8-K 1 cw04hb7_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 20, 2004 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2004-HYB7) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pusuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 20, 2004 CW By: /s/ AnnMarie Cassano ------------------------------ Name: AnnMarie Cassano Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 20, 2004 Payment Date: 12/20/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP CHL Mortgage Pass-Through Trust, Series 2004-HYB7 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 160,~~800~~557,~~000~~112.0020 4.~~677231~~676831% ~~242~~2,~~887~~389,859.8035 ~~626~~625,748.9778 ~~869~~3,~~636~~015,608.7713 0.00 0.00 1A2 ~~201~~200,~~000~~696,~~000~~390.0025 4.~~825231~~824831% ~~303~~2,~~609~~987,324.7519 ~~808~~806,~~226~~938.2152 13,~~111~~794,~~835~~262.9672 0.00 0.00 1A3 14,~~192~~170,~~000~~563.0004 5.~~140401~~140001% 21210,~~436~~925.9690 60,~~793~~697.8126 82271,~~230~~623.7716 0.00 0.00 1A1-IO 0.00 0.000000% 0.00 114,~~855~~682.7627 114,~~855~~682.7627 0.00 0.00 2A 49,~~461~~431,~~000~~755.0088 5.~~126491~~126606% 2928,~~244~~424.1270 211,~~301~~180.1695 ~~240~~239,~~545~~605.2865 0.00 0.00 3A 27,~~596~~584,~~000~~588.0049 5.~~132124~~132192% 11923,~~411~~144.5164 ~~118~~117,~~021~~974.7551 ~~129~~1,~~433~~041,119.2615 0.00 0.00 3IO 27,~~596~~584,~~000~~588.0049 0.070580% 0.00 1,~~623~~622.1043 1,~~623~~622.1043 0.00 0.00 4A 49,~~607~~592,~~000~~265.0015 5.~~245998~~246035% 1423,~~734~~648.8547 216,~~865~~802.1929 ~~231~~240,~~600~~450.0476 0.00 0.00 4IO 49,~~607~~592,~~000~~265.0015 0.389760% 0.00 16,~~112~~107.3557 16,~~112~~107.3557 0.00 0.00 5A 49,~~613~~597,~~000~~409.00 5.~~140003~~140015% 15810,~~591~~488.0053 212,~~509~~442.1584 ~~228~~1,~~100~~022,931.1537 0.00 0.00 5IO 49,~~613~~597,~~000~~409.00 0.497660% 0.00 20,~~575~~568.3487 20,~~575~~568.3487 0.00 0.00 Residual AR ~~100~~0.00 5.~~231445~~231192% ~~100~~0.00 0.7026 ~~100~~0.7026 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 11,~~470~~467,~~000~~005.0011 5.~~231445~~231192% 23,~~994~~211.8963 5049,~~003~~988.8942 5253,~~998~~200.7805 0.00 0.00 B1 8,~~822~~819,~~000~~696.0052 5.~~231445~~231192% 2,~~303~~470.4818 38,~~459~~447.8494 40,~~763~~918.3212 0.00 0.00 B2 6,~~176~~174,~~000~~387.0041 5.~~231445~~231192% 1,~~612~~729.5930 26,~~924~~916.5017 28,~~537~~645.0947 0.00 0.00 B3 5,~~881~~879,~~000~~464.0044 5.~~231445~~231192% 1,~~535~~646.5670 25,~~638~~630.4451 27,~~174~~277.0020 0.00 0.00 B4 2,~~059~~058,~~000~~462.0038 5.~~231445~~231192% ~~537~~576.6253 8,~~976~~973.2951 9,~~513~~550.9004 0.00 0.00 B5 1,469,~~847~~463.0021 5.~~231445~~231192% ~~383~~411.7956 6,~~407~~405.8587 6,~~791~~817.6443 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~588~~587,~~146~~498,~~947~~563.0008 - ~~648~~7,383,861.9267 2,~~564~~561,~~044~~128.3097 39,~~212~~944,~~428~~990.2264 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~160~~158,~~557~~167,~~112~~252.2084 0.00 1A2 ~~200~~197,~~696~~709,~~390~~066.2505 0.00 1A3 1413,~~170~~959,~~563~~637.0414 0.00 1A1-IO 0.00 0.00 2A 49,~~431~~403,~~755~~331.8819 0.00 3A 2726,~~584~~661,~~588~~443.4985 0.00 3IO 2726,~~584~~661,~~588~~443.4985 0.00 4A 49,~~592~~568,~~265~~616.1568 0.00 4IO 49,~~592~~568,~~265~~616.1568 0.00 5A 4948,~~597~~786,~~409~~920.0047 0.00 5IO 4948,~~597~~786,~~409~~920.0047 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 11,~~467~~463,~~005~~793.1148 0.00 B1 8,~~819~~817,~~696~~226.5234 0.00 B2 6,~~174~~172,~~387~~658.4111 0.00 B3 5,~~879~~877,~~464~~817.4474 0.00 B4 2,~~058~~057,~~462~~885.3886 0.00 B5 1,469,~~463~~051.2165 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~587~~580,~~498~~114,~~563~~701.0841 - --------------------------------------------------------------------------------

Payment Date: 12/20/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP CHL Mortgage Pass-Through Trust, Series 2004-HYB7 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 160,~~800~~557,~~000~~112.0020 4.~~677231~~676831% 12669GBY6 114.~~510496~~862309 3.~~897693~~891472 ~~998~~983.~~489504~~627194 1A2 ~~201~~200,~~000~~696,~~000~~390.0025 4.~~825231~~824831% 12669GBZ3 114.~~510496~~862309 4.~~021026~~014620 ~~998~~983.~~489504~~627194 1A3 14,~~192~~170,~~000~~563.0004 5.~~140401~~140001% 12669GDG3 114.~~510496~~862309 4.~~283668~~276864 ~~998~~983.~~489504~~627194 1A1-IO 0.00 0.000000% 12669GBX8 0.000000 0.000000 0.000000 2A 49,~~461~~431,~~000~~755.0088 5.~~126491~~126606% 12669GCA7 0.~~591256~~574689 4.~~272076~~269646 ~~999~~998.~~408744~~834055 3A 27,~~596~~584,~~000~~588.0049 5.~~132124~~132192% 12669GCB5 033.~~413520~~452118 4.~~276770~~275058 ~~999~~966.~~586480~~134362 3IO 27,~~596~~584,~~000~~588.0049 0.070580% 12669GCC3 0.000000 0.~~058817~~058792 ~~999~~966.~~586480~~134362 4A 49,~~607~~592,~~000~~265.0015 5.~~245998~~246035% 12669GCD1 0.~~297032~~476716 4.~~371665~~370397 999.~~702968~~226252 4IO 49,~~607~~592,~~000~~265.0015 0.389760% 12669GEL1 0.000000 0.~~324800~~324704 999.~~702968~~226252 5A 49,~~613~~597,~~000~~409.00 5.~~140003~~140015% 12669GCE9 016.~~314252~~336213 4.~~283336~~281999 ~~999~~983.~~685748~~349535 5IO 49,~~613~~597,~~000~~409.00 0.497660% 12669GCF6 0.000000 0.~~414717~~414586 ~~999~~983.~~685748~~349535 Residual AR ~~100~~0.00 5.~~231445~~231192% 12669GCN9 ~~1,000~~0.000000 62.~~989824~~607104 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 11,~~470~~467,~~000~~005.0011 5.~~231445~~231192% 12669GCG4 0.~~261106~~280003 4.~~359537~~358188 999.~~738894~~458891 B1 8,~~822~~819,~~000~~696.0052 5.~~231445~~231192% 12669GCH2 0.~~261106~~280003 4.~~359537~~358188 999.~~738894~~458891 B2 6,~~176~~174,~~000~~387.0041 5.~~231445~~231192% 12669GCJ8 0.~~261106~~280003 4.~~359537~~358188 999.~~738894~~458891 B3 5,~~881~~879,~~000~~464.0044 5.~~231445~~231192% 12669GCK5 0.~~261106~~280003 4.~~359537~~358188 999.~~738894~~458891 B4 2,~~059~~058,~~000~~462.0038 5.~~231445~~231192% 12669GCL3 0.~~261106~~280003 4.~~359537~~358188 999.~~738894~~458891 B5 1,469,~~847~~463.0021 5.~~231445~~231192% 12669GCM1 0.~~261106~~280003 4.~~359537~~358188 999.~~738894~~458891 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~588~~587,~~146~~498,~~947~~563.0008 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP CHL Mortgage Pass-Through Trust, Series 2004-HYB7 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 394,249,454.34 52,613,609.77 28,453,050.96 Loan count 1000 117 69 Avg loan rate 5.454618% 5.478415% 5.484925% Prepay amount 5,497,176.74 3,906.64 912,140.24 Total ----- Prin balance 52,789,625.16 52,008,961.18 580,114,701.41 Loan count 96 100 1382 Avg loan rate 5.900123% 5.904739% 5.54 Prepay amount 6,444.95 799,633.63 7,219,302.20 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 85,875.45 14,428.86 4,429.92 Sub servicer fees 2,895.89 610.05 375.44 Trustee fees 2,998.83 394.83 220.33 Agg advances N/A N/A N/A Adv this period 46,918.27 3,062.50 0.00 Total ----- Master serv fees 11,066.48 10,107.73 125,908.44 Sub servicer fees 171.04 270.66 4,323.09 Trustee fees 396.11 396.15 4,406.24 Agg advances N/A N/A N/A Adv this period 0.00 2,630.83 52,611.60 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 150,559.38 19,805.91 11,050.46 Fraud 11,762,939.00 11,762,939.00 11,762,939.00 Special Hazard 5,874,985.63 0.00 0.00 Total ----- Bankruptcy 19,864.45 19,866.81 221,147.01 Fraud 11,762,939.00 11,762,939.00 58,814,695.00 Special Hazard 0.00 0.00 5,874,985.63 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 93.896318% 100.000000% 551,630,084.00 ----------------------------------------------------------------------------- Junior 6.103682% 0.000000% 35,858,433.19 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 18 9,049,626.43 60 to 89 days 4 1,667,200.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 22 10,716,826.43 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 9,944,990.64 9,944,990.64 Principal remittance amount 7,383,861.67 7,383,861.67 Interest remittance amount 2,561,128.97 2,561,128.97

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