8-K 1 fh04ar1_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX, , N/A 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett VP The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 18,~~673~~646,~~671~~488.0648 4.~~270878~~270908% 27442,~~182~~151.5717 66,~~460~~364.8153 93508,~~643~~515.3869 0.00 0.00 2A1 6661,~~921~~877,~~173~~039.2592 4.~~930133~~914265% 5921,~~044,133~~391.3328 ~~274~~253,~~941~~400.9017 51,~~319~~174,~~075~~791.2345 0.00 0.00 Residual 2AR 0.00 4.~~930133~~914265% 0.00 0.00 0.00 0.00 0.00 2RL 0.00 4.~~930133~~914265% 0.00 0.00 0.00 0.00 0.00 3A1 2826,~~340~~074,~~550~~185.4979 5.~~131239~~122389% 2755,~~266,364~~963.7051 ~~121~~111,~~185~~301.1277 2867,~~387,549~~265.8228 0.00 0.00 3A2 1,~~492~~372,~~144~~819.6033 5.~~131239~~122389% ~~119~~39,~~325~~801.2787 65,~~380~~860.4610 ~~125~~45,~~705~~661.7396 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 2,~~547~~545,~~366~~372.9545 4.~~880932~~869330% 12,~~994~~075.5041 10,~~361~~328.2755 12,~~355~~403.7796 0.00 0.00 B2 1,~~142~~141,~~094~~200.3412 4.~~880932~~869330% ~~894~~930.2249 4,~~645~~630.4073 5,~~539~~561.6223 0.00 0.00 B3 615,~~737~~255.8272 4.~~880932~~869330% ~~482~~501.1066 2,~~504~~496.4857 2,~~986~~998.5823 0.00 0.00 B4 614,~~744~~263.6937 4.~~880932~~869330% ~~481~~500.3285 2,~~500~~492.4454 2,~~981~~993.7639 0.00 0.00 B5 439,~~954~~610.6013 4.~~880932~~869330% ~~344~~358.4744 1,~~789~~783.4984 2,~~133~~142.9628 0.00 0.00 B6 263,~~684~~477.0357 4.~~880932~~869330% ~~206~~214.4583 1,~~072~~069.5213 1,~~278~~283.9796 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~121~~113,~~051~~589,~~121~~712.8390 - 72,~~461~~163,~~408~~889.9451 ~~491~~459,~~841~~727.8992 72,~~953~~623,~~250~~617.8343 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 18,~~646~~204,~~488~~337.4832 0.00 2A1 6160,~~877~~955,~~039~~648.9264 0.00 Residual 2AR 0.00 0.00 2RL 0.00 0.00 3A1 2625,~~074~~318,~~185~~222.7928 0.00 3A2 1,~~372~~333,~~819~~017.3346 0.00 -------------------------------------------------------------------------------- Subordinate B1 2,~~545~~543,~~372~~297.4504 0.00 B2 1,~~141~~140,~~200~~269.1263 0.00 B3 ~~615~~614,~~255~~754.7206 0.00 B4 ~~614~~613,~~263~~762.3752 0.00 B5 439,~~610~~251.1369 0.00 B6 263,~~477~~262.5774 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~113~~111,~~589~~425,~~712~~823.9039 - --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 18,~~673~~646,~~671~~488.0648 4.~~270878~~270908% 32051DV33 116.~~035053~~836157 2.~~530683~~527017 ~~710~~693.~~017839~~181681 2A1 6661,~~921~~877,~~173~~039.2592 4.~~930133~~914265% 32051DV41 499.~~873770~~110238 2.~~718483~~505489 ~~611~~602.~~808024~~697786 Residual 2AR 0.00 4.~~930133~~914265% 32051DV58 0.000000 0.000000 0.000000 2RL 0.00 4.~~930133~~914265% 32051DV66 0.000000 0.000000 0.000000 3A1 2826,~~340~~074,~~550~~185.4979 5.~~131239~~122389% 32051DV74 5418.~~362310~~132970 2.~~906815~~669747 ~~625~~607.~~430218~~297248 3A2 1,~~492~~372,~~144~~819.6033 5.~~131239~~122389% 32051DV82 5418.~~362310~~132970 2.~~906815~~669747 ~~625~~607.~~430218~~297248 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 2,~~547~~545,~~366~~372.9545 4.~~880932~~869330% 32051DV90 0.~~777583~~809126 4.~~039482~~026725 ~~992~~991.~~347934~~538808 B2 1,~~142~~141,~~094~~200.3412 4.~~880932~~869330% 32051DW24 0.~~777583~~809126 4.~~039482~~026725 ~~992~~991.~~347934~~538808 B3 615,~~737~~255.8272 4.~~880932~~869330% 32051DW32 0.~~777583~~809126 4.~~039482~~026725 ~~992~~991.~~347934~~538808 B4 614,~~744~~263.6937 4.~~880932~~869330% 32051DW40 0.~~777583~~809126 4.~~039482~~026725 ~~992~~991.~~347934~~538808 B5 439,~~954~~610.6013 4.~~880932~~869330% 32051DW57 0.~~777583~~809126 4.~~039482~~026725 ~~992~~991.~~347934~~538808 B6 263,~~684~~477.0357 4.~~880932~~869330% 32051DW65 0.~~777570~~809125 4.~~039482~~026725 ~~992~~991.~~348038~~538914 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~121~~113,~~051~~589,~~121~~712.8390 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 19,060,117.33 64,280,237.97 28,085,468.06 Loan count 38 125 56 Avg loan rate 4.551908% 5.176265% 5.377389% Prepay amount 416,851.99 886,635.85 766,123.83 Total ----- Prin balance 111,425,823.36 Loan count 219 Avg loan rate 5.12 Prepay amount 2,069,611.67 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 3,965.70 13,188.82 5,048.84 Sub servicer fees 503.84 652.03 120.34 Trustee fees 97.52 326.02 144.41 Agg advances N/A N/A N/A Adv this period 0.00 2,518.05 0.00 Total ----- Master serv fees 22,203.36 Sub servicer fees 1,276.22 Trustee fees 567.95 Agg advances N/A Adv this period 2,518.05 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.056925% 100.000000% 107,970,533.53 ----------------------------------------------------------------------------- Junior 4.943075% 0.000000% 5,614,597.69 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 1 449,991.92 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 1 449,991.92 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 2,623,617.43 2,623,617.43 Principal remittance amount 2,163,889.51 2,163,889.51 Interest remittance amount 459,727.92 459,727.92

Filing Compare · FIRST HORIZON ASSET SEC MORT PAS THR CERTS SER 2004-AR1