8-K 1 cwt0415_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CWT (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-15) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-15 Alternative Loan Trust 2004-15 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 7969,~~546~~849,~~855~~030.2952 5.~~043349~~024606% 32,~~342~~636,~~449~~650.6717 ~~334~~292,~~318~~469.7686 32,~~676~~929,~~768~~120.4402 0.00 0.00 1A2 1412,~~154~~428,~~058~~489.5161 5.~~043349~~024606% ~~594~~469,~~734~~148.1166 5952,~~486~~040.5421 ~~654~~521,~~220~~188.6588 0.00 0.00 2A1 ~~171~~166,~~451~~058,~~074~~609.5175 5.~~313967~~307861% 12,~~850~~485,~~835~~691.8707 ~~759~~734,~~237~~513.8035 23,~~610~~220,~~073~~204.6742 0.00 0.00 2A2 1716,~~216~~675,~~752~~252.7185 5.~~313967~~307861% ~~185~~249,~~857~~607.0182 7673,~~241~~758.0527 ~~262~~323,~~098~~366.0509 0.00 0.00 Residual AR 0.00 5.~~043349~~024606% 0.00 0.0008 0.0008 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 6,~~718~~713,~~270~~040.8340 5.~~223687~~213367% 1,~~746~~723.1627 29,~~245~~164.1262 30,~~991~~887.2889 0.00 0.00 B1 2,~~686~~684,~~308~~217.5919 5.~~223687~~213367% ~~698~~689.2105 11,~~693~~661.7051 12,~~391~~350.9056 0.00 0.00 B2 1,~~492~~491,~~615~~453.8377 5.~~223687~~213367% ~~387~~382.9586 6,~~497~~479.4658 6,~~885~~862.4144 0.00 0.00 B3 1,~~641~~640,~~577~~299.4945 5.~~223687~~213367% ~~426~~421.6707 7,~~145~~126.9124 7,~~572~~547.5731 0.00 0.00 B4 1,~~043~~042,~~731~~918.3678 5.~~223687~~213367% ~~271~~267.2872 4,~~543~~530.4493 4,~~814~~798.7265 0.00 0.00 B5 603,~~900~~430.2610 5.~~223687~~213367% ~~156~~154.9690 2,~~628~~621.8259 2,~~785~~776.7849 -0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~296~~279,~~555~~186,~~145~~742.3642 - 5,~~977~~844,~~563~~736.8960 1,~~291~~214,~~038~~366.5923 7,~~268~~059,~~602~~102.4883 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 7667,~~204~~212,~~405~~380.6135 0.00 1A2 1311,~~559~~959,~~324~~340.4095 0.00 2A1 ~~169~~163,~~600~~572,~~238~~918.6467 0.00 2A2 1716,~~030~~425,~~895~~645.7003 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 6,~~716~~711,~~524~~317.6613 0.00 B1 2,~~685~~683,~~610~~528.3814 0.00 B2 1,~~492~~491,~~227~~070.8890 0.00 B3 1,~~641~~639,~~150~~878.8238 0.00 B4 1,~~043~~042,~~460~~651.0805 0.00 B5 603,~~743~~275.2919 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~290~~273,~~577~~342,~~581~~005.4782 - --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-15 Alternative Loan Trust 2004-15 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 7969,~~546~~849,~~855~~030.2952 5.~~043349~~024606% 12667FPV1 4132.~~482466~~722931 43.~~149162~~629784 ~~945~~834.~~757439~~159235 1A2 1412,~~154~~428,~~058~~489.5161 5.~~043349~~024606% 12667FPW9 4132.~~482466~~722931 43.~~149162~~629784 ~~945~~834.~~757439~~159235 2A1 ~~171~~166,~~451~~058,~~074~~609.5175 5.~~313967~~307861% 12667FPX7 1014.~~741938~~426530 4.~~406488~~262991 ~~984~~949.~~331043~~349499 2A2 1716,~~216~~675,~~752~~252.7185 5.~~313967~~307861% 12667FPY5 1014.~~741938~~426530 4.~~406488~~262991 ~~984~~949.~~331043~~349499 Residual AR 0.00 5.~~043349~~024606% 12667FPZ2 0.000000 0.~~000000~~777448 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 6,~~718~~713,~~270~~040.8340 5.~~223687~~213367% 12667FQA6 0.~~259846~~256439 4.~~351952~~339973 ~~999~~998.~~482837~~707906 B1 2,~~686~~684,~~308~~217.5919 5.~~223687~~213367% 12667FQB4 0.~~259846~~256439 4.~~351952~~339973 ~~999~~998.~~482837~~707906 B2 1,~~492~~491,~~615~~453.8377 5.~~223687~~213367% 12667FQC2 0.~~259846~~256439 4.~~351952~~339973 ~~999~~998.~~482837~~707906 B3 1,~~641~~640,~~577~~299.4945 5.~~223687~~213367% 12667FQD0 0.~~259846~~256439 4.~~351952~~339973 ~~999~~998.~~482837~~707906 B4 1,~~043~~042,~~731~~918.3678 5.~~223687~~213367% 12667FQE8 0.~~259846~~256439 4.~~351952~~339973 ~~999~~998.~~482837~~707906 B5 603,~~900~~430.2610 5.~~223687~~213367% 12667FQF5 0.~~259846~~256439 4.~~351952~~339973 ~~999~~998.~~482837~~707906 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~296~~279,~~555~~186,~~145~~742.3642 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-15 Alternative Loan Trust 2004-15 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 83,899,338.48 189,442,667.34 273,342,005.82 Loan count 164 381 545 Avg loan rate 5.286080% 5.566861% 5.48 Prepay amount 3,083,741.89 2,689,430.89 5,773,172.78 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 16,671.66 35,778.45 52,450.11 Sub servicer fees 179.40 0.00 179.40 Trustee fees 652.55 1,441.35 2,093.90 Agg advances N/A N/A N/A Adv this period 9,193.98 32,050.87 41,244.85 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 6,000,000.00 6,000,000.00 12,000,000.00 Special Hazard 5,980,000.00 0.00 5,980,000.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.923862% 100.000000% 265,011,382.73 ----------------------------------------------------------------------------- Junior 5.076138% 0.000000% 14,171,720.81 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 15 7,179,479.05 60 to 89 days 2 715,200.00 90 or more 1 530,550.00 Foreclosure 0 0.00 Totals: 18 8,425,229.05 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 7,059,102.83 7,059,102.83 Principal remittance amount 5,844,736.60 5,844,736.60 Interest remittance amount 1,214,366.23 1,214,366.23

Filing Compare · ALTERNATIVE LOAN TRUST 2004-15