8-K 1 cwt425cb_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CWT (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Series 2004-25CB) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-25CB Alternative Loan Trust 2004-25CB ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 ~~283~~280,~~015~~997,~~800~~621.0007 6.000000% 23,~~018~~480,~~178~~223.9382 1,~~415~~404,~~079~~913.0082 34,~~433~~885,~~257~~137.9364 0.00 074.0029 PO ~~484~~482,~~040~~616.6179 0.000000% 17,~~423~~729.8252 0.00 17,~~423~~729.8252 0.00 0.00 Residual AR ~~100~~0.00 6.000000% ~~100~~0.00 0.5025 ~~100~~0.5025 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 7,~~500~~493,~~000~~829.0084 6.000000% 6,~~170~~906.1608 37,~~500~~467.0023 4344,~~670~~373.1631 0.00 01.0092 B1 3,~~300~~297,~~000~~285.0013 6.000000% 23,~~714~~038.8768 16,~~500~~485.0058 19,~~214~~524.8726 0.00 0.0084 B2 1,~~800~~798,~~000~~519.0016 6.000000% 1,~~480~~657.8446 98,~~000~~992.0013 10,~~480~~649.8459 0.00 0.0046 B3 1,~~800~~798,~~000~~519.0016 6.000000% 1,~~480~~657.8446 98,~~000~~992.0013 10,~~480~~649.8459 0.00 0.0046 B4 1,~~200~~199,~~000~~012.0077 6.000000% ~~987~~1,104.2397 65,~~000~~994.0076 67,~~987~~099.2373 0.00 0.0031 B5 ~~900~~899,~~059~~318.3992 6.000000% ~~740~~828.4778 4,~~500~~496.3036 5,~~240~~325.7615 0.00 0.0023 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~300~~297,~~000~~966,~~000~~722.0085 - 23,~~033~~503,~~277~~146.1578 1,~~497~~487,~~579~~342.8027 34,~~530~~990,~~856~~489.9505 - -78.51 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 ~~280~~277,~~997~~517,~~621~~397.0724 074.0029 PO ~~482~~474,~~616~~887.7927 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 7,~~493~~486,~~829~~923.8476 01.0092 B1 3,~~297~~294,~~285~~246.1346 0.0084 B2 1,~~798~~796,~~519~~861.1670 0.0046 B3 1,~~798~~796,~~519~~861.1670 0.0046 B4 1,~~199~~197,~~012~~907.7780 0.0031 B5 ~~899~~898,~~318~~490.9214 0.0023 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~297~~294,~~966~~463,~~722~~576.8507 -78.51 --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-25CB Alternative Loan Trust 2004-25CB ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 ~~283~~280,~~015~~997,~~800~~621.0007 6.000000% 12667FWJ0 712.~~130976~~296924 54.~~000000~~964083 ~~992~~980.~~869024~~572100 PO ~~484~~482,~~040~~616.6179 0.000000% 12667FWK7 215.~~941530~~968753 0.000000 ~~997~~981.~~058470~~089717 Residual AR ~~100~~0.00 6.000000% 12667FWL5 ~~1,000~~0.000000 52.~~003567~~467177 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 7,~~500~~493,~~000~~829.0084 6.000000% 12667FWM3 0.~~822688~~920811 54.~~000000~~995631 ~~999~~998.~~177312~~256502 B1 3,~~300~~297,~~000~~285.0013 6.000000% 12667FWN1 0.~~822688~~920811 54.~~000000~~995631 ~~999~~998.~~177312~~256502 B2 1,~~800~~798,~~000~~519.0016 6.000000% 12667FWP6 0.~~822688~~920811 54.~~000000~~995631 ~~999~~998.~~177312~~256502 B3 1,~~800~~798,~~000~~519.0016 6.000000% 12667FWR2 0.~~822688~~920811 54.~~000000~~995631 ~~999~~998.~~177312~~256502 B4 1,~~200~~199,~~000~~012.0077 6.000000% 12667FWS0 0.~~822688~~920811 54.~~000000~~995631 ~~999~~998.~~177312~~256502 B5 ~~900~~899,~~059~~318.3992 6.000000% 12667FWT8 0.~~822688~~920811 54.~~000000~~995631 ~~999~~998.~~177312~~256502 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~300~~297,~~000~~966,~~000~~722.0085 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-25CB Alternative Loan Trust 2004-25CB ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 294,463,576.07 294,463,576.07 Loan count 2020 2020 Avg loan rate 6.428595% 6.43 Prepay amount 3,228,522.15 3,228,522.15 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 60,582.44 60,582.44 Sub servicer fees 0.00 0.00 Trustee fees 2,234.75 2,234.75 Agg advances N/A N/A Adv this period 30,855.70 30,855.70 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 115,000.00 115,000.00 Fraud 6,000,000.00 6,000,000.00 Special Hazard 2,979,667.23 2,979,667.23 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.471822% 100.000000% 281,480,237.86 ----------------------------------------------------------------------------- Junior 5.528178% 0.000000% 16,471,291.56 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 32 4,878,044.87 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 32 4,878,044.87 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 4,990,489.05 4,990,489.05 Principal remittance amount 3,503,146.78 3,503,146.78 Interest remittance amount 1,487,342.27 1,487,342.27

Filing Compare · ALTERNATIVE LOAN TRUST 2004-25CB