8-K 1 cw04hb1_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 20, 2004 CW (Depositor) (Issuer in respect of Mortgage Pass-through Trust, Series 2004-HYB1) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pusuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 20, 2004 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 20, 2004 Payment Date: 12/20/04 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-through Trust, Series 2004-HYB1 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A 4034,~~600~~684,~~842~~853.7494 3.~~294351~~268759% 1518,~~674,057~~483.8376 ~~111~~94,~~461~~480.1935 1612,~~785,519~~964.0211 0.00 0.00 1X 4034,~~600~~684,~~842~~853.7494 0.784700% 0.00 2622,~~549~~681.5700 2622,~~549~~681.5700 0.00 0.00 2A ~~152~~138,~~919~~087,~~381~~318.2695 4.~~326826~~318162% 23,~~842~~611,~~664~~456.5489 ~~551~~496,~~379~~902.6590 34,~~394~~108,~~044~~359.1979 0.00 0.00 2X ~~152~~138,~~919~~087,~~381~~318.2695 0.652900% 0.00 8375,~~200~~131.8901 8375,~~200~~131.8901 0.00 0.00 Residual AR 0.00 0.000000% 0.00 0.0800 0.0800 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 3,~~912~~905,~~623~~176.4497 4.~~791710~~779963% 2,~~478~~629.8171 15,~~623~~555.4650 18,~~102~~185.2721 0.00 0.00 B1 2,~~524~~519,~~723~~918.1512 4.~~791710~~779963% 1,~~599~~696.5189 10,~~081~~037.4560 11,~~680~~734.9649 0.00 0.00 B2 1,~~514~~511,~~435~~553.3509 4.~~791710~~779963% ~~959~~1,017.4687 6,~~047~~020.2897 7,~~006~~038.7384 0.00 0.00 B3 1,~~262~~259,~~361~~959.5706 4.~~791710~~779963% ~~799~~848.7645 5,~~040~~018.7380 5,~~840~~867.4824 0.00 0.00 B4 ~~757~~755,~~217~~776.6855 4.~~791710~~779963% ~~479~~508.7393 3,~~023~~010.6449 3,~~503~~519.3742 0.00 0.00 B5 ~~505~~504,~~763~~801.5502 4.~~791710~~779963% ~~320~~339.4289 2,~~019~~010.5677 2,~~339~~350.9866 0.0004 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~203~~183,~~997~~229,~~348~~357.7569 - 4,~~523~~136,~~360~~982.0539 ~~814~~730,~~427~~849.4938 54,~~337~~867,~~787~~831.5477 -0.04 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A 3834,~~926~~166,~~784~~370.9117 0.00 1X 3834,~~926~~166,~~784~~370.9117 0.00 2A ~~150~~134,~~076~~475,~~716~~862.7306 0.00 2X ~~150~~134,~~076~~475,~~716~~862.7306 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 3,~~910~~902,~~144~~547.6426 0.00 B1 2,~~523~~518,~~123~~221.6323 0.00 B2 1,~~513~~510,~~475~~535.9023 0.00 B3 1,~~261~~259,~~561~~110.8261 0.00 B4 ~~756~~755,~~737~~267.9561 0.00 B5 ~~505~~504,~~443~~461.1309 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~199~~179,~~473~~092,~~988~~375.7026 - --------------------------------------------------------------------------------

Payment Date: 12/20/04 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-through Trust, Series 2004-HYB1 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A 4034,~~600~~684,~~842~~853.7494 3.~~294351~~268759% 12669FNN9 3210.~~868488~~179922 21.~~188431~~855029 ~~764~~670.~~289345~~823258 1X 4034,~~600~~684,~~842~~853.7494 0.784700% 12669FNY5 0.000000 0.~~521275~~445319 ~~764~~670.~~289345~~823258 2A ~~152~~138,~~919~~087,~~381~~318.2695 4.~~326826~~318162% 12669FNP4 1418.~~809324~~814473 2.~~872502~~588697 ~~781~~700.~~849101~~573907 2X ~~152~~138,~~919~~087,~~381~~318.2695 0.652900% 12669FNQ2 0.000000 0.~~433449~~391407 ~~781~~700.~~849101~~573907 Residual AR 0.00 0.000000% 12669FNX7 0.000000 0.~~816018~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 3,~~912~~905,~~623~~176.4497 4.~~791710~~779963% 12669FNR0 0.~~631221~~669649 3.~~978473~~961166 ~~995~~993.~~707827~~773176 B1 2,~~524~~519,~~723~~918.1512 4.~~791710~~779963% 12669FNS8 0.~~631221~~669649 3.~~978473~~961166 ~~995~~993.~~707827~~773176 B2 1,~~514~~511,~~435~~553.3509 4.~~791710~~779963% 12669FNT6 0.~~631221~~669649 3.~~978473~~961166 ~~995~~993.~~707827~~773176 B3 1,~~262~~259,~~361~~959.5706 4.~~791710~~779963% 12669FNU3 0.~~631221~~669649 3.~~978473~~961166 ~~995~~993.~~707827~~773176 B4 ~~757~~755,~~217~~776.6855 4.~~791710~~779963% 12669FNV1 0.~~631221~~669649 3.~~978473~~961166 ~~995~~993.~~707827~~773176 B5 ~~505~~504,~~763~~801.5502 4.~~791710~~779963% 12669FNW9 0.~~631221~~669566 3.~~978473~~961166 ~~995~~993.~~707827~~773235 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~203~~183,~~997~~229,~~348~~357.7569 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-through Trust, Series 2004-HYB1 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 36,340,849.24 142,751,526.02 179,092,375.26 Loan count 75 410 485 Avg loan rate 4.437459% 5.246111% 5.08 Prepay amount 465,421.88 3,549,578.15 4,015,000.03 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 10,821.45 23,158.87 33,980.32 Sub servicer fees 0.00 1,957.53 1,957.53 Trustee fees 276.47 1,097.75 1,374.22 Agg advances N/A N/A N/A Adv this period 2,110.06 14,592.86 16,702.92 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 20,969.69 0.00 20,969.69 Fraud 1,062,738.68 4,005,235.31 5,067,973.99 Special Hazard 3,000,000.00 0.00 3,000,000.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.296468% 100.000000% 172,772,172.89 ----------------------------------------------------------------------------- Junior 5.703532% 0.000000% 10,450,143.03 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 7 2,413,691.99 60 to 89 days 3 330,254.44 90 or more 1 208,800.00 Foreclosure 0 0.00 Totals: 11 2,952,746.43 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 4,867,831.77 4,867,831.77 Principal remittance amount 4,136,982.39 4,136,982.39 Interest remittance amount 730,849.38 730,849.38

Filing Compare · CWMBS INC MORTGAGE PASS THROUGH TRUST 2004 HYB1