8-K 1 cwt414t2_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 CWT (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-14T2) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-14T2 Alternative Loan Trust 2004-14T2 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 4744,~~059~~933,~~613~~233.6210 5.500000% 21,~~126~~742,~~380~~166.52 ~~215~~205,~~689~~943.9099 21,~~342~~948,~~070~~110.4151 0.00 0.00 A2 31,500,000.00 5.500000% 0.00 144,375.00 144,375.00 0.00 0.00 A3 98,~~084~~839,~~977~~073.0612 5.500000% ~~245~~201,~~903~~471.9475 4140,~~639~~512.4842 ~~287~~241,~~543~~984.4117 0.00 0.00 A4 4543,~~184~~890,~~234~~041.2684 5.500000% 1,~~294~~060,~~192~~345.4282 ~~207~~201,~~094~~162.4169 1,~~501~~261,~~286~~508.8252 0.00 0.00 A5 2,630,000.00 5.500000% 0.00 12,054.17 12,054.17 0.00 0.00 A6 ~~110~~107,~~237~~164,~~309~~454.5515 5.500000% 32,~~072~~520,~~855~~012.4083 ~~505~~491,~~254~~170.3441 3,~~578~~011,~~109~~183.7425 0.00 0.00 A7 2,~~813~~826,~~601~~496.1885 5.500000% 0.00 0.00 0.00 0.00 0.00 A8 24,000,000.00 5.500000% 0.00 110,000.00 110,000.00 0.00 0.00 A9 620,000.00 5.500000% 0.00 2,841.67 2,841.67 0.00 0.00 A10 15,000,000.00 5.500000% 0.00 68,750.00 68,750.00 0.00 0.00 A11 17,170,000.00 5.500000% 0.00 78,695.83 78,695.83 0.00 0.00 A12 1,670,000.00 5.500000% 0.00 7,654.17 7,654.17 0.00 0.00 A13 3433,~~107~~360,~~748~~366.4156 2.~~730000~~967500% ~~747~~612,~~381~~338.8402 7782,~~595~~497.1341 ~~824~~694,~~976~~835.9742 0.00 0.00 A14 3433,~~107~~360,~~748~~366.4156 5.~~270000~~032500% 0.00 ~~149~~139,~~789~~905.8604 ~~149~~139,~~789~~905.8604 0.00 0.00 PO 6,~~903~~848,~~002~~185.1914 0.000000% 5410,~~817~~874.0400 0.00 5410,~~817~~874.0400 0.00 0.00 Residual AR 0.00 5.750000% 0.00 0.0900 0.0900 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 15,~~129~~113,~~203~~959.0401 5.750000% 15,~~244~~343.0215 72,~~494~~421.1005 87,~~738~~764.1221 0.00 0.00 B1 3,~~583~~579,~~232~~621.3087 5.750000% 3,~~610~~633.4390 17,~~169~~152.6535 20,~~780~~786.0826 0.00 0.00 B2 1,~~592~~590,~~547~~943.6905 5.750000% 1,~~604~~615.6307 7,~~630~~623.9627 9,~~235~~238.5934 0.00 0.00 B3 1,~~791~~789,~~616~~810.1594 5.750000% 1,~~805~~816.2195 8,~~584~~576.8318 10,~~390~~393.0413 0.00 0.00 B4 ~~995~~994,~~342~~339.3141 5.750000% 1,~~002~~009.9042 4,~~769~~764.3554 5,~~772~~773.2496 0.00 0.00 B5 ~~796~~795,~~280~~477.1886 5.750000% ~~802~~807.3254 3,~~815~~811.5166 4,~~617~~619.8320 0.0001 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~371~~364,~~868~~316,~~707~~002.9392 - 76,~~565~~171,~~600~~434.6898 1,~~735~~699,~~898~~911.4385 97,~~301~~871,~~499~~346.1183 -0.01 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 4443,~~933~~191,~~233~~066.1058 0.00 A2 31,500,000.00 0.00 A3 8,~~839~~637,~~073~~601.1237 0.00 A4 4342,~~890~~829,~~041~~696.8402 0.00 A5 2,630,000.00 0.00 A6 ~~107~~104,~~164~~644,~~454~~441.1531 0.00 A7 2,~~826~~839,~~496~~451.8563 0.00 A8 24,000,000.00 0.00 A9 620,000.00 0.00 A10 15,000,000.00 0.00 A11 17,170,000.00 0.00 A12 1,670,000.00 0.00 A13 3332,~~360~~748,~~366~~028.5655 0.00 A14 3332,~~360~~748,~~366~~028.5655 0.00 PO 6,~~848~~837,~~185~~311.14 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 15,~~113~~098,~~959~~615.0186 0.00 B1 3,~~579~~575,~~621~~987.8797 0.00 B2 1,~~590~~589,~~943~~327.0599 0.00 B3 1,~~789~~787,~~810~~993.9498 0.00 B4 ~~994~~993,~~339~~329.4199 0.00 B5 ~~795~~794,~~477~~670.8632 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~364~~358,~~316~~157,~~002~~522.9271 - --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-14T2 Alternative Loan Trust 2004-14T2 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 4744,~~059~~933,~~613~~233.6210 5.500000% 12667FMM4 3831.~~681156~~691889 3.~~923632~~746343 ~~817~~785.~~383997~~692108 A2 31,500,000.00 5.500000% 12667FMN2 0.000000 4.583333 1,000.000000 A3 98,~~084~~839,~~977~~073.0612 5.500000% 12667FMP7 2420.~~590394~~147175 4.~~163948~~051242 ~~883~~863.~~907312~~760137 A4 4543,~~184~~890,~~234~~041.2684 5.500000% 12667FMQ5 2521.~~883848~~206916 4.~~141888~~023254 ~~877~~856.~~800837~~593920 A5 2,630,000.00 5.500000% 12667FMR3 0.000000 4.583333 1,000.000000 A6 ~~110~~107,~~237~~164,~~309~~454.5515 5.500000% 12667FMS1 2520.~~252084~~708939 4.~~152075~~036336 ~~880~~859.~~655107~~946168 A7 2,~~813~~826,~~601~~496.1885 5.500000% 12667FMT9 0.000000 0.000000 1,~~027~~032.~~817036~~527865 A8 24,000,000.00 5.500000% 12667FMU6 0.000000 4.583333 1,000.000000 A9 620,000.00 5.500000% 12667FMV4 0.000000 4.583333 1,000.000000 A10 15,000,000.00 5.500000% 12667FMW2 0.000000 4.583333 1,000.000000 A11 17,170,000.00 5.500000% 12667FMX0 0.000000 4.583333 1,000.000000 A12 1,670,000.00 5.500000% 12667FMY8 0.000000 4.583333 1,000.000000 A13 3433,~~107~~360,~~748~~366.4156 2.~~730000~~967500% 12667FMZ5 2016.~~260400~~599565 2.~~103487~~236381 ~~904~~887.~~349465~~749901 A14 3433,~~107~~360,~~748~~366.4156 5.~~270000~~032500% 12667FNA9 0.000000 43.~~060578~~792616 ~~904~~887.~~349465~~749901 PO 6,~~903~~848,~~002~~185.1914 0.000000% 12667FNB7 71.~~707799~~528988 0.000000 ~~962~~961.~~920074~~391087 Residual AR 0.00 5.750000% 12667FNC5 0.000000 0.~~907068~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 15,~~129~~113,~~203~~959.0401 5.750000% 12667FND3 1.~~002896~~009418 4.~~769349~~764543 ~~994~~993.~~339409~~329991 B1 3,~~583~~579,~~232~~621.3087 5.750000% 12667FNE1 1.~~002896~~009418 4.~~769349~~764543 ~~994~~993.~~339409~~329991 B2 1,~~592~~590,~~547~~943.6905 5.750000% 12667FNF8 1.~~002896~~009418 4.~~769349~~764543 ~~994~~993.~~339409~~329991 B3 1,~~791~~789,~~616~~810.1594 5.750000% 12667FNT8 1.~~002896~~009418 4.~~769349~~764543 ~~994~~993.~~339409~~329991 B4 ~~995~~994,~~342~~339.3141 5.750000% 12667FNU5 1.~~002896~~009418 4.~~769349~~764543 ~~994~~993.~~339409~~329991 B5 ~~796~~795,~~280~~477.1886 5.750000% 12667FNV3 1.~~002896~~009411 4.~~769349~~764543 ~~994~~993.~~339409~~329991 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~371~~364,~~868~~316,~~707~~002.9392 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-14T2 Alternative Loan Trust 2004-14T2 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 358,157,522.71 358,157,522.71 Loan count 731 731 Avg loan rate 6.191460% 6.19 Prepay amount 5,787,648.96 5,787,648.96 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 71,490.35 71,490.35 Sub servicer fees 88,208.41 88,208.41 Trustee fees 2,732.37 2,732.37 Agg advances N/A N/A Adv this period 66,017.25 66,017.25 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 4,000,000.00 4,000,000.00 Special Hazard 4,958,512.58 4,958,512.58 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 93.455815% 100.000000% 340,451,850.77 ----------------------------------------------------------------------------- Junior 6.544185% 0.000000% 23,839,926.11 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 12 6,415,205.27 60 to 89 days 3 1,042,082.42 90 or more 2 810,178.07 Foreclosure 2 723,932.25 Totals: 19 8,991,398.01 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 772,378.12 Current Total Outstanding Number of Loans: 2 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 7,871,346.83 7,871,346.83 Principal remittance amount 6,171,434.98 6,171,434.98 Interest remittance amount 1,699,911.85 1,699,911.85

Filing Compare · Alternative Loan Trust 2004-14T2