8-K 1 cw0415_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 20, 2005 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2004-15) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 20, 2005 CW By: /s/ AnnMarie Cassano ------------------------------ Name: AnnMarie Cassano Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 20, 2005 Payment Date: 01/20/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP CHL Mortgage Pass-Through Trust, Series 2004-15 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A 24,~~499~~484,~~062~~289.7909 3.~~954321~~954334% 14425,~~773~~548.7082 80,~~730~~682.9755 95506,~~504~~231.6637 0.00 0.00 2A 2726,~~329~~013,~~266~~915.6448 4.~~853239~~848817% 1562,~~315,351~~672.1698 ~~110~~105,~~529~~113.5693 1667,~~425,880~~786.7292 0.00 0.00 3A 3534,~~061~~339,~~210~~664.5251 3.~~879805~~881840% ~~721~~1,~~546~~039,426.0112 ~~113~~111,~~358~~084.9025 ~~834~~1,~~904~~150,510.9037 0.00 0.00 4A ~~131~~128,~~510~~959,~~388~~318.3957 4.~~728830~~727917% 25,~~551~~472,~~069~~585.8353 ~~518~~508,~~241~~090.8883 35,~~069~~980,~~311~~676.7136 0.00 0.00 5A 4746,~~344~~189,~~898~~170.6801 5.~~016699~~014687% 1652,~~155,728~~787.6734 ~~197~~193,~~929~~020.2617 1845,~~353,657~~807.9352 0.00 0.00 Residual AR 0.00 0.000000% 0.00 0.2620 0.2620 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 5,~~375~~374,~~449~~506.2696 4.~~611674~~610676% ~~942~~921.3072 20,~~658~~650.1809 21,~~600~~571.4981 0.00 0.00 B1 3,732,~~839~~185.8550 4.~~611674~~610676% ~~654~~640.3606 14,~~345~~339.5492 14,~~999~~979.8998 0.00 0.00 B2 2,~~240~~239,~~103~~710.5789 4.~~611674~~610676% ~~392~~384.6911 8,~~608~~605.8648 98,~~001~~989.5459 0.00 0.00 B3 896,~~241~~084.2615 4.~~611674~~610676% ~~157~~153.1168 3,~~444~~442.3196 3,~~601~~596.4264 0.00 0.00 B4 896,~~241~~084.2615 4.~~611674~~610676% ~~157~~153.1168 3,~~444~~442.3196 3,~~601~~596.4264 0.00 0.00 B5 1,790,~~666~~352.3242 4.~~611674~~610676% ~~313~~307.9004 6,~~881~~878.6495 7,~~195~~185.5499 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~280~~274,~~676~~915,~~368~~281.5472 - 58,~~761~~155,~~086~~581.8208 1,~~078~~055,~~173~~352.6629 69,~~839~~210,~~260~~933.4837 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A 24,~~484~~058,~~289~~740.0927 0.00 2A 2625,~~013~~451,~~915~~242.4850 0.00 3A 3433,~~339~~300,~~664~~238.5139 0.00 4A ~~128~~123,~~959~~486,~~318~~733.5704 0.00 5A 4645,~~189~~536,~~170~~382.0167 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 5,~~374~~373,~~506~~585.9624 0.00 B1 3,~~732~~731,~~185~~545.5043 0.00 B2 2,239,~~710~~326.8978 0.00 B3 ~~896~~895,~~084~~930.1547 0.00 B4 ~~896~~895,~~084~~930.1547 0.00 B5 1,790,~~352~~045.4238 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~274~~266,~~915~~759,~~281~~700.7264 - --------------------------------------------------------------------------------

Payment Date: 01/20/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP CHL Mortgage Pass-Through Trust, Series 2004-15 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A 24,~~499~~484,~~062~~289.7909 3.~~954321~~954334% 12669FG64 016.~~578068~~650969 3.~~158859~~156965 ~~958~~941.~~026728~~375759 2A 2726,~~329~~013,~~266~~915.6448 4.~~853239~~848817% 12669FG72 4418.~~301342~~950961 3.~~722662~~540262 ~~876~~857.~~154912~~203951 3A 3534,~~061~~339,~~210~~664.5251 3.~~879805~~881840% 12669FG80 1928.~~656905~~316837 3.~~088209~~026242 ~~935~~907.~~507247~~190410 4A ~~131~~128,~~510~~959,~~388~~318.3957 4.~~728830~~727917% 12669FL50 1738.~~793858~~171597 3.~~614767~~543963 ~~899~~861.~~498623~~327026 5A 4746,~~344~~189,~~898~~170.6801 5.~~016699~~014687% 12669FL68 2313.~~776022~~429351 43.~~071864~~970873 ~~950~~936.~~218478~~789127 Residual AR 0.00 0.000000% 12669FH71 0.000000 2.~~554906~~013896 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 5,~~375~~374,~~449~~506.2696 4.~~611674~~610676% 12669FG98 0.~~175150~~171323 3.~~839811~~838307 998.~~978988~~807665 B1 3,732,~~839~~185.8550 4.~~611674~~610676% 12669FH22 0.~~175150~~171323 3.~~839811~~838307 998.~~978987~~807664 B2 2,~~240~~239,~~103~~710.5789 4.~~611674~~610676% 12669FH30 0.~~175150~~171323 3.~~839811~~838307 998.~~978987~~807664 B3 896,~~241~~084.2615 4.~~611674~~610676% 12669FH48 0.~~175150~~171323 3.~~839811~~838307 998.~~978983~~807660 B4 896,~~241~~084.2615 4.~~611674~~610676% 12669FH55 0.~~175150~~171323 3.~~839811~~838307 998.~~978983~~807660 B5 1,790,~~666~~352.3242 4.~~611674~~610676% 12669FH63 0.~~175150~~171323 3.~~839811~~838307 998.~~978994~~807671 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~280~~274,~~676~~915,~~368~~281.5472 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP CHL Mortgage Pass-Through Trust, Series 2004-15 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 25,400,968.49 27,012,125.33 35,231,322.85 Loan count 50 61 170 Avg loan rate 4.216085% 5.114901% 4.140840% Prepay amount 417,111.57 557,062.95 1,037,240.06 Total ----- Prin balance 131,020,782.53 48,094,501.44 266,759,700.64 Loan count 449 235 965 Avg loan rate 5.141944% 5.420719% 4.97 Prepay amount 5,444,977.00 652,341.75 8,108,733.33 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 5,439.84 4,759.74 5,225.91 Sub servicer fees 0.00 134.04 0.00 Trustee fees 193.70 206.81 272.03 Agg advances N/A N/A N/A Adv this period 0.00 0.00 2,323.35 Total ----- Master serv fees 27,992.98 13,200.77 56,619.24 Sub servicer fees 8,255.16 1,428.85 9,818.04 Trustee fees 1,023.71 365.60 2,061.86 Agg advances N/A N/A N/A Adv this period 10,704.10 504.29 13,531.74 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 538,050.41 625,077.46 772,780.39 Special Hazard 2,019,741.42 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 0.00 Fraud 3,018,264.22 1,023,353.50 5,977,525.98 Special Hazard 0.00 0.00 2,019,741.42 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.570508% 100.000000% 259,986,357.66 ----------------------------------------------------------------------------- Junior 5.429492% 0.000000% 14,926,363.78 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 10 2,191,406.04 60 to 89 days 3 731,512.41 90 or more 1 93,100.00 Foreclosure 0 0.00 Totals: 14 3,016,018.45 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 9,210,933.37 9,210,933.37 Principal remittance amount 8,155,581.08 8,155,581.08 Interest remittance amount 1,055,352.29 1,055,352.29

Filing Compare · CHL Mortgage Pass Through Trust 2004-15