8-K 1 cwt422cb_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CWT (Depositor) (Issuer in respect of Countrywide Alternative Loan Trust 2004-22CB, Series (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust 2004-22CB, Series 2004-22CB ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~901~~878,~~156~~162,~~800~~408.0056 6.000000% 517,~~285~~922,~~902~~578.6796 4,~~505~~390,~~784~~812.0004 922,~~791~~313,~~686~~391.6701 0.00 0.00 2A1 ~~235~~224,~~830~~373,~~800~~403.0018 6.250000% 27,~~264~~193,~~539~~465.2252 1,~~228~~168,~~285~~551.4237 38,~~492~~362,~~824~~016.6489 0.00 060.0010 PO 1,~~819~~786,~~024~~626.7970 0.000000% 825,~~437~~971.8447 0.00 825,~~437~~971.8447 0.00 0.00 Residual AR ~~100~~0.00 0.000000% ~~100~~0.00 0.5000 ~~100~~0.5000 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 28,~~244~~165,~~000~~270.0059 6.~~051788~~051794% 2325,~~379~~779.4067 142,~~438~~040.9150 ~~165~~167,~~818~~820.3117 0.00 01.0051 B1 13,~~221~~184,~~000~~146.0081 6.~~051788~~051794% 1012,~~943~~067.8945 66,~~675~~489.5708 7778,~~619~~556.4552 0.00 0.0071 B2 6,~~611~~592,~~000~~572.0001 6.~~051788~~051794% 56,~~472~~034.3618 33,~~340~~247.3105 3839,~~812~~281.6623 0.00 0.0035 B3 6,~~610~~591,~~000~~574.0080 6.~~051788~~051794% 56,~~471~~033.5327 33,~~335~~242.2602 3839,~~806~~275.7929 0.00 0.0035 B4 4,~~808~~794,~~000~~597.0083 6.~~051788~~051794% 34,~~979~~388.9049 24,~~247~~179.5067 28,~~227~~568.3917 0.00 0.0026 B5 3,~~606~~596,~~208~~156.2504 6.~~051788~~051794% 23,~~985~~290.0999 18,~~186~~135.6780 21,~~171~~426.7779 0.0057 0.0019 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 1,~~201~~167,~~906~~246,~~933~~756.0451 - 725,~~611~~199,~~211~~610.9000 65,~~052~~876,~~294~~697.1354 1331,~~663~~076,~~506~~307.0354 -0.57 -63.48 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~895~~860,~~870~~239,~~897~~829.3360 0.00 2A1 ~~233~~217,~~566~~179,~~260~~937.7866 060.0010 PO 1,~~810~~760,~~586~~655.9524 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 28,~~220~~139,~~620~~490.6092 01.0051 B1 13,~~210~~172,~~056~~079.1136 0.0071 B2 6,~~605~~586,~~527~~537.6483 0.0035 B3 6,~~604~~585,~~528~~541.4753 0.0035 B4 4,~~804~~790,~~020~~209.1033 0.0026 B5 3,~~603~~592,~~223~~864.1648 0.0019 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 1,~~194~~142,~~295~~047,~~721~~145.1494 -63.48 --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust 2004-22CB, Series 2004-22CB ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~901~~878,~~156~~162,~~800~~408.0056 6.000000% 12667FRY3 519.~~865686~~888413 54.~~000000~~872417 ~~994~~954.~~134314~~595060 2A1 ~~235~~224,~~830~~373,~~800~~403.0018 6.250000% 12667FRZ0 930.~~602390~~502655 54.~~208333~~955041 ~~990~~920.~~397610~~914222 PO 1,~~819~~786,~~024~~626.7970 0.000000% 12667FSA4 414.~~638660~~277687 0.000000 ~~995~~967.~~361340~~911622 Residual AR ~~100~~0.00 0.000000% 12667FSB2 ~~1,000~~0.000000 50.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 28,~~244~~165,~~000~~270.0059 6.~~051788~~051794% 12667FSC0 0.~~827765~~912748 5.~~043156~~029050 ~~999~~996.~~172235~~299778 B1 13,~~221~~184,~~000~~146.0081 6.~~051788~~051794% 12667FSD8 0.~~827765~~912748 5.~~043156~~029050 ~~999~~996.~~172235~~299778 B2 6,~~611~~592,~~000~~572.0001 6.~~051788~~051794% 12667FSE6 0.~~827765~~912748 5.~~043156~~029050 ~~999~~996.~~172235~~299778 B3 6,~~610~~591,~~000~~574.0080 6.~~051788~~051794% 12667FRV9 0.~~827765~~912748 5.~~043156~~029050 ~~999~~996.~~172235~~299778 B4 4,~~808~~794,~~000~~597.0083 6.~~051788~~051794% 12667FRW7 0.~~827765~~912748 5.~~043156~~029050 ~~999~~996.~~172235~~299778 B5 3,~~606~~596,~~208~~156.2504 6.~~051788~~051794% 12667FRX5 0.~~827765~~912589 5.~~043156~~029050 ~~999~~996.~~172235~~299778 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 1,~~201~~167,~~906~~246,~~933~~756.0451 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust 2004-22CB, Series 2004-22CB ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 911,814,633.37 230,232,512.57 1,142,047,145.94 Loan count 5555 1422 6977 Avg loan rate 6.451786% 6.811714% 6.53 Prepay amount 17,129,350.85 7,001,458.49 24,130,809.34 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 182,373.89 44,037.19 226,411.08 Sub servicer fees 158,166.08 60,047.94 218,214.02 Trustee fees 6,973.56 1,780.79 8,754.35 Agg advances N/A N/A N/A Adv this period 102,184.70 47,243.90 149,428.60 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 24,000,000.00 24,000,000.00 48,000,000.00 Special Hazard 11,672,467.57 0.00 11,672,467.57 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.613836% 100.000000% 1,104,322,438.44 ----------------------------------------------------------------------------- Junior 5.386164% 0.000000% 62,866,723.45 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 101 17,797,111.16 60 to 89 days 24 3,945,916.59 90 or more 5 1,012,346.07 Foreclosure 1 152,352.53 Totals: 131 22,907,726.35 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 31,076,307.54 31,076,307.54 Principal remittance amount 25,199,610.00 25,199,610.00 Interest remittance amount 5,876,697.54 5,876,697.54

Filing Compare · ALTERNATIVE LOAN TRUST 2004-22CB