8-K 1 fh04fa2_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2005 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 400 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 214-441-4100 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 27, 2005 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 27, 2005 Payment Date: 01/27/05 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~173~~170,~~703~~772,~~000~~330.0008 6.000000% 21,~~930~~830,~~669~~101.9285 ~~868~~853,~~515~~861.0065 32,~~799~~683,~~184~~963.9250 0.00 0.00 1PO 6,~~367~~300,~~365~~002.0094 0.000000% 6740,~~362~~470.0674 0.00 6740,~~362~~470.0674 0.00 0.00 2A1 20,~~709~~496,~~000~~885.0058 5.000000% ~~212~~80,~~114~~363.4267 8685,~~287~~403.5069 ~~298~~165,~~401~~767.9236 0.00 0.00 2PO ~~140~~139,~~219~~626.0030 0.000000% ~~592~~642.7048 0.00 ~~592~~642.7048 0.00 0.00 3A1 64,~~603~~546,~~000~~875.0070 6.000000% 563,~~124~~191,454.3092 ~~323~~322,~~015~~734.0038 ~~379~~3,~~139~~514,189.30 0.00 0.00 3PO 1,~~682~~681,~~717~~193.0050 0.000000% 1,~~523~~436.5072 0.00 1,~~523~~436.5072 0.00 0.00 Residual AR ~~100~~0.00 6.000000% ~~100~~0.00 0.5001 ~~100~~0.5001 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 6,~~628~~621,~~000~~700.0031 5.~~922017~~922217% 663,~~299~~161.6980 32,~~709~~679.2729 3995,~~008~~841.9610 0.00 0.00 B2 2,~~820~~817,~~000~~319.0069 5.~~922017~~922217% 226,~~680~~873.31 13,~~916~~903.7498 1640,~~597~~777.0529 0.00 0.00 B3 1,~~692~~690,~~000~~391.0081 5.~~922017~~922217% 116,~~608~~123.1998 8,~~350~~342.0439 924,~~958~~466.2337 0.00 0.00 B4 1,~~551~~549,~~000~~525.0083 5.~~922017~~922217% 114,~~474~~780.1732 7,~~654~~647.2119 922,~~128~~427.3851 0.00 0.00 B5 1,~~269~~267,~~000~~793.0086 5.~~922017~~922217% 112,~~206~~092.1499 6,~~262~~256.5379 718,~~468~~349.6778 0.00 0.00 B6 ~~846~~845,~~439~~635.7928 5.~~922017~~922217% ~~804~~8,066.5118 4,~~177~~173.1936 412,~~981~~239.7055 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~282~~278,~~011~~729,~~840~~280.7988 - 35,~~282~~285,~~559~~568.9198 1,~~350~~335,~~887~~002.9974 46,~~633~~620,~~447~~571.9072 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~170~~168,~~772~~942,~~330~~228.0823 ~~57,901~~0.00 1PO 6,~~300~~259,~~002~~532.9419 0.00 2A1 20,~~496~~416,~~885~~521.5891 ~~5,752~~0.5000 2PO ~~139~~138,~~626~~983.3082 0.00 3A1 6461,~~546~~355,~~875~~420.7078 ~~21,534~~0.3300 3PO 1,~~681~~679,~~193~~756.5078 0.00 Residual AR 0.00 0.0400 -------------------------------------------------------------------------------- Subordinate B1 6,~~621~~558,~~700~~538.3151 ~~2,180~~0.6200 B2 2,~~817~~790,~~319~~446.6938 ~~927~~0.7800 B3 1,~~690~~674,~~391~~267.8183 ~~556~~0.6700 B4 1,~~549~~534,~~525~~745.8351 ~~510~~0.2800 B5 1,~~267~~255,~~793~~700.8687 ~~417~~0.5000 B6 ~~845~~837,~~635~~569.2809 ~~278~~0.4800 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~278~~273,~~729~~443,~~280~~711.88 90~~,059.20~~ - --------------------------------------------------------------------------------

Payment Date: 01/27/05 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~173~~170,~~703~~772,~~000~~330.0008 6.000000% 32051GDA0 1610.~~871729~~535810 54.~~000000~~915641 ~~983~~972.~~128271~~592461 1PO 6,~~367~~300,~~365~~002.0094 0.000000% 32051GDB8 106.~~579269~~355964 0.000000 ~~989~~983.~~420731~~064768 2A1 20,~~709~~496,~~000~~885.0058 5.000000% 32051GDD4 103.~~242620~~880616 4.~~166667~~123989 ~~989~~985.~~757380~~876764 2PO ~~140~~139,~~219~~626.0030 0.000000% 32051GDE2 4.~~226934~~582000 0.000000 ~~995~~991.~~773066~~191065 3A1 64,~~603~~546,~~000~~875.0070 6.000000% 32051GDF9 049.~~868757~~401033 54.~~000000~~995656 ~~999~~949.~~131243~~730210 3PO 1,~~682~~681,~~717~~193.0050 0.000000% 32051GDG7 0.~~905379~~853812 0.000000 ~~999~~998.~~094621~~240809 Residual AR ~~100~~0.00 6.000000% 32051GDC6 ~~1,000~~0.000000 40.~~972958~~078529 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 6,~~628~~621,~~000~~700.0031 5.~~922017~~922217% 32051GDH5 09.~~950466~~529542 4.~~935014~~930491 ~~999~~989.~~049534~~519992 B2 2,~~820~~817,~~000~~319.0069 5.~~922017~~922217% 32051GDJ1 09.~~950466~~529542 4.~~935014~~930491 ~~999~~989.~~049534~~519992 B3 1,~~692~~690,~~000~~391.0081 5.~~922017~~922217% 32051GDK8 09.~~950466~~529542 4.~~935014~~930491 ~~999~~989.~~049534~~519992 B4 1,~~551~~549,~~000~~525.0083 5.~~922017~~922217% 32051GDL6 09.~~950466~~529542 4.~~935014~~930491 ~~999~~989.~~049534~~519992 B5 1,~~269~~267,~~000~~793.0086 5.~~922017~~922217% 32051GDM4 09.~~950466~~529542 4.~~935014~~930491 ~~999~~989.~~049534~~519992 B6 ~~846~~845,~~439~~635.7928 5.~~922017~~922217% 32051GDN2 09.~~950466~~529542 4.~~935014~~930491 ~~999~~989.~~049534~~519992 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~282~~278,~~011~~729,~~840~~280.7988 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 185,165,400.60 21,701,979.71 66,576,331.59 Loan count 1229 141 122 Avg loan rate 6.344222% 5.761244% 6.439607% Prepay amount 1,732,942.80 7,201.68 918,813.24 Total ----- Prin balance 273,443,711.90 Loan count 1492 Avg loan rate 6.32 Prepay amount 2,658,957.72 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 56,401.44 6,699.53 21,420.56 Sub servicer fees 26,702.62 7,594.39 12,169.26 Trustee fees 935.22 108.94 349.49 Agg advances N/A N/A N/A Adv this period 14,822.73 1,612.56 2,490.49 Total ----- Master serv fees 84,521.53 Sub servicer fees 46,466.28 Trustee fees 1,393.65 Agg advances N/A Adv this period 18,925.78 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.740887% 100.000000% 263,936,914.10 ----------------------------------------------------------------------------- Junior 5.259113% 0.000000% 14,651,268.19 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 19 2,995,448.68 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 19 2,995,448.68 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 6,620,571.72 6,620,571.72 Principal remittance amount 5,285,568.98 5,285,568.98 Interest remittance amount 1,335,002.74 1,335,002.74

Filing Compare · First Horizon Alternative Mortgage Securities Trust 2004-FA2