8-K 1 cwt425cb_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 CWT (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Series 2004-25CB) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-25CB Alternative Loan Trust 2004-25CB ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 ~~280~~277,~~997~~517,~~621~~397.0724 6.000000% 3,~~480~~637,~~223~~298.8270 1,~~404~~387,~~913~~512.8284 45,~~885~~024,~~137~~811.6454 0.00 74.2914 PO ~~482~~474,~~616~~887.7927 0.000000% 71,~~729~~838.5228 0.00 71,~~729~~838.5228 0.00 0.00 Residual AR 0.00 6.000000% 0.00 0.2500 0.2500 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 7,~~493~~486,~~829~~923.8476 6.000000% 6,~~906~~919.0810 37,~~467~~432.2368 44,~~373~~351.3178 0.00 1.9294 B1 3,~~297~~294,~~285~~246.1346 6.000000% 3,~~038~~044.6840 16,~~485~~470.5838 19,~~524~~514.2678 0.00 0.8485 B2 1,~~798~~796,~~519~~861.1670 6.000000% 1,~~657~~660.4658 8,~~992~~983.1384 10,~~649~~644.5943 0.00 0.4647 B3 1,~~798~~796,~~519~~861.1670 6.000000% 1,~~657~~660.4658 8,~~992~~983.1384 10,~~649~~644.5943 0.00 0.4647 B4 1,~~199~~197,~~012~~907.7780 6.000000% 1,~~104~~107.9706 5,~~994~~989.7623 7,~~099~~096.7328 0.00 0.31 B5 ~~899~~898,~~318~~490.9214 6.000000% ~~828~~830.7830 4,~~496~~492.3622 5,~~325~~322.1551 0.0005 0.23 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~297~~294,~~966~~463,~~722~~576.8507 - 3,~~503~~654,~~146~~359.7801 1,~~487~~469,~~342~~865.2703 45,~~990~~124,~~489~~224.04 0.05 - 78.5141 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 ~~277~~273,~~517~~880,~~397~~098.2454 74.2914 PO ~~474~~473,~~887~~048.2798 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 7,~~486~~480,~~923~~004.7666 1.9294 B1 3,~~294~~291,~~246~~202.4605 0.8485 B2 1,~~796~~795,~~861~~201.7012 0.4647 B3 1,~~796~~795,~~861~~201.7012 0.4647 B4 1,~~197~~196,~~907~~800.8075 0.31 B5 ~~898~~897,~~490~~659.1479 0.23 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~294~~290,~~463~~809,~~576~~217.0701 78.5141 --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-25CB Alternative Loan Trust 2004-25CB ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 ~~280~~277,~~997~~517,~~621~~397.0724 6.000000% 12667FWJ0 12.~~296924~~851928 4.~~964083~~902599 ~~980~~967.~~572100~~720172 PO ~~482~~474,~~616~~887.7927 0.000000% 12667FWK7 153.~~968753~~797789 0.000000 ~~981~~977.~~089717~~291928 Residual AR 0.00 6.000000% 12667FWL5 0.000000 20.~~467177~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 7,~~493~~486,~~829~~923.8476 6.000000% 12667FWM3 0.~~920811~~922547 4.~~995631~~991024 ~~998~~997.~~256502~~333955 B1 3,~~297~~294,~~285~~246.1346 6.000000% 12667FWN1 0.~~920811~~922547 4.~~995631~~991024 ~~998~~997.~~256502~~333955 B2 1,~~798~~796,~~519~~861.1670 6.000000% 12667FWP6 0.~~920811~~922547 4.~~995631~~991024 ~~998~~997.~~256502~~333955 B3 1,~~798~~796,~~519~~861.1670 6.000000% 12667FWR2 0.~~920811~~922547 4.~~995631~~991024 ~~998~~997.~~256502~~333955 B4 1,~~199~~197,~~012~~907.7780 6.000000% 12667FWS0 0.~~920811~~922547 4.~~995631~~991024 ~~998~~997.~~256502~~333955 B5 ~~899~~898,~~318~~490.9214 6.000000% 12667FWT8 0.~~920811~~922491 4.~~995631~~991024 ~~998~~997.~~256502~~333955 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~297~~294,~~966~~463,~~722~~576.8507 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-25CB Alternative Loan Trust 2004-25CB ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 290,809,217.01 290,809,217.01 Loan count 2003 2003 Avg loan rate 6.428018% 6.43 Prepay amount 3,382,202.12 3,382,202.12 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 59,140.24 59,140.24 Sub servicer fees 0.00 0.00 Trustee fees 2,208.48 2,208.48 Agg advances N/A N/A Adv this period 24,543.56 24,543.56 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 115,000.00 115,000.00 Fraud 6,000,000.00 6,000,000.00 Special Hazard 2,944,635.76 2,944,635.76 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.411220% 100.000000% 277,992,284.51 ----------------------------------------------------------------------------- Junior 5.588780% 0.000000% 16,456,069.49 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 23 3,436,409.36 60 to 89 days 3 429,753.26 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 26 3,866,162.62 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 5,124,224.04 5,124,224.04 Principal remittance amount 3,654,359.01 3,654,359.01 Interest remittance amount 1,469,865.03 1,469,865.03

Filing Compare · ALTERNATIVE LOAN TRUST 2004-25CB