8-K 1 cwt0415_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 CWT (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-15) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-15 Alternative Loan Trust 2004-15 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 6967,~~849~~212,~~030~~380.5235 5.~~024606~~013061% 23,~~636~~045,~~650~~888.1702 ~~292~~280,~~469~~783.8611 23,~~929~~326,~~120~~671.0214 0.00 0.00 1A2 1211,~~428~~959,~~489~~340.6195 5.~~024606~~013061% ~~469~~541,~~148~~965.6683 5249,~~040~~960.2175 ~~521~~591,~~188~~926.8858 0.00 0.00 2A1 ~~166~~163,~~058~~572,~~609~~918.7567 5.~~307861~~303237% 26,~~485~~669,~~691~~957.0797 ~~734~~722,~~513~~888.3530 37,~~220~~392,~~204~~846.4227 0.00 0.00 2A2 16,~~675~~425,~~252~~645.8503 5.~~307861~~303237% ~~249~~669,~~607~~783.8201 7372,~~758~~590.2791 ~~323~~742,~~366~~373.0992 0.00 0.00 Residual AR 0.00 5.~~024606~~013061% 0.00 0.08 0.08 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 6,~~713~~711,~~040~~317.4013 5.~~213367~~206436% 1,~~723~~710.2761 29,~~164~~118.6237 30,~~887~~828.8998 0.00 0.00 B1 2,~~684~~683,~~217~~528.1914 5.~~213367~~206436% ~~689~~683.0599 11,~~661~~643.5101 12,~~350~~327.5600 0.00 0.00 B2 1,491,~~453~~070.7790 5.~~213367~~206436% ~~382~~380.8605 6,~~479~~469.5830 6,~~862~~849.4436 0.00 0.00 B3 1,~~640~~639,~~299~~878.4538 5.~~213367~~206436% ~~421~~417.0798 7,~~126~~114.2493 7,~~547~~532.3191 0.00 0.00 B4 1,042,~~918~~651.7805 5.~~213367~~206436% ~~267~~265.7276 4,~~530~~523.9375 4,~~798~~789.6550 0.00 0.00 B5 603,~~430~~275.1019 5.~~213367~~206436% ~~154~~153.9077 2,~~621~~617.5943 2,~~776~~771.4919 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~279~~273,~~186~~342,~~742~~005.4282 - 510,~~844~~931,~~736~~206.6099 1,~~214~~187,~~366~~709.2395 712,~~059~~118,~~102~~916.8394 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 6764,~~212~~166,~~380~~492.3533 0.00 1A2 11,~~959~~417,~~340~~375.9512 0.00 2A1 ~~163~~156,~~572~~902,~~918~~960.6770 0.00 2A2 1615,~~425~~755,~~645~~862.0302 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 6,~~711~~709,~~317~~606.1352 0.00 B1 2,~~683~~682,~~528~~844.1415 0.00 B2 1,~~491~~490,~~070~~690.9085 0.00 B3 1,639,~~878~~460.3840 0.00 B4 1,042,~~651~~385.0530 0.00 B5 603,~~275~~121.1943 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~273~~262,~~342~~410,~~005~~798.8283 - --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-15 Alternative Loan Trust 2004-15 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 6967,~~849~~212,~~030~~380.5235 5.~~024606~~013061% 12667FPV1 3237.~~722931~~801899 3.~~629784~~484742 ~~834~~796.~~159235~~357336 1A2 1211,~~428~~959,~~489~~340.6195 5.~~024606~~013061% 12667FPW9 3237.~~722931~~801899 3.~~629784~~484742 ~~834~~796.~~159235~~357336 2A1 ~~166~~163,~~058~~572,~~609~~918.7567 5.~~307861~~303237% 12667FPX7 1438.~~426530~~711306 4.~~262991~~195521 ~~949~~910.~~349499~~638193 2A2 16,~~675~~425,~~252~~645.8503 5.~~307861~~303237% 12667FPY5 1438.~~426530~~711306 4.~~262991~~195521 ~~949~~910.~~349499~~638193 Residual AR 0.00 5.~~024606~~013061% 12667FPZ2 0.000000 0.~~777448~~818937 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 6,~~713~~711,~~040~~317.4013 5.~~213367~~206436% 12667FQA6 0.~~256439~~254556 4.~~339973~~333090 998.~~707906~~453351 B1 2,~~684~~683,~~217~~528.1914 5.~~213367~~206436% 12667FQB4 0.~~256439~~254556 4.~~339973~~333090 998.~~707906~~453351 B2 1,491,~~453~~070.7790 5.~~213367~~206436% 12667FQC2 0.~~256439~~254556 4.~~339973~~333090 998.~~707906~~453351 B3 1,~~640~~639,~~299~~878.4538 5.~~213367~~206436% 12667FQD0 0.~~256439~~254556 4.~~339973~~333090 998.~~707906~~453351 B4 1,042,~~918~~651.7805 5.~~213367~~206436% 12667FQE8 0.~~256439~~254556 4.~~339973~~333090 998.~~707906~~453351 B5 603,~~430~~275.1019 5.~~213367~~206436% 12667FQF5 0.~~256439~~254556 4.~~339973~~333090 998.~~707906~~453351 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~279~~273,~~186~~342,~~742~~005.4282 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-15 Alternative Loan Trust 2004-15 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 80,310,245.66 182,100,553.17 262,410,798.83 Loan count 156 371 527 Avg loan rate 5.274627% 5.562237% 5.47 Prepay amount 3,567,105.24 7,294,509.55 10,861,614.79 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 17,479.03 30,753.02 48,232.05 Sub servicer fees 179.40 0.00 179.40 Trustee fees 629.25 1,420.82 2,050.07 Agg advances N/A N/A N/A Adv this period 8,923.59 26,741.85 35,665.44 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 6,000,000.00 6,000,000.00 12,000,000.00 Special Hazard 4,868,500.00 0.00 4,868,500.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.816642% 100.000000% 259,170,285.01 ----------------------------------------------------------------------------- Junior 5.183358% 0.000000% 14,168,108.65 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 11 5,878,979.68 60 to 89 days 1 453,600.00 90 or more 0 0.00 Foreclosure 1 530,550.00 Totals: 13 6,863,129.68 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 12,118,916.94 12,118,916.94 Principal remittance amount 10,931,206.99 10,931,206.99 Interest remittance amount 1,187,709.95 1,187,709.95

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