8-K 1 cw04j4_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2004-J4) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-J4 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~121~~118,~~442~~460,~~531~~880.1301 4.500000% ~~527~~552,~~759~~846.7530 ~~455~~444,~~409~~228.4930 ~~983~~997,~~169~~074.2460 0.00 0.00 1X ~~120~~117,~~958~~983,~~101~~616.5118 0.~~408223~~408422% 0.00 4140,~~148~~155.2593 4140,~~148~~155.2593 0.00 0.00 2A1 6058,~~534~~169,~~849~~240.0427 5.000000% ~~494~~1,~~997~~826,928.6373 ~~252~~242,~~228~~371.5483 ~~747~~2,~~226~~069,300.1756 0.00 0.00 2X 6159,~~400~~024,~~487~~913.1363 0.~~144827~~144793% 0.00 7,~~410~~121.3897 7,~~410~~121.3897 0.00 0.00 3A1 8781,~~061~~634,~~631~~973.7745 4.500000% 13,~~540~~481,~~454~~663.6380 ~~326~~306,~~481~~131.1215 13,~~866~~787,~~935~~794.7595 0.00 0.00 3A2 8681,~~767~~359.4917 7.577925% 13,~~535~~469.2590 5451,~~793~~377.1380 5654,~~328~~847.3871 0.00 0.00 3X 7671,~~451~~062,~~039~~605.6349 0.~~472080~~456532% 0.00 3027,~~075~~035.8327 3027,~~075~~035.8327 0.00 0.00 1PO 4,~~482~~426.3517 0.000000% 18.3254 0.00 18.3254 0.00 0.00 3PO 2423,~~017~~925.4606 0.000000% 3036.4433 0.00 3036.4433 0.00 0.00 OT 100.00 0.000000% 0.00 0.00 0.00 0.00 0.00 Residual AR 0.00 4.500000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate CM 1,~~357~~341,~~150~~166.5022 4.~~665332~~665377% 5,~~313~~393.2468 5,~~276~~214.3020 10,~~589~~607.5388 0.00 0.00 CB1 ~~387~~383,~~743~~176.2244 4.~~665332~~665377% 1,~~518~~540.0199 1,~~507~~489.4672 3,~~025~~030.4771 0.00 0.00 CB2 ~~291~~287,~~029~~601.0132 4.~~665332~~665377% 1,~~139~~156.3863 1,~~131~~118.4614 2,~~270~~274.8377 0.00 0.00 CB3 ~~194~~191,~~019~~734.3421 4.~~665332~~665377% ~~759~~771.5808 ~~754~~745.3043 1,~~513~~516.8951 0.00 0.00 CB4 ~~194~~191,~~019~~734.3421 4.~~665332~~665377% ~~759~~771.5808 ~~754~~745.3043 1,~~513~~516.8951 0.00 0.00 CB5 ~~193~~191,~~936~~652.6146 4.~~665332~~665377% ~~759~~770.2676 ~~753~~745.9811 1,~~513~~515.2486 0.00 0.00 3M 1,~~490~~485,~~099~~490.9318 5.250000% 1,~~514~~519.5508 6,~~519~~499.1902 8,~~033~~018.7310 0.00 0.00 3B1 ~~719~~717,~~454~~228.1949 5.250000% ~~731~~733.2645 3,~~147~~137.6187 3,~~878~~871.8732 0.00 0.00 3B2 ~~411~~409,~~116~~844.6885 5.250000% ~~417~~419.8611 1,~~798~~793.6407 2,~~216~~212.5018 0.00 0.00 3B3 ~~205~~204,~~558~~922.3443 5.250000% ~~208~~209.9356 ~~899~~896.3254 1,~~108~~106.2509 0.00 0.00 3B4 ~~205~~204,~~558~~922.3443 5.250000% ~~208~~209.9356 ~~899~~896.3254 1,~~108~~106.2509 0.00 0.00 3B5 ~~257~~256,~~024~~229.9697 5.250000% 261.2498 1,~~124~~121.4801 1,~~385~~382.7299 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~275~~264,~~061~~240,~~089~~607.6934 - 25,~~578~~878,~~387~~720.8454 1,~~192~~142,~~113~~824.0932 37,~~770~~021,~~500~~544.9386 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~120~~117,~~914~~908,~~771~~033.3872 0.00 1X ~~120~~117,432,~~541~~973.8738 0.00 2A1 6056,~~039~~342,~~851~~311.4154 0.00 2X 6057,~~902~~194,~~180~~627.0789 0.00 3A1 8578,~~521~~153,~~177~~309.1465 0.00 3A2 8577,~~232~~889.2427 0.00 3X 7467,~~923~~595,~~435~~273.2901 0.00 1PO 4,~~464~~407.0363 0.00 3PO 23,~~987~~888.0274 0.00 OT 100.00 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate CM 1,~~351~~335,~~837~~772.2754 0.00 CB1 ~~386~~381,~~225~~635.2145 0.00 CB2 ~~289~~286,~~889~~444.6369 0.00 CB3 ~~193~~190,~~259~~963.7513 0.00 CB4 ~~193~~190,~~259~~963.7513 0.00 CB5 ~~193~~190,~~177~~881.3570 0.00 3M 1,~~488~~483,~~585~~971.3810 0.00 3B1 ~~718~~716,~~722~~495.9305 0.00 3B2 ~~410~~409,~~698~~425.8274 0.00 3B3 ~~205~~204,~~349~~712.4187 0.00 3B4 ~~205~~204,~~349~~712.4187 0.00 3B5 ~~256~~255,~~763~~967.7398 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~272~~258,~~482~~361,~~701~~886.8680 - --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-J4 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~121~~118,~~442~~460,~~531~~880.1301 4.500000% 12669FUM3 4.~~059284~~252239 3.~~502800~~416799 ~~930~~906.~~020624~~894185 1X ~~120~~117,~~958~~983,~~101~~616.5118 0.~~408223~~408422% 12669FUN1 0.000000 0.~~317706~~310044 ~~929~~906.~~860682~~700988 2A1 6058,~~534~~169,~~849~~240.0427 5.000000% 12669FUP6 728.~~713487~~468807 3.~~930446~~776851 ~~935~~877.~~593652~~975341 2X 6159,~~400~~024,~~487~~913.1363 0.~~144827~~144793% 12669FUQ4 0.000000 0.~~113915~~109482 ~~936~~879.~~212759~~218779 3A1 8781,~~061~~634,~~631~~973.7745 4.500000% 12669FUR2 1534.~~352501~~699008 3.~~253781~~050969 ~~852~~778.~~322398~~892650 3A2 8681,~~767~~359.4917 7.577925% 12669FUS0 1534.~~352501~~699008 ~~547~~513.~~931276~~778048 ~~852~~778.~~322398~~892650 3X 7671,~~451~~062,~~039~~605.6349 0.~~472080~~456532% 12669FUT8 0.000000 0.~~338545~~304319 ~~843~~760.~~365591~~877116 1PO 4,~~482~~426.3517 0.000000% 12669FUU5 4.~~016028~~064788 0.000000 ~~978~~966.~~793527~~426447 3PO 2423,~~017~~925.4606 0.000000% 12669FUV3 1.~~188077~~417652 0.000000 ~~936~~932.~~106213~~270737 OT 100.00 0.000000% 12669FYH0 0.000000 0.000000 1,000.000000 Residual AR 0.00 4.500000% 12669FUW1 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate CM 1,~~357~~341,~~150~~166.5022 4.~~665332~~665377% 12669FUX9 3.~~855758~~914134 3.~~828954~~783893 ~~981~~969.~~013983~~355981 CB1 ~~387~~383,~~743~~176.2244 4.~~665332~~665377% 12669FUY7 3.~~855758~~914134 3.~~828954~~783893 ~~981~~969.~~013983~~355981 CB2 ~~291~~287,~~029~~601.0132 4.~~665332~~665377% 12669FUZ4 3.~~855758~~914134 3.~~828954~~783893 ~~981~~969.~~013983~~355981 CB3 ~~194~~191,~~019~~734.3421 4.~~665332~~665377% 12669FYB3 3.~~855758~~914134 3.~~828954~~783893 ~~981~~969.~~013983~~355981 CB4 ~~194~~191,~~019~~734.3421 4.~~665332~~665377% 12669FYC1 3.~~855758~~914134 3.~~828954~~783893 ~~981~~969.~~013983~~355981 CB5 ~~193~~191,~~936~~652.6146 4.~~665332~~665377% 12669FYD9 3.~~855758~~914134 3.~~828954~~783893 ~~981~~969.~~013983~~355981 3M 1,~~490~~485,~~099~~490.9318 5.250000% 12669FVA8 1.~~006410~~009423 4.~~331974~~318572 ~~989~~986.~~159003~~092827 3B1 ~~719~~717,~~454~~228.1949 5.250000% 12669FVB6 1.~~006410~~009423 4.~~331974~~318572 ~~989~~986.~~159003~~092827 3B2 ~~411~~409,~~116~~844.6885 5.250000% 12669FVC4 1.~~006410~~009423 4.~~331974~~318572 ~~989~~986.~~159003~~092827 3B3 ~~205~~204,~~558~~922.3443 5.250000% 12669FYE7 1.~~006410~~009423 4.~~331974~~318572 ~~989~~986.~~159003~~092827 3B4 ~~205~~204,~~558~~922.3443 5.250000% 12669FYF4 1.~~006410~~009423 4.~~331974~~318572 ~~989~~986.~~159003~~092827 3B5 ~~257~~256,~~024~~229.9697 5.250000% 12669FYG2 1.~~006396~~009260 4.~~331974~~318575 ~~989~~986.~~159187~~093663 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~275~~264,~~061~~240,~~089~~607.6934 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-J4 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 119,636,786.37 57,194,627.89 81,530,372.32 Loan count 222 111 162 Avg loan rate 5.159736% 5.403793% 5.889112% Prepay amount 70,680.41 1,598,716.64 3,401,577.31 Total ----- Prin balance 258,361,786.58 Loan count 495 Avg loan rate 5.45 Prepay amount 5,070,974.36 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 25,040.98 12,296.86 14,922.29 Sub servicer fees 0.00 0.00 0.00 Trustee fees 901.48 442.69 637.64 Agg advances N/A N/A N/A Adv this period 23,243.99 9,201.31 6,662.62 Total ----- Master serv fees 52,260.13 Sub servicer fees 0.00 Trustee fees 1,981.80 Agg advances N/A Adv this period 39,107.92 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 2,635,942.64 1,301,032.91 2,075,722.03 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 6,012,697.58 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.785257% 100.000000% 258,374,904.13 ----------------------------------------------------------------------------- Junior 2.214743% 0.000000% 5,851,946.25 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 7 5,010,287.13 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 7 5,010,287.13 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 7,021,544.86 7,021,544.86 Principal remittance amount 5,878,720.54 5,878,720.54 Interest remittance amount 1,142,824.32 1,142,824.32

Filing Compare · CWMBS 2004-J4