8-K 1 cwt426t1_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 CWT (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-26T1) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-26T1 Alternative Loan Trust 2004-26T1 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 ~~323~~314,~~659~~754,~~282~~483.7833 6.000000% 812,~~904~~222,~~799~~953.4582 1,~~618~~573,~~296~~772.4142 1013,~~523~~796,~~095~~726.8624 0.00 0.00 PO 2,~~401~~386,~~908~~267.5267 0.000000% 1545,~~640~~503.8592 0.00 1545,~~640~~503.8592 0.00 0.00 Residual AR 0.00 6.000000% 0.00 0.0009 0.0009 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 10,~~141~~132,~~242~~289.6885 6.000000% 8,~~952~~885.8221 50,~~706~~661.2145 59,~~659~~546.0466 0.00 0.00 B1 3,~~147~~144,~~282~~503.2175 6.000000% 2,~~778~~757.4648 15,~~736~~722.4152 18,~~514~~480.8700 0.00 0.00 B2 2,~~098~~096,~~188~~335.1483 6.000000% 1,~~852~~838.3132 10,~~490~~481.9468 12,~~343~~320.2500 0.00 0.00 B3 1,~~748~~746,~~490~~946.1253 6.000000% 1,~~543~~531.5993 8,~~742~~734.4573 10,~~286~~266.0467 0.00 0.00 B4 1,~~223~~222,~~943~~862.0857 6.000000% 1,~~080~~072.5135 6,~~119~~114.7231 7,~~200~~186.2367 0.00 0.00 B5 874,~~781~~009.8963 6.000000% ~~772~~766.2144 4,~~373~~370.9105 5,~~146~~136.1249 0.0600 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~345~~336,~~295~~357,~~119~~699.4215 - 812,~~937~~285,~~420~~309.2148 1,~~714~~669,~~466~~857.0525 1013,~~651~~955,~~886~~166.2673 ~~0.06~~- - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 ~~314~~302,~~754~~531,~~483~~529.3351 0.00 PO 2,~~386~~340,~~267~~763.6775 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 10,~~132~~123,~~289~~404.8564 0.00 B1 3,~~144~~141,~~503~~746.7527 0.00 B2 2,~~096~~094,~~335~~497.8351 0.00 B3 1,~~746~~745,~~946~~414.5359 0.00 B4 1,~~222~~221,~~862~~790.5722 0.00 B5 ~~874~~873,~~009~~243.6319 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~336~~324,~~357~~072,~~699~~389.1567 - --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-26T1 Alternative Loan Trust 2004-26T1 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 ~~323~~314,~~659~~754,~~282~~483.7833 6.000000% 12667FVZ5 2737.~~120253~~225948 4.~~928646~~793045 ~~958~~921.~~609034~~383086 PO 2,~~401~~386,~~908~~267.5267 0.000000% 12667FWA9 618.~~505197~~925565 0.000000 ~~992~~973.~~474084~~548519 Residual AR 0.00 6.000000% 12667FWB7 0.000000 0.~~000000~~895051 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 10,~~141~~132,~~242~~289.6885 6.000000% 12667FWC5 0.~~882052~~875390 4.~~995686~~991276 ~~998~~997.~~255158~~379767 B1 3,~~147~~144,~~282~~503.2175 6.000000% 12667FWD3 0.~~882052~~875390 4.~~995686~~991276 ~~998~~997.~~255158~~379767 B2 2,~~098~~096,~~188~~335.1483 6.000000% 12667FWE1 0.~~882052~~875390 4.~~995686~~991276 ~~998~~997.~~255158~~379767 B3 1,~~748~~746,~~490~~946.1253 6.000000% 12667FWF8 0.~~882052~~875390 4.~~995686~~991276 ~~998~~997.~~255158~~379767 B4 1,~~223~~222,~~943~~862.0857 6.000000% 12667FWG6 0.~~882052~~875390 4.~~995686~~991276 ~~998~~997.~~255158~~379767 B5 874,~~781~~009.8963 6.000000% 12667FWH4 0.~~881982~~875390 4.~~995686~~991276 ~~998~~997.~~255158~~379767 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~345~~336,~~295~~357,~~119~~699.4215 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-26T1 Alternative Loan Trust 2004-26T1 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 324,072,389.67 324,072,389.67 Loan count 671 671 Avg loan rate 6.454849% 6.45 Prepay amount 11,990,044.95 11,990,044.95 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 62,797.69 62,797.69 Sub servicer fees 0.00 0.00 Trustee fees 2,522.68 2,522.68 Agg advances N/A N/A Adv this period 37,158.91 37,158.91 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 3,363,576.99 3,363,576.99 Special Hazard 3,985,062.30 3,985,062.30 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.291476% 100.000000% 317,140,751.00 ----------------------------------------------------------------------------- Junior 5.708524% 0.000000% 19,200,096.41 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 10 5,269,293.32 60 to 89 days 1 335,083.80 90 or more 1 398,506.22 Foreclosure 0 0.00 Totals: 12 6,002,883.34 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 13,955,166.73 13,955,166.73 Principal remittance amount 12,285,309.48 12,285,309.48 Interest remittance amount 1,669,857.25 1,669,857.25

Filing Compare · ALTERNATIVE LOAN TRUST 2004-26T1