8-K 1 fh04aa5_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett VP The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~184~~182,~~129~~381,~~835~~823.7367 5.~~196794~~194146% 12,~~748~~043,~~012~~561.0638 ~~797~~789,~~403~~431.9551 2,~~545~~832,~~416~~992.0090 0.00 0.00 2A1 8481,~~511~~994,~~969~~903.2162 5.~~183612~~169007% 23,~~517~~155,~~065~~212.5960 ~~365~~353,~~064~~193.4050 23,~~882~~508,~~129~~406.9909 0.00 0.00 2A2 8481,~~511~~994,~~969~~903.2162 0.297800% 0.00 20,~~973~~348.0540 20,~~973~~348.0540 0.00 0.00 Residual AR 0.00 5.~~196794~~194146% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 8,~~118~~117,~~680~~359.7945 5.~~288238~~281755% 1,~~321~~328.3476 35,~~777~~728.9325 37,~~099~~057.2701 0.00 0.00 B2 3,~~189~~188,~~481~~962.7464 5.~~288238~~281755% ~~519~~522.1001 14,~~055~~036.6110 14,~~574~~558.7111 0.00 0.00 B3 1,884,~~693~~387.7602 5.~~288238~~281755% ~~306~~308.7446 8,~~305~~294.5906 8,~~612~~602.3352 0.00 0.00 B4 1,884,~~693~~387.7602 5.~~288238~~281755% ~~306~~308.7446 8,~~305~~294.5906 8,~~612~~602.3352 0.00 0.00 B5 1,450,~~764~~528.2615 5.~~288238~~281755% ~~236~~237.1244 6,~~393~~384.3245 6,~~629~~621.4489 0.00 0.00 B6 869,~~916~~775.6002 5.~~288238~~281755% ~~141~~142.5838 3,~~833~~828.6028 3,~~975~~970.1966 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~286~~281,~~040~~772,~~035~~126.8457 - 45,~~267~~201,~~909~~621.2749 1,~~260~~239,~~113~~538.0561 56,~~528~~441,~~022~~160.3210 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~182~~180,~~381~~338,~~823~~262.6729 0.00 2A1 8178,~~994~~839,~~903~~691.6202 0.00 2A2 8178,~~994~~839,~~903~~691.6202 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 8,~~117~~116,~~359~~030.4569 0.00 B2 3,188,~~962~~440.6463 0.00 B3 1,884,~~387~~078.0255 0.00 B4 1,884,~~387~~078.0255 0.00 B5 1,450,~~528~~290.1571 0.00 B6 869,~~775~~632.0264 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~281~~276,~~772~~570,~~126~~505.5708 - --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~184~~182,~~129~~381,~~835~~823.7367 5.~~196794~~194146% 32051GBR5 911.~~447131~~044427 4.~~309569~~266482 ~~985~~974.~~682527~~638100 2A1 8481,~~511~~994,~~969~~903.2162 5.~~183612~~169007% 32051GBT1 2836.~~739859~~026223 4.~~168306~~032764 ~~936~~900.~~217942~~191720 2A2 8481,~~511~~994,~~969~~903.2162 0.297800% 32051GBU8 0.000000 0.~~239470~~232338 ~~936~~900.~~217942~~191720 Residual AR 0.00 5.~~196794~~194146% 32051GBS3 0.000000 0.~~032125~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 8,~~118~~117,~~680~~359.7945 5.~~288238~~281755% 32051GBV6 0.~~162727~~163640 4.~~406149~~400031 999.~~674809~~511169 B2 3,~~189~~188,~~481~~962.7464 5.~~288238~~281755% 32051GBW4 0.~~162727~~163640 4.~~406149~~400031 999.~~674809~~511169 B3 1,884,~~693~~387.7602 5.~~288238~~281755% 32051GBX2 0.~~162727~~163640 4.~~406149~~400031 999.~~674809~~511169 B4 1,884,~~693~~387.7602 5.~~288238~~281755% 32051GBY0 0.~~162727~~163640 4.~~406149~~400031 999.~~674809~~511169 B5 1,450,~~764~~528.2615 5.~~288238~~281755% 32051GBZ7 0.~~162727~~163640 4.~~406149~~400031 999.~~674809~~511169 B6 869,~~916~~775.6002 5.~~288238~~281755% 32051GCA1 0.~~162727~~163640 4.~~406149~~400031 999.~~674809~~511169 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~286~~281,~~040~~772,~~035~~126.8457 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 192,142,011.76 84,428,493.32 276,570,505.08 Loan count 1005 164 1169 Avg loan rate 5.586146% 5.858807% 5.67 Prepay amount 2,007,526.54 3,147,659.44 5,155,185.98 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 60,761.93 28,172.92 88,934.85 Sub servicer fees 0.00 0.00 0.00 Trustee fees 970.94 437.92 1,408.86 Agg advances N/A N/A N/A Adv this period 5,615.14 9,754.08 15,369.22 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 93.827378% 100.000000% 264,376,727.29 ----------------------------------------------------------------------------- Junior 6.172622% 0.000000% 17,392,551.77 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 9 2,901,883.15 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 9 2,901,883.15 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 6,441,160.10 6,441,160.10 Principal remittance amount 5,201,621.49 5,201,621.49 Interest remittance amount 1,239,538.61 1,239,538.61

Filing Compare · First Horizon Asset Sec Mort Pas Thr Certs Ser 2004-AA5