8-K 1 fh0404_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett VP The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~211~~209,~~660~~433,~~517~~878.7197 5.250000% 24,~~226~~293,~~638~~556.7427 ~~926~~916,~~014~~273.7622 35,~~152~~209,~~653~~829.5149 0.00 0.00 1A2 23,000,000.00 5.250000% 0.00 100,625.00 100,625.00 0.00 0.00 1A3 23,500,000.00 5.250000% 0.00 102,812.50 102,812.50 0.00 0.00 1A4 2,142,858.00 0.000000% 0.00 0.00 0.00 0.00 0.00 1A5 25,000,000.00 5.650000% 0.00 117,708.33 117,708.33 0.00 0.00 1A6 31,900,000.00 5.250000% 0.00 139,562.50 139,562.50 0.00 0.00 1A7 1,681,000.00 5.250000% 0.00 7,354.38 7,354.38 0.00 0.00 APO ~~662~~661,~~274~~394.4595 0.000000% ~~879~~1,064.5066 0.00 ~~879~~1,064.5066 0.00 0.00 2A1 36,~~420~~105,~~385~~650.9576 4.500000% ~~314~~342,~~735~~991.1923 ~~136~~135,~~576~~396.4519 ~~451~~478,~~311~~387.6442 0.00 0.00 2A2 17,809,000.00 4.500000% 0.00 66,783.75 66,783.75 0.00 0.00 2A3 10,019,000.00 4.500000% 0.00 37,571.25 37,571.25 0.00 0.00 2A4 7,313,000.00 4.500000% 0.00 27,423.75 27,423.75 0.00 0.00 Residual ARU 0.00 5.250000% 0.00 0.00 0.00 0.00 0.00 ARL 0.00 5.250000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 5,~~688~~679,~~225~~084.4360 5.~~114104~~114422% 9,~~140~~160.8314 24,~~241~~204.8136 33,~~382~~364.6551 0.00 0.00 B2 2,~~031~~028,~~721~~456.7784 5.~~114104~~114422% 3,~~264~~271.9382 8,~~658~~645.7032 11,~~923~~917.6214 0.00 0.00 B3 ~~812~~811,~~887~~580.2293 5.~~114104~~114422% 1,~~306~~309.2905 3,~~464~~458.3297 4,~~770~~768.6102 0.00 0.00 B4 ~~811~~810,~~894~~589.6898 5.~~114104~~114422% 1,~~304~~307.6945 3,~~460~~454.0975 4,~~764~~762.7920 0.00 0.00 B5 406,~~939~~285.8893 5.~~114104~~114422% ~~653~~655.9432 1,~~734~~731.2860 2,~~388~~386.2292 0.00 0.00 B6 ~~406~~405,~~630~~976.2176 5.~~114104~~114422% ~~653~~654.4482 1,~~732~~730.9628 2,~~386~~385.4011 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~401~~398,~~266~~707,~~335~~757.2872 - 24,~~558~~653,~~577~~970.5678 1,~~705~~694,~~724~~736.8316 46,~~264~~348,~~302~~706.3994 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~209~~205,~~433~~140,~~878~~322.9770 0.00 1A2 23,000,000.00 0.00 1A3 23,500,000.00 0.00 1A4 2,142,858.00 0.00 1A5 25,000,000.00 0.00 1A6 31,900,000.00 0.00 1A7 1,681,000.00 0.00 APO ~~661~~660,~~394~~330.9529 0.00 2A1 3635,~~105~~762,~~650~~659.7653 0.00 2A2 17,809,000.00 0.00 2A3 10,019,000.00 0.00 2A4 7,313,000.00 0.00 Residual ARU 0.00 0.00 ARL 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 5,~~679~~669,~~084~~924.6045 0.00 B2 2,~~028~~025,~~456~~185.8402 0.00 B3 ~~811~~810,~~580~~271.9388 0.00 B4 ~~810~~809,~~589~~282.9853 0.00 B5 ~~406~~405,~~285~~630.9361 0.00 B6 405,~~976~~321.7694 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~398~~394,~~707~~053,~~757~~786.7294 - --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~211~~209,~~660~~433,~~517~~878.7197 5.250000% 32051D4N9 1019.~~208317~~684372 4.~~245436~~200775 ~~960~~940.~~177078~~492706 1A2 23,000,000.00 5.250000% 32051D3T9 0.000000 4.375000 1,000.000000 1A3 23,500,000.00 5.250000% 32051D3U4 0.000000 4.375000 1,000.000000 1A4 2,142,858.00 0.000000% 32051D3VU 0.000000 0.000000 1,000.000000 1A5 25,000,000.00 5.650000% 32051D3W0 0.000000 4.708333 1,000.000000 1A6 31,900,000.00 5.250000% 32051D3X8 0.000000 4.375000 1,000.000000 1A7 1,681,000.00 5.250000% 32051D3Y6 0.000000 4.375000 1,000.000000 APO ~~662~~661,~~274~~394.4595 0.000000% 32051D3Z3 1.~~319212~~596952 0.000000 ~~992~~990.~~066628~~469677 2A1 36,~~420~~105,~~385~~650.9576 4.500000% 32051D4C3 89.~~284467~~028223 3.~~594968~~563902 ~~950~~941.~~373793~~345569 2A2 17,809,000.00 4.500000% 32051D4D1 0.000000 3.750000 1,000.000000 2A3 10,019,000.00 4.500000% 32051D4E9 0.000000 3.750000 1,000.000000 2A4 7,313,000.00 4.500000% 32051D4F6 0.000000 3.750000 1,000.000000 Residual ARU 0.00 5.250000% 32051D4A7 0.000000 0.~~000000~~020085 0.000000 ARL 0.00 5.250000% 32051D4B5 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 5,~~688~~679,~~225~~084.4360 5.~~114104~~114422% 32051D4G4 1.~~594981~~598350 4.~~229944~~223410 ~~990~~989.~~941301~~342951 B2 2,~~031~~028,~~721~~456.7784 5.~~114104~~114422% 32051D4H2 1.~~594981~~598350 4.~~229944~~223410 ~~990~~989.~~941301~~342951 B3 ~~812~~811,~~887~~580.2293 5.~~114104~~114422% 32051D4J8 1.~~594981~~598350 4.~~229944~~223410 ~~990~~989.~~941301~~342951 B4 ~~811~~810,~~894~~589.6898 5.~~114104~~114422% 32051D4K5 1.~~594981~~598350 4.~~229944~~223410 ~~990~~989.~~941301~~342951 B5 406,~~939~~285.8893 5.~~114104~~114422% 32051D4L3 1.~~594981~~598350 4.~~229944~~223410 ~~990~~989.~~941301~~342951 B6 ~~406~~405,~~630~~976.2176 5.~~114104~~114422% 32051D4M1 1.~~594972~~598350 4.~~229944~~223410 ~~990~~989.~~941312~~342962 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~401~~398,~~266~~707,~~335~~757.2872 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 321,324,056.86 72,729,731.56 394,053,788.42 Loan count 647 147 794 Avg loan rate 5.703091% 5.048678% 5.58 Prepay amount 3,948,796.57 59,102.36 4,007,898.93 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 63,427.43 14,668.90 78,096.33 Sub servicer fees 58,251.06 18,382.47 76,633.53 Trustee fees 1,623.19 363.11 1,986.30 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.460287% 100.000000% 388,565,782.67 ----------------------------------------------------------------------------- Junior 2.539713% 0.000000% 10,125,616.43 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 0 0.00 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 0 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 6,348,706.94 6,348,706.94 Principal remittance amount 4,653,970.78 4,653,970.78 Interest remittance amount 1,694,736.16 1,694,736.16

Filing Compare · FIRST HORIZON ASSET SEC MORT PAS THR CERTS SER 2004-4