8-K 1 fh0406_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 (null) (Depositor) (Issuer in respect of FIRST HORIZON MORTGAGE PASS-THROUGH TRUST, MORTGAGE (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 400 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 214-441-4100 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 (null) By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett VP The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ FIRST HORIZON MORTGAGE PASS-THROUGH TRUST, MORTGAGE PASS-THROUGH CERTIFICATES, THE BANK OF NEW YORK, TRUSTEE ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~128~~117,~~234~~161,~~234~~126.6808 5.000000% 114,~~073~~009,~~108~~089.6032 ~~534~~488,~~309~~171.3136 114,~~607~~497,~~417~~260.9168 0.00 0.00 1A2 35,901,000.00 5.500000% 0.00 164,546.25 164,546.25 0.00 0.00 1A3 22,644,000.00 5.500000% 0.00 103,785.00 103,785.00 0.00 0.00 1A4 555,600.00 5.500000% 0.00 2,546.50 2,546.50 0.00 0.00 1A5 2523,~~646~~431,~~312~~737.9231 2.~~530000~~767500% 2801,~~214,575~~801.6117 54,~~070~~039.9844 2855,~~268,646~~840.5861 0.00 0.00 1A6 2523,~~646~~431,~~312~~737.9231 5.~~470052~~232552% 0.00 ~~116~~102,~~905~~173.5615 ~~116~~102,~~905~~173.5615 0.00 0.00 1A7 9,~~680~~076,~~961~~975.2561 5.500000% 0.00 4441,~~371~~602.0780 4441,~~371~~602.0780 0.00 0.00 1PO 1,~~898~~896,~~359~~057.6853 0.000000% 237,~~302~~389.1570 0.00 237,~~302~~389.1570 0.00 0.00 Residual AR 0.00 5.750000% 0.00 0.00 0.00 0.00 0.00 2A1 3938,~~512~~664,~~737~~725.3456 5.000000% ~~848~~735,~~011~~726.7940 ~~164~~161,~~636~~103.4102 1896,~~012,648~~829.1942 0.00 0.00 2PO ~~671~~668,~~774~~787.5541 0.000000% 2,~~987~~872.1438 0.00 2,~~987~~872.1438 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 3,~~657~~652,~~072~~125.3118 5.~~638743~~639014% 45,~~947~~110.1374 17,~~184~~161.4199 22,~~131~~272.5473 0.00 0.00 B2 1,~~406~~404,~~182~~280.7048 5.~~638743~~639014% 1,~~902~~965.2213 6,~~607~~598.5996 8,~~509~~564.8110 0.00 0.00 B3 ~~843~~842,~~709~~568.6229 5.~~638743~~639014% 1,~~141~~179.3308 3,~~964~~959.5538 5,~~105~~138.8846 0.00 0.00 B4 421,~~854~~284.8114 5.~~638743~~639014% ~~570~~589.6754 1,~~982~~979.2869 2,~~552~~569.9423 0.00 0.00 B5 421,~~854~~284.8114 5.~~638743~~639014% ~~570~~589.6754 1,~~982~~979.2869 2,~~552~~569.9423 0.00 0.00 B6 422,~~672~~100.2346 5.~~638743~~639014% ~~571~~590.7767 1,~~986~~983.1253 2,~~557~~574.8820 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~262~~248,~~237~~086,~~365~~676.6558 - 145,~~150~~596,~~689~~903.0767 1,~~218~~151,~~878~~630.2877 156,~~369~~748,~~567~~534.3644 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~117~~113,~~161~~152,~~126~~036.0876 0.00 1A2 35,901,000.00 0.00 1A3 22,644,000.00 0.00 1A4 555,600.00 0.00 1A5 2322,~~431~~629,~~737~~936.3115 0.00 1A6 2322,~~431~~629,~~737~~936.3115 0.00 1A7 98,~~076~~858,~~975~~298.6177 0.00 1PO 1,~~896~~858,~~057~~667.5383 0.00 Residual AR 0.00 0.00 2A1 3837,~~664~~928,~~725~~999.5616 0.00 2PO ~~668~~665,~~787~~915.4103 0.00 -------------------------------------------------------------------------------- Subordinate B1 3,~~652~~647,~~125~~014.1844 0.00 B2 1,~~404~~402,~~280~~315.4834 0.00 B3 ~~842~~841,~~568~~389.2921 0.00 B4 ~~421~~420,~~284~~694.1460 0.00 B5 ~~421~~420,~~284~~694.1460 0.00 B6 ~~422~~421,~~100~~509.4679 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~248~~242,~~086~~489,~~676~~772.5890 - --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ (null) FIRST HORIZON MORTGAGE PASS-THROUGH TRUST, MORTGAGE PASS-THROUGH CERTIFICATES, THE BANK OF NEW YORK, TRUSTEE ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~128~~117,~~234~~161,~~234~~126.6808 5.000000% 32051GAJ4 7627.~~853891~~825439 3.~~708421~~388197 ~~813~~785.~~167172~~341732 1A2 35,901,000.00 5.500000% 32051GAK1 0.000000 4.583333 1,000.000000 1A3 22,644,000.00 5.500000% 32051GAL9 0.000000 4.583333 1,000.000000 1A4 555,600.00 5.500000% 32051GAM7 0.000000 4.583333 1,000.000000 1A5 2523,~~646~~431,~~312~~737.9231 2.~~530000~~767500% 32051GAN5 7627.~~853891~~825439 1.~~876461~~875367 ~~813~~785.~~167172~~341732 1A6 2523,~~646~~431,~~312~~737.9231 5.~~470052~~232552% 32051GAP0 0.000000 43.~~057051~~545783 ~~813~~785.~~167172~~341732 1A7 9,~~680~~076,~~961~~975.2561 5.500000% 32051GAQ8 0.000000 43.~~207675~~945162 ~~860~~840.~~762587~~025631 1PO 1,~~898~~896,~~359~~057.6853 0.000000% 32051GAR6 119.~~209135~~637815 0.000000 ~~995~~976.~~847279~~209464 Residual AR 0.00 5.750000% 32051GAS4 0.000000 0.000000 0.000000 2A1 3938,~~512~~664,~~737~~725.3456 5.000000% 32051GAT2 2118.~~051618~~264169 43.~~087045~~999330 ~~959~~941.~~839274~~575105 2PO ~~671~~668,~~774~~787.5541 0.000000% 32051GAU9 4.~~408583~~239214 0.000000 ~~987~~982.~~032686~~793472 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 3,~~657~~652,~~072~~125.3118 5.~~638743~~639014% 32051GAV7 1.~~349094~~393712 4.~~686231~~680117 ~~995~~994.~~943600~~549888 B2 1,~~406~~404,~~182~~280.7048 5.~~638743~~639014% 32051GAW5 1.~~349094~~393712 4.~~686231~~680117 ~~995~~994.~~943600~~549888 B3 ~~843~~842,~~709~~568.6229 5.~~638743~~639014% 32051GAX3 1.~~349094~~393712 4.~~686231~~680117 ~~995~~994.~~943600~~549888 B4 421,~~854~~284.8114 5.~~638743~~639014% 32051GAY1 1.~~349094~~393712 4.~~686231~~680117 ~~995~~994.~~943600~~549888 B5 421,~~854~~284.8114 5.~~638743~~639014% 32051GAZ8 1.~~349094~~393712 4.~~686231~~680117 ~~995~~994.~~943600~~549888 B6 422,~~672~~100.2346 5.~~638743~~639014% 32051GBA2 1.~~349081~~393689 4.~~686231~~680117 ~~995~~994.~~943613~~549924 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~262~~248,~~237~~086,~~365~~676.6558 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) FIRST HORIZON MORTGAGE PASS-THROUGH TRUST, MORTGAGE PASS-THROUGH CERTIFICATES, THE BANK OF NEW YORK, TRUSTEE ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 202,838,863.53 39,650,909.36 242,489,772.89 Loan count 409 81 490 Avg loan rate 6.178997% 5.393546% 6.05 Prepay amount 4,651,942.39 586,772.27 5,238,714.66 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 40,694.73 7,728.58 48,423.31 Sub servicer fees 40,065.69 7,618.55 47,684.23 Trustee fees 1,038.47 201.97 1,240.43 Agg advances N/A N/A N/A Adv this period 9,655.53 0.00 9,655.53 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 150,000.00 150,000.00 300,000.00 Fraud 5,641,059.00 5,641,059.00 11,282,118.00 Special Hazard 3,158,672.10 0.00 3,158,672.10 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.116368% 100.000000% 240,923,033.88 ----------------------------------------------------------------------------- Junior 2.883632% 0.000000% 7,153,617.99 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 3 1,592,498.31 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 3 1,592,498.31 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 6,748,534.44 6,748,534.44 Principal remittance amount 5,596,903.67 5,596,903.67 Interest remittance amount 1,151,630.77 1,151,630.77

Filing Compare · First Horizon Asset Sec Mort Pas Thr Certs Ser 2004-6