8-K 1 cw0403_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-3) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-3 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 15,~~387~~063,~~671~~216.1859 5.500000% ~~324~~555,~~454~~341.6092 7069,~~526~~039.8374 ~~394~~624,~~981~~381.4266 0.00 0.00 A2 72,~~720~~205,~~566~~019.1639 4.500000% ~~515~~552,~~546~~132.7747 ~~272~~270,~~702~~768.1282 ~~788~~822,~~248~~901.8929 0.00 0.00 A3 16,~~924~~811,~~036~~960.1274 5.750000% 0.00 8180,~~094~~557.3431 8180,~~094~~557.3431 0.00 0.00 A4 12,000,000.00 5.750000% 0.00 57,500.00 57,500.00 0.00 0.00 A5 0.00 5.750000% 0.00 0.00 0.00 0.00 0.00 A6 ~~735~~474,~~429~~791.4399 5.750000% ~~260~~474,~~637~~791.4499 32,~~523~~275.9304 ~~264~~477,~~161~~067.3803 0.00 0.00 A7 3,432,000.00 5.750000% 091,772.0073 16,445.00 16108,~~445~~217.0073 0.00 0.00 A8 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 A9 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 A10 1851,~~318,919~~492.3508 5.500000% ~~467~~851,~~427~~492.2708 63,~~045~~902.0567 ~~473~~855,~~472~~394.3175 0.00 0.00 A11 1851,~~318,919~~492.3508 6.000000% ~~467~~851,~~427~~492.2708 64,~~594~~257.6046 ~~474~~855,~~021~~749.8654 0.00 0.00 A12 2,000,000.00 5.500000% 053,480.0061 9,166.67 962,~~166~~647.6728 0.00 0.00 A13 2,000,000.00 6.000000% 053,480.0061 10,000.00 1063,~~000~~480.0061 0.00 0.00 A14 0.00 3.~~532500~~780000% 0.00 0.00 0.00 0.00 0.00 A15 0.00 76.~~167500~~920000% 0.00 0.00 0.00 0.00 0.00 A16 0.00 2221.~~933923~~342852% 0.00 0.00 0.00 0.00 0.00 A17 0.00 9.000000% 0.00 0.00 0.00 0.00 0.00 A18 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 A19 12,825,000.00 5.250000% 0.00 56,109.38 56,109.38 0.00 0.00 A20 ~~669~~654,~~029~~922.1846 5.750000% 0.00 3,~~205~~138.7617 3,~~205~~138.7617 0.00 0.00 A21 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 A22 6564,~~554~~172,~~439~~200.7776 5.750000% 12,~~382~~365,~~239~~863.0142 ~~314~~307,~~115~~491.0280 12,~~696~~673,~~354~~355.0322 0.00 0.00 A23 15,164,042.00 5.750000% 0.00 72,661.03 72,661.03 0.00 0.00 A24 672,565.22 5.750000% 0.00 3,222.71 3,222.71 0.00 0.00 A25 1,455,000.00 5.750000% 0.00 6,971.88 6,971.88 0.00 0.00 A26 15,469,000.00 5.500000% 0.00 70,899.58 70,899.58 0.00 0.00 PO 1,~~680~~672,~~703~~632.4692 0.000000% 822,~~070~~346.5407 0.00 822,~~070~~346.5407 0.00 0.00 Residual AR 0.00 5.750000% 0.00 0.0002 0.0002 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 4,~~464~~460,~~817~~163.2200 5.750000% 4,~~654~~679.2394 21,~~393~~371.9261 26,~~048~~051.1456 0.00 0.00 B1 1,~~785~~784,~~926~~065.8920 5.750000% 1,~~861~~871.6998 8,~~557~~548.5765 10,~~419~~420.2662 0.00 0.00 B2 1,~~041~~040,~~790~~704.6970 5.750000% 1,~~085~~091.99 4,~~991~~986.9171 6,~~077~~078.9070 0.00 0.00 B3 ~~595~~594,~~308~~688.9640 5.750000% ~~620~~623.5699 2,~~852~~849.5255 3,473.0954 0.00 0.00 B4 446,~~481~~016.7230 5.750000% ~~465~~467.4299 2,~~139~~137.3916 2,~~604~~605.8116 0.00 0.00 B5 ~~595~~594,~~309~~688.4286 5.750000% ~~620~~623.5199 2,~~852~~849.5255 3,473.0454 -0.0500 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~231~~228,~~991~~556,~~325~~214.6126 - 35,~~435~~881,~~111~~553.3087 1,~~103~~087,~~571~~150.7351 46,~~538~~968,~~683~~704.0338 ~~0.05~~- - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 1514,~~063~~507,~~216~~874.5967 0.00 A2 7271,~~205~~652,~~019~~886.3992 0.00 A3 16,~~811~~691,~~960~~931.7494 0.00 A4 12,000,000.00 0.00 A5 0.00 0.00 A6 ~~474,791~~0.9900 0.00 A7 3,~~432~~340,~~000~~227.0027 0.00 A8 0.00 0.00 A9 0.00 0.00 A10 ~~851,492~~0.0800 0.00 A11 ~~851,492~~0.0800 0.00 A12 21,~~000~~946,~~000~~519.0039 0.00 A13 21,~~000~~946,~~000~~519.0039 0.00 A14 0.00 0.00 A15 0.00 0.00 A16 0.00 0.00 A17 0.00 0.00 A18 0.00 0.00 A19 12,825,000.00 0.00 A20 ~~654~~630,~~922~~777.4616 0.00 A21 0.00 0.00 A22 6461,~~172~~806,~~200~~337.7634 0.00 A23 15,164,042.00 0.00 A24 672,565.22 0.00 A25 1,455,000.00 0.00 A26 15,469,000.00 0.00 PO 1,~~672~~650,~~632~~286.9285 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 4,~~460~~455,~~163~~483.0005 0.00 B1 1,~~784~~782,~~065~~193.2022 0.00 B2 1,~~040~~039,~~704~~612.7071 0.00 B3 594,~~688~~064.4041 0.00 B4 ~~446~~445,~~016~~548.3031 0.00 B5 594,~~688~~064.86 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~228~~222,~~556~~674,~~214~~660.2639 - --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-3 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 15,~~387~~063,~~671~~216.1859 5.500000% 12669FNZ2 1627.~~222730~~767096 3.~~526341~~451987 ~~753~~725.~~160829~~393733 A2 72,~~720~~205,~~566~~019.1639 4.500000% 12669FPA5 67.~~828434~~313013 3.~~611949~~586342 ~~956~~949.~~357873~~044860 A3 16,~~924~~811,~~036~~960.1274 5.750000% 12669FPB3 0.000000 4.~~626491~~595853 ~~959~~952.~~134605~~286875 A4 12,000,000.00 5.750000% 12669FPC1 0.000000 4.791667 1,000.000000 A5 0.00 5.750000% 12669FPD9 0.000000 0.000000 0.000000 A6 ~~735~~474,~~429~~791.4399 5.750000% 12669FPE7 ~~186~~340.~~970907~~596833 21.~~527929~~632026 ~~340~~0.~~596833~~000000 A7 3,432,000.00 5.750000% 12669FPF4 026.~~000000~~740305 4.791667 ~~1,000~~973.~~000000~~259695 A8 0.00 5.500000% 12669FPG2 0.000000 0.000000 0.000000 A9 0.00 6.000000% 12669FPH0 0.000000 0.000000 0.000000 A10 1851,~~318,919~~492.3508 5.500000% 12669FPJ6 ~~186~~340.~~970907~~596833 21.~~418019~~561069 ~~340~~0.~~596833~~000000 A11 1851,~~318,919~~492.3508 6.000000% 12669FPK3 ~~186~~340.~~970907~~596833 21.~~637839~~702984 ~~340~~0.~~596833~~000000 A12 2,000,000.00 5.500000% 12669FPL1 026.~~000000~~740305 4.583333 ~~1,000~~973.~~000000~~259695 A13 2,000,000.00 6.000000% 12669FPM9 026.~~000000~~740305 5.000000 ~~1,000~~973.~~000000~~259695 A14 0.00 3.~~532500~~780000% 12669FPN7 0.000000 0.000000 0.000000 A15 0.00 76.~~167500~~920000% 12669FPP2 0.000000 0.000000 0.000000 A16 0.00 2221.~~933923~~342852% 12669FPQ0 0.000000 0.000000 0.000000 A17 0.00 9.000000% 12669FPR8 0.000000 0.000000 0.000000 A18 0.00 6.000000% 12669FPS6 0.000000 0.000000 0.000000 A19 12,825,000.00 5.250000% 12669FPT4 0.000000 4.375000 1,000.000000 A20 ~~669~~654,~~029~~922.1846 5.750000% 12669FPU1 0.000000 3.~~377582~~306365 ~~690~~664.~~023980~~584577 A21 0.00 5.500000% 12669FPV9 0.000000 0.000000 0.000000 A22 6564,~~554~~172,~~439~~200.7776 5.750000% 12669FPW7 1425.~~862785~~439392 3.~~377581~~306363 ~~690~~664.~~023664~~584272 A23 15,164,042.00 5.750000% 12669FPX5 0.000000 4.791667 1,000.000000 A24 672,565.22 5.750000% 12669FPY3 0.000000 4.791668 1,000.000323 A25 1,455,000.00 5.750000% 12669FPZ0 0.000000 4.791667 1,000.000000 A26 15,469,000.00 5.500000% 12669FQA4 0.000000 4.583333 1,000.000000 PO 1,~~680~~672,~~703~~632.4692 0.000000% 12669FQB2 412.~~593738~~719340 0.000000 ~~952~~939.~~059504~~340164 Residual AR 0.00 5.750000% 12669FQC0 0.000000 0.~~000000~~162220 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 4,~~464~~460,~~817~~163.2200 5.750000% 12669FQD8 1.~~034273~~039987 4.~~754204~~749248 ~~991~~990.~~147333~~107345 B1 1,~~785~~784,~~926~~065.8920 5.750000% 12669FQE6 1.~~034273~~039987 4.~~754204~~749248 ~~991~~990.~~147333~~107345 B2 1,~~041~~040,~~790~~704.6970 5.750000% 12669FQF3 1.~~034273~~039987 4.~~754204~~749248 ~~991~~990.~~147333~~107345 B3 ~~595~~594,~~308~~688.9640 5.750000% 12669FQG1 1.~~034273~~039987 4.~~754204~~749248 ~~991~~990.~~147333~~107345 B4 446,~~481~~016.7230 5.750000% 12669FQH9 1.~~034273~~039987 4.~~754204~~749248 ~~991~~990.~~147333~~107345 B5 ~~595~~594,~~309~~688.4286 5.750000% 12669FQJ5 1.~~034187~~039987 4.~~754204~~749248 ~~991~~990.~~147333~~107345 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~231~~228,~~991~~556,~~325~~214.6126 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-3 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 222,674,660.39 222,674,660.39 Loan count 459 459 Avg loan rate 6.107999% 6.11 Prepay amount 5,641,639.75 5,641,639.75 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 41,799.29 41,799.29 Sub servicer fees 29,395.08 29,395.08 Trustee fees 1,714.17 1,714.17 Agg advances N/A N/A Adv this period 23,413.67 23,413.67 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 3,000,000.00 3,000,000.00 Special Hazard 3,383,351.24 3,383,351.24 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.101033% 100.000000% 219,635,887.81 ----------------------------------------------------------------------------- Junior 3.898967% 0.000000% 8,910,966.56 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 3 1,419,441.90 60 to 89 days 0 0.00 90 or more 1 333,337.04 Foreclosure 3 1,577,501.84 Totals: 7 3,330,280.78 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 6,968,704.38 6,968,704.38 Principal remittance amount 5,881,553.87 5,881,553.87 Interest remittance amount 1,087,150.51 1,087,150.51

Filing Compare · CWMBS INC CHL MORTGAGE PASS THROUGH TRUST 2004 3