8-K 1 cwt044cb_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CWT (Depositor) (Issuer in respect of Countrywide Alternative Loan Trust, Series 2004-4CB) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-4CB ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~202~~189,~~617~~265,~~758~~320.4276 4.250000% 24,~~989~~011,~~833~~535.8481 ~~717~~670,~~604~~314.5668 34,~~707~~681,~~438~~850.4049 0.00 0.00 1A2 7268,~~968~~160,~~642~~035.8745 2.~~115000~~680000% 1,~~076~~444,~~727~~672.5360 ~~128~~152,~~607~~224.2308 1,~~205~~596,~~334~~896.7668 0.00 0.00 1A3 7268,~~968~~160,~~642~~035.8745 54.~~385000~~820000% 0.00 ~~327~~273,~~446~~776.7814 ~~327~~273,~~446~~776.7814 0.00 0.00 1A4 1918,~~515~~229,~~438~~378.6019 5.500000% 0.00 8983,~~445~~551.7632 8983,~~445~~551.7632 0.00 0.00 1A5 19,~~913~~613,~~283~~832.0741 5.500000% 99100,~~360~~733.7927 9189,~~269~~896.2173 190,630.00 0.00 0.00 1A6 21,~~678~~978,~~716~~167.9359 5.500000% 0.00 0.00 0.00 0.00 0.00 2A1 6,~~818~~354,~~373~~214.8914 5.750000% 0.00 3230,~~671~~447.3728 3230,~~671~~447.3728 0.00 0.00 3A1 4540,~~349~~368,~~551~~632.1234 5.000000% 12,~~776~~752,~~551~~636.3557 ~~188~~168,~~956~~202.4663 12,~~965~~920,~~507~~839.8120 0.00 0.00 3A2 4,860,532.00 5.000000% 0.00 20,252.22 20,252.22 0.00 0.00 3A3 2522,~~105~~614,~~041~~582.5617 2.~~115000~~680000% ~~888~~1,~~275~~376,318.6728 4450,~~247~~505.6490 ~~932~~1,~~523~~426,824.3118 0.00 0.00 3A4 2522,~~105~~614,~~041~~582.5617 5.~~885000~~320000% 0.00 ~~123~~100,~~119~~257.3198 ~~123~~100,~~119~~257.3198 0.00 0.00 PO 1,~~503~~474,~~508~~138.0389 0.000000% 1310,~~257~~569.7959 0.00 1310,~~257~~569.7959 0.00 0.00 Residual AR 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 10,~~503~~466,~~400~~280.9290 5.~~700084~~700085% 10,~~886~~989.2867 49,~~891~~715.8958 60,~~778~~705.1725 0.00 0.00 B1 4,~~246~~231,~~055~~049.6973 5.~~700084~~700085% 4,~~400~~442.8463 20,~~169~~097.0679 24,~~569~~540.9042 0.00 0.00 B2 2,~~681~~672,~~719~~241.3893 5.~~700084~~700085% 2,~~779~~805.4887 12,~~738~~693.3534 15,~~517~~499.8321 0.00 0.00 B3 2,~~011~~004,~~289~~181.5445 5.~~700084~~700085% 2,~~084~~104.6140 9,~~553~~520.7700 11,~~638~~624.3741 0.00 0.00 B4 1,~~787~~781,~~812~~494.9262 5.~~700084~~700085% 1,~~852~~870.9858 8,~~492~~462.2423 10,~~345~~332.2281 0.00 0.00 B5 1,~~118~~114,~~262~~310.5854 5.~~700084~~700085% 1,~~158~~169.7885 5,~~311~~293.8305 6,~~470~~462.6091 0.2518 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~416~~390,~~345~~604,~~575~~800.0578 - 69,~~867~~719,~~169~~849.9214 1,~~869~~745,~~777~~210.6895 811,~~736~~465,~~947~~060.6009 0.2518 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~199~~185,~~627~~253,~~924~~784.5895 0.00 1A2 7166,~~891~~715,~~915~~362.3485 0.00 1A3 7166,~~891~~715,~~915~~362.3485 0.00 1A4 1917,~~227~~843,~~468~~001.1900 0.00 1A5 19,~~813~~513,~~922~~099.2814 0.00 1A6 2122,~~778~~078,~~077~~900.7286 0.00 2A1 6,~~743~~232,~~782~~217.6435 0.00 3A1 4337,~~572~~615,~~999~~995.77 0.00 3A2 4,860,532.00 0.00 3A3 2421,~~216~~238,~~765~~263.8889 0.00 3A4 2421,~~216~~238,~~765~~263.8889 0.00 PO 1,~~490~~463,~~250~~569.2530 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 10,~~492~~455,~~514~~291.6523 0.00 B1 4,~~241~~226,~~654~~607.8609 0.00 B2 2,~~678~~669,~~939~~436.9106 0.00 B3 2,~~009~~002,~~204~~077.9304 0.00 B4 1,~~785~~779,~~959~~624.9404 0.00 B5 1,~~117~~113,~~103~~140.5650 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~409~~380,~~577~~985,~~765~~684.6773 - --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-4CB ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~202~~189,~~617~~265,~~758~~320.4276 4.250000% 12667FCB9 1318.~~600540~~248189 3.~~264332~~049213 ~~908~~842.~~093110~~706180 1A2 7268,~~968~~160,~~642~~035.8745 2.~~115000~~680000% 12667FCC7 1318.~~600540~~248189 1.~~624485~~922798 ~~908~~842.~~093110~~706180 1A3 7268,~~968~~160,~~642~~035.8745 54.~~385000~~820000% 12667FCD5 0.000000 43.~~136100~~458167 ~~908~~842.~~093110~~706180 1A4 1918,~~515~~229,~~438~~378.6019 5.500000% 12667FCE3 0.000000 43.~~224429~~946041 ~~908~~842.~~093134~~706202 1A5 19,~~913~~613,~~283~~832.0741 5.500000% 12667FCF0 4.~~846868~~913818 4.~~452157~~385206 ~~966~~951.~~532794~~858495 1A6 21,~~678~~978,~~716~~167.9359 5.500000% 12667FCG8 0.000000 0.000000 1,~~032~~046.~~527865~~790293 2A1 6,~~818~~354,~~373~~214.8914 5.750000% 12667FCH6 0.000000 4.~~398843~~099393 ~~907~~839.~~976575~~099904 3A1 4540,~~349~~368,~~551~~632.1234 5.000000% 12667FCJ2 3452.~~134253~~888533 3.~~630566~~231807 ~~837~~722.~~201702~~745183 3A2 4,860,532.00 5.000000% 12667FCK9 0.000000 4.166667 1,000.000000 3A3 2522,~~105~~614,~~041~~582.5617 2.~~115000~~680000% 12667FCL7 3148.~~218760~~371188 1.~~555099~~775048 ~~851~~746.~~106720~~426223 3A4 2522,~~105~~614,~~041~~582.5617 5.~~885000~~320000% 12667FCM5 0.000000 43.~~327071~~523602 ~~851~~746.~~106720~~426223 PO 1,~~503~~474,~~508~~138.0389 0.000000% 12667FCN3 86.~~568798~~831361 0.000000 ~~963~~945.~~181460~~936975 Residual AR 0.00 5.500000% 12667FCP8 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 10,~~503~~466,~~400~~280.9290 5.~~700084~~700085% 12667FCQ6 1.~~029435~~039212 4.~~717909~~701237 ~~992~~988.~~199967~~680022 B1 4,~~246~~231,~~055~~049.6973 5.~~700084~~700085% 12667FCR4 1.~~029435~~039212 4.~~717909~~701237 ~~992~~988.~~199967~~680022 B2 2,~~681~~672,~~719~~241.3893 5.~~700084~~700085% 12667FCS2 1.~~029435~~039212 4.~~717909~~701237 ~~992~~988.~~199967~~680022 B3 2,~~011~~004,~~289~~181.5445 5.~~700084~~700085% 12667FCT0 1.~~029435~~039212 4.~~717909~~701237 ~~992~~988.~~199967~~680022 B4 1,~~787~~781,~~812~~494.9262 5.~~700084~~700085% 12667FCU7 1.~~029435~~039212 4.~~717909~~701237 ~~992~~988.~~199967~~680022 B5 1,~~118~~114,~~262~~310.5854 5.~~700084~~700085% 12667FCV5 1.~~029212~~039053 4.~~717909~~701237 ~~992~~988.~~199967~~680022 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~416~~390,~~345~~604,~~575~~800.0578 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-4CB ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 160,285,289.42 152,396,306.36 68,304,088.95 Loan count 1008 877 414 Avg loan rate 5.846540% 6.164073% 6.493798% Prepay amount 2,486,567.11 2,655,984.63 4,065,342.08 Total ----- Prin balance 380,985,684.73 Loan count 2299 Avg loan rate 6.09 Prepay amount 9,207,893.82 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 32,464.96 30,199.04 10,823.21 Sub servicer fees 17,277.53 20,827.09 14,861.70 Trustee fees 1,222.12 1,164.12 543.29 Agg advances N/A N/A N/A Adv this period 23,642.07 18,329.11 15,124.17 Total ----- Master serv fees 73,487.21 Sub servicer fees 52,966.33 Trustee fees 2,929.54 Agg advances N/A Adv this period 57,095.35 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 49,918.80 49,918.80 24,959.40 Fraud 3,600,000.00 3,600,000.00 24,959.40 Special Hazard 3,906,048.01 0.00 0.00 Total ----- Bankruptcy 124,797.00 Fraud 7,224,959.40 Special Hazard 3,906,048.01 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.304343% 100.000000% 368,335,241.61 ----------------------------------------------------------------------------- Junior 5.695657% 0.000000% 22,246,175.97 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 44 7,685,667.83 60 to 89 days 7 1,015,925.00 90 or more 1 103,959.77 Foreclosure 3 433,248.64 Totals: 55 9,238,801.24 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 11,465,060.09 11,465,060.09 Principal remittance amount 9,719,849.14 9,719,849.14 Interest remittance amount 1,745,210.95 1,745,210.95

Filing Compare · CWALT INC ALTERNATIVE LOAN TRUST 2004 4CB