8-K 1 cw04j8_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, 2004-J8) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, 2004-J8 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 3530,~~594~~081,~~567~~794.9688 74.~~000000~~750000% ~~646~~160,~~803~~154.1381 ~~207~~119,~~634~~073.9877 ~~854~~279,~~438~~228.58 0.00 0.00 1A2 35,074,134.25 4.750000% 186,733.91 138,835.11 325,569.03 0.00 0.00 1A3 816,289.91 4.750000% 4,345.91 3,231.15 7,577.06 0.00 0.00 1X 1855,~~657~~009,~~479~~684.2524 0.~~621090~~341564% 0.00 915,~~656~~657.6478 915,~~656~~657.6478 0.00 0.00 2A1 5023,~~181~~913,~~473~~265.9577 74.~~000000~~500000% 2121,~~367~~708.88 89,~~957~~674.0875 ~~292~~211,~~725~~383.2662 20.00 0.00 2A2 1,~~660~~632,~~682~~000.3400 4.500000% 0.00 6,120.00 6,120.00 0.00 0.00 2X 3811,~~003~~557,~~118~~273.8954 0.~~603576~~116000% 0.00 191,~~114~~117.8020 191,~~114~~117.8020 0.00 0.00 3A1 5115,~~833~~332,108.0181 65.500000% 3676,~~272,561~~531.4654 ~~280~~70,~~762~~272.6717 3746,~~553,324~~803.1371 0.00 0.00 3X3A2 4830,~~327~~000,~~017~~000.9800 05.~~757875~~500000% 0.00 30137,~~521~~500.5500 30137,~~521~~500.5500 0.00 0.00 ~~4A1~~3A3 3861,~~164~~539,~~901~~011.5892 65.~~000000~~500000% 1918,~~595,095~~401.9263 ~~190~~282,~~824~~053.5180 1,~~785~~200,~~920~~455.4344 0.00 0.00 4X3A4 296,~~476~~347,~~334~~000.6500 05.~~316518~~500000% 0.00 729,~~774~~090.8242 729,~~774~~090.8242 0.00 0.00 ~~PO-A1~~3A5 19,~~407~~720,~~962~~000.1800 05.~~000000~~500000% 100.00 44,~~976~~550.3500 44,550.00 0.00 100.00 3A6 5,~~976~~478,000.3500 5.500000% 0.00 25,107.50 25,107.50 0.00 ~~PO-B1~~0.00 ~~321~~3A7 14,~~322~~210,000.5700 05.~~000000~~500000% 20.00 65,~~281~~129.2917 65,129.17 0.00 0.00 3A8 631,000.00 5.500000% 0.00 2,~~281~~892.2908 2,892.08 0.00 0.00 ~~MIO~~3X 7125,~~225~~142,~~407~~430.5378 10.~~136602~~194488% 0.00 620,~~843~~282.6826 620,~~843~~282.6826 0.00 0.00 ~~Residual~~PO-A-1 AR163,707.07 0.000000% 723.88 0.00 7723.~~000000%~~88 0.00 0.1600 PO-B 347,677.53 0.16000000% 493.49 0.00 493.49 0.00 ~~P 100~~0.00 Residual AR 0.~~000000~~00 5.179086% 0.00 ~~68,296~~0.7110 ~~68,296~~0.7110 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 53,~~218~~046,~~294~~361.5393 5.~~500000~~179086% 136,~~503~~591.3363 2313,~~917~~147.1881 3719,~~420~~739.5144 0.00 0.00 B1 21,~~007~~096,~~113~~311.0074 5.~~500000~~179086% 52,~~193~~372.7917 94,~~199~~731.2758 147,~~393~~103.0674 0.00 0.00 B2 ~~903~~609,~~175~~073.9415 65.~~636602~~179086% 21,~~337~~317.1489 42,~~995~~628.0270 73,~~332~~946.1660 0.00 0.00 B3 ~~702~~365,~~414~~404.8204 65.~~636602~~179086% ~~1,817~~790.6365 31,~~884~~577.7105 52,~~702~~367.3470 0.00 0.00 B4 ~~502~~243,~~151~~669.8711 65.~~636602~~179086% ~~1,299~~527.4124 21,~~777~~051.1565 41,~~076~~578.5790 0.00 0.00 B5 ~~401~~365,~~348~~442.4543 65.~~636602~~179086% 790.73 1,~~038~~577.5721 2,~~219~~367.6695 ~~3,258.22 -~~0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~187~~241,~~237~~012,~~934~~252.8655 - 72,~~920~~081,~~865~~484.1038 1,~~161~~075,~~148~~301.7627 93,~~082~~156,~~013~~785.8665 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 29,921,640.07 0.00 1A2 34,~~947~~887,~~764~~400.8334 0.00 1A3 811,944.00 0.00 1X 1854,~~016~~707,~~388~~566.6384 0.00 2A1 4723,~~813~~791,~~516~~556.8789 0.00 2X2A2 351,~~814~~632,~~911~~000.00 0.00 2X 11,502,220.44 0.00 3A1 4814,~~560~~655,~~546~~577.5427 0.00 3X3A2 4530,~~066~~000,~~450~~000.8200 0.00 ~~4A1~~3A3 3660,~~569~~620,~~805~~610.6629 0.00 4X3A4 286,~~453~~347,~~544~~000.0600 0.00 ~~PO-A1~~3A5 19,~~396~~720,~~985~~000.8300 0.00 ~~PO-B1~~3A6 ~~319~~5,~~041~~478,000.2800 0.00 ~~MIO~~3A7 714,~~206~~210,~~710~~000.4100 0.00 ~~Residual~~3A8 AR631,000.00 0.00 3X 123,570,159.36 0.00 PPO-A-1 ~~100~~162,983.19 0.00 PO-B 347,184.04 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 53,~~204~~039,~~791~~770.2030 0.00 B1 21,~~001~~093,~~919~~939.2157 0.00 B2 ~~900~~607,~~838~~755.8025 0.00 B3 ~~700~~364,~~597~~613.1939 0.00 B4 ~~500~~243,~~852~~141.4686 0.00 B5 ~~400~~364,~~309~~651.8970 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~179~~238,~~317~~930,~~069~~768.7617 - --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, 2004-J8 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 30,081,794.88 4.750000% 12669GDH1 5.192245 3.860391 970.064518 1A2 35,~~594~~074,~~567~~134.9625 74.~~000000~~750000% ~~12667FSF3~~12669GDJ7 175.~~258669~~192245 3.860391 970.064518 1A3 816,289.91 4.750000% 12669GDK4 5.~~540331~~192245 ~~932~~3.~~512336~~860391 970.064518 1X 1855,~~657~~009,~~479~~684.2524 0.~~621090~~341564% ~~12667FSG1~~12669GDL2 0.000000 0.~~477767~~278299 ~~891~~972.~~369489~~363110 2A1 5023,~~181~~913,~~473~~265.9577 74.~~000000~~500000% ~~12667FSH9~~12669GDM0 434.~~150265~~986842 53.~~334207~~674291 ~~871~~974.~~285181~~824096 2A2 1,632,000.00 4.500000% 12669GDN8 0.000000 3.750000 1,000.000000 2X 3811,~~003~~557,~~118~~273.8954 0.~~603576~~116000% ~~12667FSJ5~~12669GDP3 0.000000 0.~~464782~~096200 ~~870~~990.~~849670~~427552 3A1 5115,~~833~~332,108.0181 65.500000% ~~12667FSK2~~12669GDQ1 5842.~~710132~~578611 54.~~036915~~422693 ~~871~~922.~~181833~~372539 3X3A2 4830,~~327~~000,~~017~~000.9800 05.~~757875~~500000% ~~12667FSL0~~12669GDR9 0.000000 04.~~584466~~583333 ~~862~~1,000.~~990243~~000000 ~~4A1~~3A3 3861,~~164~~539,~~901~~011.5892 65.~~000000~~500000% ~~12667FSM8~~12669GDS7 3814.~~226033~~742782 4.~~573057~~527712 ~~876~~973.~~385297~~121604 4X3A4 296,~~476~~347,~~334~~000.6500 05.~~316518~~500000% ~~12667FSN6~~12669GDT5 0.000000 04.~~236268~~583333 ~~864~~1,000.~~669570~~000000 ~~PO-A1~~3A5 19,~~407~~720,~~962~~000.1800 5.500000% 12669GDU2 0.000000% ~~12667FSP1~~4.583333 71,000.~~396131~~000000 3A6 5,478,000.00 5.500000% 12669GDV0 0.000000 ~~941~~4.~~323067~~583333 ~~PO-B1~~1,000.000000 ~~321~~3A7 14,~~322~~210,000.5700 5.500000% 12669GDW8 0.000000% ~~12667FTT2~~4.583333 71,000.~~037521~~000000 3A8 631,000.00 5.500000% 12669GDX6 0.000000 ~~984~~4.~~206604~~583333 ~~MIO~~1,000.000000 73X 125,~~225~~142,~~407~~430.5378 10.~~136602~~194488% ~~12667FTR6~~12669GDY4 0.000000 0.~~943695~~160412 ~~993~~977.~~754883~~314836 ~~Residual~~PO-A-1 AR163,707.07 0.00000000% 712669GDZ1 4.363475 0.000000% ~~12667FSQ9~~982.442539 PO-B 347,677.53 0.000000% 12669GEA5 1.~~626556~~417846 0.000000 P997.485245 ~~100~~Residual AR 0.00 05.~~000000~~179086% ~~12667FTS4~~12669GEB3 0.000000 ~~682,967~~1.~~100000~~041910 ~~1,000~~0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 53,~~218~~046,~~294~~361.5393 5.~~500000~~179086% ~~12667FSR7~~12669GEC1 2.~~578202~~155536 4.~~566527~~299480 ~~993~~994.~~754883~~038687 B1 21,~~007~~096,~~113~~311.0074 5.~~500000~~179086% ~~12667FSS5~~12669GED9 2.~~578202~~155536 4.~~566527~~299480 ~~993~~994.~~754883~~038687 B2 ~~903~~609,~~175~~073.9415 65.~~636602~~179086% ~~12667FST3~~12669GEE7 2.~~578202~~155536 54.~~510222~~299480 ~~993~~994.~~754883~~038687 B3 ~~702~~365,~~414~~404.8204 65.~~636602~~179086% ~~12667FTH8~~12669GEF4 2.~~578202~~155536 54.~~510222~~299480 ~~993~~994.~~754883~~038687 B4 ~~502~~243,~~151~~669.8711 65.~~636602~~179086% ~~12667FTJ4~~12669GEG2 2.~~578202~~155536 54.~~510222~~299480 ~~993~~994.~~754883~~038687 B5 ~~401~~365,~~348~~442.4543 65.~~636602~~179086% ~~12667FTK1~~12669GEH0 2.~~578202~~155536 54.~~510222~~299480 ~~993~~994.~~754883~~038687 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~187~~241,~~237~~012,~~934~~252.8655 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, 2004-J8 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 67,250,553.76 26,188,691.12 145,491,523.29 Loan count 137 54 288 Avg loan rate 5.285238% 4.786035% 5.912773% Prepay amount 90,475.35 16,481.64 1,454,142.36 Total ----- Prin balance 238,930,768.17 Loan count 479 Avg loan rate 5.61 Prepay amount 1,561,099.35 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 14,085.06 5,482.00 27,488.64 Sub servicer fees 0.00 0.00 0.00 Trustee fees 507.06 197.35 1,103.18 Agg advances N/A N/A N/A Adv this period 7,251.82 0.00 2,839.38 Total ----- Master serv fees 47,055.70 Sub servicer fees 0.00 Trustee fees 1,807.59 Agg advances N/A Adv this period 10,091.20 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 28,341.48 10,964.61 60,693.91 Fraud 2,445,162.00 2,445,162.00 2,445,162.00 Special Hazard 3,336,621.29 0.00 0.00 Total ----- Bankruptcy 100,000.00 Fraud 7,335,486.00 Special Hazard 3,336,621.29 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.629097% 100.000000% 235,285,990.14 ----------------------------------------------------------------------------- Junior 2.370903% 0.000000% 5,713,872.09 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 2 881,454.78 60 to 89 days 1 479,908.17 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 3 1,361,362.95 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 3,156,785.65 3,156,785.65 Principal remittance amount 2,081,484.38 2,081,484.38 Interest remittance amount 1,075,301.27 1,075,301.27

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