8-K 1 cw0411_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-11) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-11 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 6664,~~805~~928,~~498~~187.9476 3.~~234956~~233469% ~~864,~~955,856.0947 ~~180~~174,~~094~~952.0473 1,~~045~~130,~~049~~809.1320 0.00 0.00 2A1 ~~265~~261,~~848~~239,~~687~~095.5839 3.~~989805~~987842% 12,~~580~~451,~~549~~707.6485 ~~883~~868,~~903~~150.7917 23,~~464~~319,~~453~~858.4302 0.00 0.00 3A1 70,~~481~~338,169.0329 4.~~874346~~874455% 4654,~~731~~170.7581 ~~286~~285,~~291~~716.3587 ~~333~~339,~~023~~887.1068 0.00 0.00 3A2 4,~~934~~924,~~724~~712.3828 4.~~874346~~874455% 3,~~271~~792.9176 20,~~044~~004.6341 23,~~316~~797.5417 0.00 0.00 Residual AR 0.00 3.~~234956~~233469% 0.00 0.1018 0.1018 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 5,~~641~~631,~~077~~987.4556 4.~~018614~~017078% 3,~~018~~048.5805 18,~~891~~853.1045 21,~~909~~901.6850 0.00 0.00 B1 3,~~903~~897,~~825~~534.2876 4.~~018614~~017078% 2,~~088~~109.9636 13,~~073~~047.3125 15,~~162~~156.2761 0.00 0.00 B2 2,~~815~~811,~~546~~009.6272 4.~~018614~~017078% 1,~~506~~521.6233 9,~~428~~410.8304 10,~~935~~931.4537 0.00 0.00 B3 2,~~166~~163,~~573~~081.1195 4.~~018614~~017078% 1,~~159~~170.3567 7,~~255~~241.5206 8,~~414~~411.8773 0.00 0.00 B4 ~~868~~867,~~626~~226.0940 4.~~018614~~017078% ~~464~~469.8135 2,~~908~~903.8910 3,~~373~~372.7044 0.00 0.00 B5 ~~653~~652,~~770~~717.4802 4.~~018614~~017078% ~~349~~353.8425 2,~~189~~185.3801 2,~~539~~538.2127 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~424~~417,~~119~~453,~~498~~722.9613 - 23,~~504~~474,~~096~~199.5590 1,~~424~~402,~~080~~464.9227 34,~~928~~876,~~177~~664.4717 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 6563,~~940~~972,~~543~~331.8629 0.00 2A1 ~~264~~258,~~268~~787,~~137~~387.9454 0.00 3A1 70,~~434~~283,~~437~~998.2748 0.00 3A2 4,~~931~~920,~~452~~919.4752 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 5,~~638~~628,~~058~~939.8751 0.00 B1 3,~~901~~895,~~736~~425.3239 0.00 B2 2,~~814~~809,~~040~~488.0039 0.00 B3 2,~~165~~161,~~413~~911.7628 0.00 B4 ~~868~~866,~~161~~757.2806 0.00 B5 ~~653~~652,~~420~~363.6576 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~421~~413,~~615~~979,~~402~~522.4123 - --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-11 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 6664,~~805~~928,~~498~~187.9476 3.~~234956~~233469% 12669FA78 1113.~~860072~~106492 2.~~469410~~398913 ~~904~~877.~~162126~~174431 2A1 ~~265~~261,~~848~~239,~~687~~095.5839 3.~~989805~~987842% 12669FA86 59.~~865728~~098765 3.~~280339~~221874 ~~980~~960.~~750544~~410412 3A1 70,~~481~~338,169.0329 4.~~874346~~874455% 12669FA94 0.~~658333~~763130 4.~~033125~~025032 ~~992~~990.~~243957~~124653 3A2 4,~~934~~924,~~724~~712.3828 4.~~874346~~874455% 12669FE66 0.~~658333~~763130 4.~~033125~~025032 ~~992~~990.~~243957~~124653 Residual AR 0.00 3.~~234956~~233469% 12669FB28 0.000000 01.~~980958~~849333 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 5,~~641~~631,~~077~~987.4556 4.~~018614~~017078% 12669FB36 0.~~534262~~539479 3.~~343557~~336893 ~~997~~996.~~886526~~272479 B1 3,~~903~~897,~~825~~534.2876 4.~~018614~~017078% 12669FB44 0.~~534262~~539479 3.~~343557~~336893 ~~997~~996.~~886526~~272479 B2 2,~~815~~811,~~546~~009.6272 4.~~018614~~017078% 12669FB51 0.~~534262~~539479 3.~~343557~~336893 ~~997~~996.~~886526~~272479 B3 2,~~166~~163,~~573~~081.1195 4.~~018614~~017078% 12669FD83 0.~~534262~~539479 3.~~343557~~336893 ~~997~~996.~~886526~~272479 B4 ~~868~~867,~~626~~226.0940 4.~~018614~~017078% 12669FD91 0.~~534262~~539479 3.~~343557~~336893 ~~997~~996.~~886526~~272479 B5 ~~653~~652,~~770~~717.4802 4.~~018614~~017078% 12669FE25 0.~~534262~~539479 3.~~343557~~336893 ~~997~~996.~~886526~~272479 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~424~~417,~~119~~453,~~498~~722.9613 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-11 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 66,768,286.99 269,099,480.48 78,111,754.76 Loan count 132 517 139 Avg loan rate 3.997449% 4.735404% 5.133455% Prepay amount 926,003.93 2,304,609.93 17,177.19 Total ----- Prin balance 413,979,522.23 Loan count 788 Avg loan rate 4.69 Prepay amount 3,247,791.05 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 42,273.81 164,144.87 16,285.69 Sub servicer fees 281.04 113.58 0.00 Trustee fees 507.94 2,036.68 586.28 Agg advances N/A N/A N/A Adv this period 3,988.00 12,845.82 4,911.46 Total ----- Master serv fees 222,704.37 Sub servicer fees 394.62 Trustee fees 3,130.90 Agg advances N/A Adv this period 21,745.28 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 21,904.73 81,306.45 23,162.81 Fraud 752,982.68 2,794,936.84 796,229.47 Special Hazard 3,314,783.70 0.00 0.00 Total ----- Bankruptcy 126,373.99 Fraud 4,344,148.99 Special Hazard 3,314,783.70 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.163594% 100.000000% 401,430,164.72 ----------------------------------------------------------------------------- Junior 3.836406% 0.000000% 16,014,885.39 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 10 5,143,582.64 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 10 5,143,582.64 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 4,876,664.17 4,876,664.17 Principal remittance amount 3,474,199.90 3,474,199.90 Interest remittance amount 1,402,464.27 1,402,464.27

Filing Compare · CHL Mortgage Pass-Through Trust 2004-11