8-K 1 cwa0401_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CWA (Depositor) (Issuer in respect of Asset Backed Certificates, Series 2004-01) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CWA By: /s/ Maria Tokarz ------------------------------ Name: Maria Tokarz Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-01 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A 1,~~319~~115,~~044~~432,~~834~~136.4596 12.~~885000~~450000% 54103,~~413~~400,~~941~~056.3541 2,~~279~~353,~~199~~251.5597 56105,~~693~~753,~~140~~308.9038 0.00 0.00 2A ~~445~~376,~~771~~248,~~575~~689.4744 12.~~855000~~420000% 1835,~~925~~048,~~951~~651.8965 ~~757~~784,~~997~~060.4246 1935,~~683~~832,~~949~~712.3112 0.00 0.00 3A ~~489~~406,~~618~~267,~~896~~409.6491 12.~~895000~~460000% 2343,~~626~~040,~~365~~145.5886 ~~850~~860,~~508~~609.8380 2443,~~476~~900,~~874~~755.4065 0.00 0.00 C 2,~~824~~467,~~210~~723,~~307~~237.3105 0.000000% 0.00 107,~~401~~948,~~704~~319.1581 107,~~401~~948,~~704~~319.1581 0.00 0.00 P 100.00 0.000000% 0.00 13,~~724~~188,~~348~~875.1106 13,~~724~~188,~~348~~875.1106 0.00 0.00 Residual AR 0.00 0.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M1 104,325,000.00 2.~~115000~~680000% 0.00 ~~202~~240,~~260~~758.0992 ~~202~~240,~~260~~758.0992 0.00 0.00 M2 88,275,000.00 2.~~165000~~730000% 0.00 ~~175~~207,~~189~~519.0981 ~~175~~207,~~189~~519.0981 0.00 0.00 M3 56,175,000.00 2.~~265000~~830000% 0.00 ~~116~~136,~~633~~895.3435 ~~116~~136,~~633~~895.3435 0.00 0.00 M4 48,150,000.00 23.~~565000~~130000% 0.00 ~~113~~129,~~212~~777.6963 ~~113~~129,~~212~~777.6963 0.00 0.00 M5 48,150,000.00 23.~~665000~~230000% 0.00 ~~117~~133,~~626~~923.4488 ~~117~~133,~~626~~923.4488 0.00 0.00 M6 48,150,000.00 23.~~815000~~380000% 0.00 ~~124~~140,~~247~~143.0625 ~~124~~140,~~247~~143.0625 0.00 0.00 M7 40,125,000.00 3.~~215000~~780000% 0.00 ~~118~~130,~~251~~606.7288 ~~118~~130,~~251~~606.7288 0.00 0.00 M8 40,125,000.00 34.~~515000~~080000% 0.00 ~~129~~140,~~286~~972.0950 ~~129~~140,~~286~~972.0950 0.00 0.00 M9 40,125,000.00 45.~~615000~~180000% 0.00 ~~169~~178,~~745~~979.4779 ~~169~~178,~~745~~979.4779 0.00 0.00 B 32,100,000.00 5.500000% 0.00 147,125.00 147,125.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 2,~~800~~443,~~135~~648,~~406~~336.5630 - 96181,~~966~~488,~~258~~853.8292 1716,~~427~~721,~~335~~820.0510 ~~114~~198,~~393~~210,~~593~~674.8702 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A 1,~~264~~012,~~630~~032,~~893~~080.1055 0.00 2A ~~426~~341,~~845~~200,~~623~~037.5878 0.00 3A ~~465~~363,~~992~~227,~~531~~264.0605 0.00 C 2,~~727~~286,~~244~~234,~~048~~383.4913 0.00 P 100.00 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M1 104,325,000.00 0.00 M2 88,275,000.00 0.00 M3 56,175,000.00 0.00 M4 48,150,000.00 0.00 M5 48,150,000.00 0.00 M6 48,150,000.00 0.00 M7 40,125,000.00 0.00 M8 40,125,000.00 0.00 M9 40,125,000.00 0.00 B 32,100,000.00 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 2,~~703~~262,~~169~~159,~~147~~482.7438 - --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-01 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A 1,~~319~~115,~~044~~432,~~834~~136.4596 12.~~885000~~450000% 126671Y75 3568.~~876772~~174813 1.~~502746~~551571 ~~833~~667.~~809739~~263634 2A ~~445~~376,~~771~~248,~~575~~689.4744 12.~~855000~~420000% 126671Y83 3565.~~400424~~557450 1.~~417811~~466562 ~~798~~638.~~401915~~204420 3A ~~489~~406,~~618~~267,~~896~~409.6491 12.~~895000~~460000% 126671Y91 4073.~~118805~~084420 1.~~444208~~461360 ~~791~~616.~~279705~~778903 C 2,~~824~~467,~~210~~723,~~307~~237.3105 0.000000% 1266712D7 0.000000 32.~~240406~~476112 ~~849~~712.~~608738~~222549 P 100.00 0.000000% 1266712E5 0.000000 1731,~~243~~888,~~481~~750.~~100000~~600000 1,000.000000 Residual AR 0.00 0.000000% 1266712F2 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M1 104,325,000.00 2.~~115000~~680000% 126671Z25 0.000000 12.~~938750~~307778 1,000.000000 M2 88,275,000.00 2.~~165000~~730000% 126671Z33 0.000000 12.~~984583~~350833 1,000.000000 M3 56,175,000.00 2.~~265000~~830000% 126671Z41 0.000000 2.~~076250~~436944 1,000.000000 M4 48,150,000.00 23.~~565000~~130000% 126671Z58 0.000000 2.~~351250~~695278 1,000.000000 M5 48,150,000.00 23.~~665000~~230000% 126671Z66 0.000000 2.~~442917~~781389 1,000.000000 M6 48,150,000.00 23.~~815000~~380000% 126671Z74 0.000000 2.~~580417~~910556 1,000.000000 M7 40,125,000.00 3.~~215000~~780000% 126671Z82 0.000000 23.~~947083~~255000 1,000.000000 M8 40,125,000.00 34.~~515000~~080000% 126671Z90 0.000000 3.~~222083~~513333 1,000.000000 M9 40,125,000.00 45.~~615000~~180000% 1266712A3 0.000000 4.~~230417~~460556 1,000.000000 B 32,100,000.00 5.500000% 1266712B1 0.000000 4.583333 1,000.000000 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 2,~~800~~443,~~135~~648,~~406~~336.5630 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-01 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 1,339,337,438.50 456,541,076.56 490,355,868.07 Loan count 8988 2519 2684 Avg loan rate 7.244955% 7.149973% 7.078384% Prepay amount 101,156,551.14 34,452,886.07 42,493,101.45 Total ----- Prin balance 2,286,234,383.13 Loan count 14191 Avg loan rate 7.19 Prepay amount 178,102,538.66 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 520,453.79 174,603.80 185,721.21 Sub servicer fees 1,959.14 0.00 118.22 Trustee fees 10,821.21 3,686.62 4,000.09 Agg advances N/A N/A N/A Adv this period 597,670.71 192,477.11 177,356.15 Total ----- Master serv fees 880,778.79 Sub servicer fees 2,077.36 Trustee fees 18,507.92 Agg advances N/A Adv this period 967,503.97 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 211,034.58 0.00 0.00 Cumulative losses 415,850.23 173,387.81 90,630.50 Total ----- Realized losses 211,034.58 Cumulative losses 679,868.54 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 36,880,002.00 13,000,000.00 14,320,000.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 64,200,002.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 77.668636% 100.000000% 1,897,948,336.30 ----------------------------------------------------------------------------- Junior 22.331364% 0.000000% 545,700,000.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 381 54,200,448.79 60 to 89 days 91 14,379,390.82 90 or more 51 8,111,338.77 Foreclosure 271 39,388,851.98 Totals: 794 116,080,030.36 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 5,976,632.98 Current Total Outstanding Number of Loans: 40 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 198,210,674.02 198,210,674.02 Principal remittance amount 181,488,853.92 181,488,853.92 Interest remittance amount 16,721,820.10 16,721,820.10

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