8-K 1 cwt048cb_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 CWT (Depositor) (Issuer in respect of Countrywide Alternative Loan Trust, Series 2004-8CB) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 CWT By: /s/ Maria Tokarz ------------------------------ Name: Maria Tokarz Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-8CB ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A ~~777~~758,~~407~~104,~~768~~569.9324 2.~~450000~~687500% 1912,~~303~~883,~~199~~126.6950 1,~~587~~697,~~207~~838.5336 2014,~~890~~580,~~407~~964.2186 0.00 0.00 M1 15,766,000.00 2.~~680000~~917500% 0.00 3538,~~210~~331.7309 3538,~~210~~331.7309 0.00 0.00 M2 12,162,000.00 3.~~230000~~467500% 0.00 3235,~~736~~143.0511 3235,~~736~~143.0511 0.00 0.00 M3 6,306,000.00 4.~~080000~~317500% 0.00 2122,~~440~~688.4046 2122,~~440~~688.4046 0.00 0.00 C ~~813~~795,~~272~~406,~~929~~702.3933 0.000000% 0.00 01,164,123.0022 01,164,123.0022 0.00 0.00 Residual AR 0.00 4.~~593982~~591308% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~811~~792,~~641~~338,~~768~~569.9324 - 1912,~~303~~883,~~199~~126.6950 12,~~676~~958,~~594~~124.7124 2015,~~979~~841,~~794~~250.4074 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A ~~758~~745,~~104~~221,~~569~~442.2474 0.00 M1 15,766,000.00 0.00 M2 12,162,000.00 0.00 M3 6,306,000.00 0.00 C ~~795~~782,~~406~~608,~~702~~750.3332 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~792~~779,~~338~~455,~~569~~442.2474 - --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-8CB ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A ~~777~~758,~~407~~104,~~768~~569.9324 2.~~450000~~687500% 12667FGK5 2214.~~271783~~864386 1.~~831300~~958944 ~~874~~859.~~691298~~826912 M1 15,766,000.00 2.~~680000~~917500% 12667FGL3 0.000000 2.~~233333~~431250 1,000.000000 M2 12,162,000.00 3.~~230000~~467500% 12667FGM1 0.000000 2.~~691667~~889583 1,000.000000 M3 6,306,000.00 4.~~080000~~317500% 12667FGN9 0.000000 3.~~400000~~597917 1,000.000000 C ~~813~~795,~~272~~406,~~929~~702.3933 0.000000% 0.000000 01.~~000000~~292113 ~~882~~868.~~858203~~653172 Residual AR 0.00 4.~~593982~~591308% 12667FGP4 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~811~~792,~~641~~338,~~768~~569.9324 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-8CB ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 782,608,750.32 782,608,750.32 Loan count 3826 3826 Avg loan rate 4.994604% 4.99 Prepay amount 12,783,064.80 12,783,064.80 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 240,043.12 240,043.12 Sub servicer fees 12,790.76 12,790.76 Trustee fees 5,965.55 5,965.55 Agg advances N/A N/A Adv this period 68,150.42 68,150.42 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 18,018,900.43 18,018,900.43 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 100.000000% 100.000000% 792,338,569.24 ----------------------------------------------------------------------------- Junior 0.000000% 0.000000% 0.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 52 10,493,841.29 60 to 89 days 11 2,228,472.84 90 or more 6 1,052,535.32 Foreclosure 4 774,701.24 Totals: 73 14,549,550.69 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 446,250.00 Current Total Outstanding Number of Loans: 2 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 15,841,250.74 15,841,250.74 Principal remittance amount 12,883,126.50 12,883,126.50 Interest remittance amount 2,958,124.24 2,958,124.24

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