8-K 1 cw0410_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-10) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-10 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 47,~~694~~229,~~884~~550.4913 5.000000% ~~465~~536,~~334~~504.3664 ~~198~~196,~~728~~789.6979 ~~664~~733,~~063~~294.0444 0.00 0.00 A2 23,~~667~~398,~~494~~501.5224 5.000000% ~~268~~310,~~993~~134.2830 9897,~~614~~493.5676 ~~367~~407,~~607~~628.8405 0.00 0.00 A3 9,~~848~~799,~~216~~696.7696 5.000000% 4864,~~519~~149.8123 4140,~~034~~832.2407 89104,~~554~~981.0430 0.00 0.00 A4 20,000,000.00 5.250000% 0.00 87,500.00 87,500.00 0.00 0.00 A5 4241,~~240~~882,~~384~~862.0511 5.000000% ~~357~~403,~~521~~994.9534 ~~176~~174,~~001~~511.6093 ~~533~~578,~~523~~506.5527 0.00 0.00 A6 14,~~192~~079,~~310~~729.7687 5.000000% ~~112~~129,~~580~~799.8951 5958,~~134~~665.6354 ~~171~~188,~~715~~465.5205 0.00 0.00 A7 37,948,000.00 5.000000% 0.00 158,116.67 158,116.67 0.00 0.00 A8 1,400,000.00 0.000000% 0.00 0.00 0.00 0.00 0.00 A9 3,750,000.00 5.000000% 0.00 15,625.00 15,625.00 0.00 0.00 A10 36,000,000.00 5.000000% 0.00 150,000.00 150,000.00 0.00 0.00 PO 165,~~697~~516.8739 0.000000% ~~181~~182.4723 0.00 ~~181~~182.4723 0.00 0.00 Residual AR 0.00 5.000000% 0.00 0.0406 0.0406 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 3,~~100~~097,~~993~~726.8821 5.000000% 3,~~267~~281.6870 12,~~920~~907.8119 16,188.4889 0.00 0.00 B1 1,~~488~~486,~~477~~908.0658 5.000000% 1,~~568~~575.4822 6,~~201~~195.9945 7,770.4767 0.00 0.00 B2 ~~744~~743,~~238~~454.5329 5.000000% ~~784~~787.2461 3,~~100~~097.9973 3,885.2433 0.00 0.00 B3 ~~744~~743,~~238~~454.5329 5.000000% ~~784~~787.2461 3,~~100~~097.9973 3,885.2433 0.00 0.00 B4 ~~496~~495,~~159~~636.0219 5.000000% ~~522~~525.8307 2,~~067~~065.3315 2,590.1622 0.00 0.00 B5 ~~248~~247,~~258~~996.1656 5.000000% ~~261~~262.6073 1,~~034~~033.4132 1,296.0104 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~243~~242,~~729~~469,~~353~~032.6481 - 1,~~260~~451,~~320~~984.8318 1,~~013~~007,~~181~~931.9338 2,~~273~~459,~~502~~915.7656 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 4746,~~229~~693,~~550~~045.1349 0.00 A2 23,~~398~~088,~~501~~366.2494 0.00 A3 9,~~799~~735,~~696~~547.9673 0.00 A4 20,000,000.00 0.00 A5 41,~~882~~478,~~862~~867.1177 0.00 A6 1413,~~079~~949,~~729~~930.8736 0.00 A7 37,948,000.00 0.00 A8 1,400,000.00 0.00 A9 3,750,000.00 0.00 A10 36,000,000.00 0.00 PO 165,~~516~~334.3916 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 3,~~097~~094,~~726~~444.2151 0.00 B1 1,~~486~~485,~~908~~333.5836 0.00 B2 ~~743~~742,~~454~~666.2968 0.00 B3 ~~743~~742,~~454~~666.2968 0.00 B4 495,~~636~~111.1912 0.00 B5 247,~~996~~733.5683 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~242~~241,~~469~~017,~~032~~048.8163 - --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-10 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 47,~~694~~229,~~884~~550.4913 5.000000% 12669FB93 910.~~306687~~730093 3.~~974574~~935796 ~~944~~933.~~591003~~860910 A2 23,~~667~~398,~~494~~501.5224 5.000000% 12669FC27 1012.~~759731~~405372 3.~~944582~~899750 ~~935~~923.~~940049~~534678 A3 9,~~848~~799,~~216~~696.7696 5.000000% 12669FC35 46.~~851981~~414923 4.~~103424~~083207 ~~979~~973.~~969696~~554773 A4 20,000,000.00 5.250000% 12669FC43 0.000000 4.375000 1,000.000000 A5 4241,~~240~~882,~~384~~862.0511 5.000000% 12669FC50 89.~~107074~~160869 3.~~990966~~957187 ~~949~~940.~~724764~~563895 A6 14,~~192~~079,~~310~~729.7687 5.000000% 12669FC68 78.~~632603~~799967 43.~~009127~~977325 ~~954~~945.~~557957~~757990 A7 37,948,000.00 5.000000% 12669FC76 0.000000 4.166667 1,000.000000 A8 1,400,000.00 0.000000% 12669FC84 0.000000 0.000000 1,000.000000 A9 3,750,000.00 5.000000% 12669FC92 0.000000 4.166667 1,000.000000 A10 36,000,000.00 5.000000% 12669FD26 0.000000 4.166667 1,000.000000 PO 165,~~697~~516.8739 0.000000% 12669FD34 1.~~089297~~093863 0.000000 ~~993~~992.~~517103~~423239 Residual AR 0.00 5.000000% 12669FD42 0.000000 0.~~359202~~573473 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 3,~~100~~097,~~993~~726.8821 5.000000% 12669FD59 1.~~045656~~050144 4.~~134659~~130302 ~~991~~990.~~272387~~222243 B1 1,~~488~~486,~~477~~908.0658 5.000000% 12669FD67 1.~~045656~~050144 4.~~134659~~130302 ~~991~~990.~~272387~~222243 B2 ~~744~~743,~~238~~454.5329 5.000000% 12669FD75 1.~~045656~~050144 4.~~134659~~130302 ~~991~~990.~~272387~~222243 B3 ~~744~~743,~~238~~454.5329 5.000000% 12669FB69 1.~~045656~~050144 4.~~134659~~130302 ~~991~~990.~~272387~~222243 B4 ~~496~~495,~~159~~636.0219 5.000000% 12669FB77 1.~~045656~~050144 4.~~134659~~130302 ~~991~~990.~~272387~~222243 B5 ~~248~~247,~~258~~996.1656 5.000000% 12669FB85 1.~~045656~~050144 4.~~134659~~130302 ~~991~~990.~~272387~~222243 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~243~~242,~~729~~469,~~353~~032.6481 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-10 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 241,017,048.63 241,017,048.63 Loan count 480 480 Avg loan rate 5.686883% 5.69 Prepay amount 1,195,108.19 1,195,108.19 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 48,229.14 48,229.14 Sub servicer fees 87,146.67 87,146.67 Trustee fees 1,818.52 1,818.52 Agg advances N/A N/A Adv this period 7,281.48 7,281.48 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 2,499,899.00 2,499,899.00 Special Hazard 3,148,649.86 3,148,649.86 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.192153% 100.000000% 235,653,856.69 ----------------------------------------------------------------------------- Junior 2.807847% 0.000000% 6,807,956.19 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 1 782,126.41 60 to 89 days 1 445,440.16 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 2 1,227,566.57 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 2,459,915.56 2,459,915.56 Principal remittance amount 1,451,984.18 1,451,984.18 Interest remittance amount 1,007,931.38 1,007,931.38

Filing Compare · CHL Mortgage Pass-Through Trust 2004-10