8-K 1 cwt412cb_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CWT (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Series 2004-12CB) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-12CB Alternative Loan Trust 2004-12CB ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~126~~121,~~068~~954,~~251~~076.2730 5.000000% 1,~~103~~547,~~541~~944.0582 ~~525~~508,~~284~~141.3898 12,~~628~~056,~~825~~086.4380 0.00 0.00 1A2 ~~113~~109,~~093~~075,~~156~~908.3596 5.000000% 1,~~077~~511,~~542~~476.2613 ~~471~~454,~~221~~482.4895 1,~~548~~965,~~763~~959.7509 0.00 0.00 1A3 10,005,000.00 5.000000% 0.00 41,687.50 41,687.50 0.00 0.00 2A1 6462,~~281~~998,~~756~~346.5829 6.000000% 831,~~066~~083,864.1364 ~~321~~314,~~408~~991.7873 ~~404~~1,~~474~~398,856.9137 0.00 0.00 2A2 5,~~843~~727,~~796~~122.0539 0.000000% 798,~~551~~533.4715 0.00 798,~~551~~533.4715 0.00 0.00 3A1 ~~127~~124,~~512~~119,~~304~~052.8748 5.500000% ~~513~~1,~~626~~570,397.7765 ~~584~~568,~~431~~878.4099 12,~~098~~139,~~058~~276.1764 0.00 0.00 PO 7,~~157~~002,~~709~~334.7699 0.000000% 3573,~~886~~027.2011 0.00 3573,~~886~~027.2011 0.00 0.00 Residual AR 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 10,~~107~~030,~~892~~234.5772 5.~~222955~~223944% 2526,~~808~~133.9055 43,~~994~~664.2249 69,~~803~~798.1204 0.00 0.00 B1 4,~~331~~297,~~103~~827.1878 5.~~222955~~223944% 11,~~058~~197.7989 18,~~850~~709.9668 29,~~909~~907.7557 0.00 0.00 B2 1,~~924~~909,~~603~~817.8936 5.~~222955~~223944% 4,~~914~~975.1799 8,~~376~~313.7798 13,~~290~~289.9497 0.00 0.00 B3 2,~~406~~387,~~003~~517.0094 5.~~222955~~223944% 6,~~143~~220.3562 10,~~472~~393.0455 16,~~615~~614.3817 0.00 0.00 B4 1,~~684~~671,~~400~~459.6255 5.~~222955~~223944% 4,~~300~~354.8595 7,~~331~~276.2934 11,~~632~~631.1429 0.00 0.00 B5 1,~~203~~193,~~095~~851.1085 5.~~222955~~223944% 3,~~071~~110.7955 5,~~236~~197.4318 8,~~308~~307.2273 0.1200 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~475~~462,~~619~~372,~~073~~550.2262 - 25,~~876~~941,~~511~~237.7306 21,~~038~~981,~~295~~738.2438 47,~~914~~922,~~806~~975.9744 ~~0.12~~- - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~124~~120,~~964~~406,~~710~~131.2249 0.00 1A2 ~~112~~107,~~015~~564,~~614~~432.0983 0.00 1A3 10,005,000.00 0.00 2A1 6461,~~198~~914,~~690~~481.4565 0.00 2A2 5,~~836~~628,~~244~~589.5924 0.00 3A1 ~~126~~122,~~998~~548,~~678~~654.0983 0.00 PO 76,~~121~~929,~~823~~307.5588 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 10,~~082~~004,~~083~~101.6617 0.00 B1 4,~~320~~286,~~044~~629.3989 0.00 B2 1,~~919~~904,~~689~~841.7238 0.00 B3 2,~~399~~381,~~859~~297.6632 0.00 B4 1,~~680~~667,~~099~~104.7760 0.00 B5 1,~~200~~190,~~023~~741.1930 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~472~~456,~~742~~431,~~561~~313.3756 - --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-12CB Alternative Loan Trust 2004-12CB ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~126~~121,~~068~~954,~~251~~076.2730 5.000000% 12667FJL0 811.~~529786~~964791 43.~~060169~~927668 ~~965~~930.~~910804~~675412 1A2 ~~113~~109,~~093~~075,~~156~~908.3596 5.000000% 12667FJM8 912.~~263443~~993897 43.~~051009~~907111 ~~962~~924.~~978749~~712718 1A3 10,005,000.00 5.000000% 12667FJN6 0.000000 4.166667 1,000.000000 2A1 6462,~~281~~998,~~756~~346.5829 6.000000% 12667FJP1 116.~~274778~~633577 4.~~932514~~834035 ~~985~~950.~~228037~~173326 2A2 5,~~843~~727,~~796~~122.0539 0.000000% 12667FJQ9 116.~~274778~~633577 0.000000 ~~985~~950.~~228037~~173326 3A1 ~~127~~124,~~512~~119,~~304~~052.8748 5.500000% 12667FJR7 312.~~983147~~178345 4.~~532233~~411625 ~~984~~950.~~867608~~357928 PO 7,~~157~~002,~~709~~334.7699 0.000000% 12667FJS5 410.~~959374~~092145 0.000000 ~~984~~957.~~216350~~611215 Residual AR 0.00 5.000000% 12667FJT3 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 10,~~107~~030,~~892~~234.5772 5.~~222955~~223944% 12667FJU0 2.~~534384~~566264 4.~~320147~~287768 ~~990~~982.~~041112~~383381 B1 4,~~331~~297,~~103~~827.1878 5.~~222955~~223944% 12667FJV8 2.~~534384~~566264 4.~~320147~~287768 ~~990~~982.~~041112~~383381 B2 1,~~924~~909,~~603~~817.8936 5.~~222955~~223944% 12667FJW6 2.~~534384~~566264 4.~~320147~~287768 ~~990~~982.~~041112~~383381 B3 2,~~406~~387,~~003~~517.0094 5.~~222955~~223944% 12667FJX4 2.~~534384~~566264 4.~~320147~~287768 ~~990~~982.~~041112~~383381 B4 1,~~684~~671,~~400~~459.6255 5.~~222955~~223944% 12667FJY2 2.~~534384~~566264 4.~~320147~~287768 ~~990~~982.~~041112~~383381 B5 1,~~203~~193,~~095~~851.1085 5.~~222955~~223944% 12667FJZ9 2.~~534283~~566264 4.~~320147~~287768 ~~990~~982.~~041112~~383381 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~475~~462,~~619~~372,~~073~~550.2262 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-12CB Alternative Loan Trust 2004-12CB ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 251,427,755.09 74,323,150.90 130,680,407.57 Loan count 2058 374 890 Avg loan rate 5.445538% 5.516163% 5.743771% Prepay amount 2,153,900.12 1,143,006.30 1,441,223.66 Total ----- Prin balance 456,431,313.56 Loan count 3322 Avg loan rate 5.54 Prepay amount 4,738,130.08 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 51,597.23 14,281.93 26,503.09 Sub servicer fees 46,465.28 0.00 7,541.95 Trustee fees 1,909.16 566.64 991.99 Agg advances N/A N/A N/A Adv this period 38,627.10 3,067.39 12,523.15 Total ----- Master serv fees 92,382.25 Sub servicer fees 54,007.23 Trustee fees 3,467.79 Agg advances N/A Adv this period 54,217.64 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 28,300.32 Fraud 2,680,171.63 775,752.79 1,364,075.58 Special Hazard 2,680,171.63 0.00 0.00 Total ----- Bankruptcy 28,300.32 Fraud 4,820,000.00 Special Hazard 2,680,171.63 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.363628% 100.000000% 440,881,841.42 ----------------------------------------------------------------------------- Junior 4.636372% 0.000000% 21,434,715.64 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 48 6,488,204.25 60 to 89 days 7 524,438.51 90 or more 0 0.00 Foreclosure 2 214,856.91 Totals: 57 7,227,499.67 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 7,922,975.44 7,922,975.44 Principal remittance amount 5,941,237.06 5,941,237.06 Interest remittance amount 1,981,738.38 1,981,738.38

Filing Compare · Alternative Loan Trust 2004-12CB