 333,619,046.79 259,935,972.02 Loan count 4857 1601 1187 Avg loan rate 6.845893% 6.947640% 6.969721% Prepay amount 26,917,852.99 13,654,077.45 13,452,230.84 Total ----- Prin balance 1,372,404,858.96 Loan count 7645 Avg loan rate 6.89 Prepay amount 54,024,161.28 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 316,871.09 134,030.01 104,827.39 Sub servicer fees 44.44 0.00 0.00 Trustee fees 6,050.84 2,606.15 2,051.54 Agg advances N/A N/A N/A Adv this period 306,401.50 152,620.78 135,079.61 Total ----- Master serv fees 555,728.49 Sub servicer fees 44.44 Trustee fees 10,708.53 Agg advances N/A Adv this period 594,101.89 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 84,013.93 0.00 0.00 Cumulative losses 327,801.22 40,175.70 120,513.17 Total ----- Realized losses 84,013.93 Cumulative losses 488,490.09 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 18,800,002.00 8,400,000.00 6,800,000.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 34,000,002.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 82.714380% 100.000000% 1,159,203,888.66 ----------------------------------------------------------------------------- Junior 17.285620% 0.000000% 242,250,000.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 222 36,343,829.92 60 to 89 days 54 9,331,371.98 90 or more 28 4,040,769.24 Foreclosure 165 25,799,148.77 Totals: 469 75,515,119.91 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 3,678,998.35 Current Total Outstanding Number of Loans: 23 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 63,865,923.65 63,865,923.65 Principal remittance amount 55,398,931.25 55,398,931.25 Interest remittance amount 8,466,992.40 8,466,992.40

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