8-K 1 boa02k_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 20, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-K Trust) (Exact name of registrant as specified in charter) North Carolina 333-97547-05 61-1430151/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 20, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 20, 2004 Payment Date: 12/20/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-K Trust Bank of America, NA, as Servicer ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 3329,~~473~~218,~~733~~202.1848 6.~~440384~~431052% 1,~~841~~754,~~515~~701.1355 ~~179~~156,~~653~~586.0948 21,~~021~~911,~~168~~288.2203 0.00 0.00 A2 ~~899~~785,~~831~~435.5455 6.000000% 4947,~~503~~169.0940 43,~~499~~927.1618 5451,~~002~~096.2557 0.00 0.00 A3 2,~~579~~251,~~517~~581.0791 3.500000% ~~141~~135,~~908~~218.8794 76,~~523~~567.5911 ~~149~~141,~~432~~786.4605 0.00 0.00 A4 2017,~~429~~832,~~235~~057.3248 5.000000% 1,~~123~~070,~~888~~905.5667 8574,~~121~~300.8124 1,~~209~~145,~~010~~205.3891 0.00 0.00 A5 43,~~499~~927,~~157~~177.6875 4.500000% ~~247~~235,~~515~~846.4798 1614,~~871~~726.8492 ~~264~~250,~~387~~573.3290 0.00 0.00 A6 1413,~~997~~090,~~192~~592.2851 4.200000% ~~825~~786,~~051~~156.5861 5245,~~490~~817.1707 ~~877~~831,~~541~~973.7568 0.00 0.00 A7 4943,~~490~~198.7396 4.500000% 2,~~722~~594.6732 ~~185~~162.5900 2,~~908~~756.2631 0.00 0.00 AIO 4337,~~454~~930,~~424~~044.6315 1.~~837157~~827825% 0.00 6657,~~527~~774.1756 6657,~~527~~774.1756 0.00 0.00 Residual AR 0.00 6.~~440384~~431052% 0.00 0.0001 0.0001 0.00 0.00 AMR 0.00 6.~~440384~~431052% 0.00 0.00 0.00 0.00 0.00 ALR 0.00 6.~~440384~~431052% 0.00 0.00 0.00 0.00 0.00 2A1 5350,~~052~~073,~~034~~839.5759 5.~~606107~~597197% 1,~~375~~997,~~193~~446.2608 ~~247~~233,~~846~~560.1496 12,~~623~~231,~~039~~007.4004 0.00 0.00 2A2 2,~~122~~002,~~061~~935.8717 5.~~606107~~597197% 5579,~~007~~897.2211 9,~~913~~342.7535 6489,~~920~~239.9846 0.00 0.00 3A1 87,~~935~~919,~~528~~917.8131 7.~~514116~~082044% ~~981~~17,~~912~~517.4742 5546,~~952~~741.1700 164,~~037,864~~258.6442 0.00 0.00 4A1 1311,~~482~~453,~~501~~814.89 4.698000% 1753,~~011,545~~661.0217 5244,~~783~~841.9969 1798,~~064,329~~502.0185 0.00 0.00 4IO 1311,~~482~~453,~~501~~814.89 0.~~539417~~529620% 0.00 65,~~060~~055.5815 65,~~060~~055.5815 0.00 0.00 BIO 0.00 0.000000% 0.00 1110,~~122~~503.5904 1110,~~122~~503.5904 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 7,~~851~~413,~~237~~911.7090 4.~~505409~~473914% ~~197~~191,~~670~~006.2458 2927,~~477~~641.5300 ~~227~~218,~~147~~647.7658 0.00 0.00 B2 3,~~305~~121,~~291~~181.4875 6.~~205409~~173914% 8380,~~217~~411.1783 1716,~~092~~058.2426 ~~100~~96,~~309~~470.4009 0.00 0.00 B3 1,~~652~~560,~~645~~590.7488 6.~~205409~~173914% 4140,~~608~~205.5892 8,~~546~~029.1213 5048,~~154~~235.7005 0.00 0.00 B4 ~~826~~780,~~535~~496.6839 6.~~205409~~173914% 20,~~809~~108.6514 4,~~274~~015.1660 2524,~~083~~123.8173 0.00 0.00 B5 ~~826~~780,~~110~~094.0749 6.~~205409~~173914% 20,~~798~~097.9378 4,~~271~~013.9653 2524,~~070~~111.8931 0.00 0.00 B6 1,~~239~~170,~~928~~862.6585 6.~~205409~~173914% 3130,~~217~~165.5925 6,~~411~~024.8901 3736,~~629~~189.4726 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~170~~153,~~222~~425,~~034~~891.2684 - 87,~~051~~263,~~085~~110.5274 ~~866~~775,~~625~~687.5327 8,~~917~~038,~~711~~798.0501 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 3127,~~632~~463,~~218~~500.0593 0.00 A2 ~~850~~738,~~328~~266.4415 0.00 A3 2,~~437~~116,~~608~~362.2097 0.00 A4 1916,~~305~~761,~~346~~151.7580 0.00 A5 43,~~251~~691,~~642~~330.2177 0.00 A6 1412,~~172~~304,~~140~~435.7090 0.00 A7 4640,~~768~~604.0664 0.00 AIO 4135,~~063~~652,~~834~~152.3724 0.00 Residual AR 0.00 0.00 AMR 0.00 0.00 ALR 0.00 0.00 2A1 5148,~~676~~076,~~841~~393.3151 0.00 2A2 21,~~067~~923,~~054~~038.6506 0.00 3A1 7,~~953~~902,~~616~~399.3488 0.00 4A1 1210,~~470~~700,~~956~~153.8773 0.00 4IO 1210,~~470~~700,~~956~~153.8773 0.00 BIO 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 7,~~653~~222,~~567~~905.4632 0.00 B2 3,~~222~~040,~~074~~769.3292 0.00 B3 1,~~611~~520,~~037~~384.1696 0.00 B4 ~~805~~760,~~726~~388.0325 0.00 B5 ~~805~~759,~~311~~996.1370 0.00 B6 1,~~208~~140,~~711~~697.0760 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 146,162,~~170,948~~781.7410 - --------------------------------------------------------------------------------

Payment Date: 12/20/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-K Trust Bank of America, NA, as Servicer ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 3329,~~473~~218,~~733~~202.1848 6.~~440384~~431052% 06050HXK9 3.~~300206~~144626 0.~~321959~~280621 5649.~~688563~~217744 A2 ~~899~~785,~~831~~435.5455 6.000000% 06050HXL7 3.~~300206~~144626 0.~~299944~~261812 5649.~~688563~~217744 A3 2,~~579~~251,~~517~~581.0791 3.500000% 06050HXM5 3.~~300206~~144626 0.~~174967~~152724 5649.~~688563~~217744 A4 2017,~~429~~832,~~235~~057.3248 5.000000% 06050HXN3 3.~~300206~~144626 0.~~249953~~218177 5649.~~688563~~217744 A5 43,~~499~~927,~~157~~177.6875 4.500000% 06050HXP8 3.~~300206~~144626 0.~~224958~~196359 5649.~~688563~~217744 A6 1413,~~997~~090,~~192~~592.2851 4.200000% 06050HXQ6 3.~~300206~~144626 0.~~209961~~183268 5649.~~688563~~217744 A7 4943,~~490~~198.7396 4.500000% 06050HXR4 3.~~300206~~144626 0.~~224958~~196359 5649.~~688563~~217744 AIO 4337,~~454~~930,~~424~~044.6315 1.~~837157~~827825% 06050HXS2 0.000000 0.~~091841~~079758 5649.~~688563~~217744 Residual AR 0.00 6.~~440384~~431052% 06050HXT0 0.000000 0.~~000000~~245568 0.000000 AMR 0.00 6.~~440384~~431052% 06050HXU7 0.000000 0.000000 0.000000 ALR 0.00 6.~~440384~~431052% 06050HXV5 0.000000 0.000000 0.000000 2A1 5350,~~052~~073,~~034~~839.5759 5.~~606107~~597197% 06050HXW3 34.~~160790~~590996 0.~~569658~~536824 ~~118~~110.~~775766~~500377 2A2 2,~~122~~002,~~061~~935.8717 5.~~606107~~597197% 06050HXX1 34.~~160790~~590996 0.~~569658~~536824 ~~118~~110.~~775766~~500377 3A1 87,~~935~~919,~~528~~917.8131 7.~~514116~~082044% 06050HXY9 130.~~658920~~243677 0.~~778324~~650192 ~~110~~109.~~638999~~926551 4A1 1311,~~482~~453,~~501~~814.89 4.698000% 06050HXZ6 107.~~332748~~698511 0.~~539179~~458050 ~~127~~109.~~388550~~300119 4IO 1311,~~482~~453,~~501~~814.89 0.~~539417~~529620% 06050HYA0 0.000000 0.~~061908~~051637 ~~127~~109.~~388550~~300119 BIO 0.00 0.000000% 06050HYB8 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 7,~~851~~413,~~237~~911.7090 4.~~505409~~473914% 06050HYC6 10.~~715576~~354344 1.~~597958~~498401 ~~414~~391.~~894967~~549049 B2 3,~~305~~121,~~291~~181.4875 6.~~205409~~173914% 06050HYD4 10.~~715576~~354344 2.~~200906~~067764 ~~414~~391.~~894967~~549049 B3 1,~~652~~560,~~645~~590.7488 6.~~205409~~173914% 06050HYE2 10.~~715576~~354344 2.~~200906~~067764 ~~414~~391.~~894967~~549049 B4 ~~826~~780,~~535~~496.6839 6.~~205409~~173914% 06050HYF9 10.~~715576~~354344 2.~~200906~~067764 ~~414~~391.~~894967~~549049 B5 ~~826~~780,~~110~~094.0749 6.~~205409~~173914% 06050HYG7 10.~~715576~~354344 2.~~200906~~067764 ~~414~~391.~~894967~~549049 B6 1,~~239~~170,~~928~~862.6585 6.~~205409~~173914% 06050HYH5 10.~~715570~~354351 2.~~200907~~067766 ~~414~~391.~~895236~~549323 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~170~~153,~~222~~425,~~034~~891.2684 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-K Trust Bank of America, NA, as Servicer ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 72,364,083.69 53,690,895.89 8,535,577.69 Loan count 163 131 16 Avg loan rate 6.681052% 5.847197% 7.332044% Prepay amount 4,174,789.26 2,067,539.75 365.47 Total ----- Prin balance 11,572,222.38 146,162,779.65 Loan count 25 335 Avg loan rate 5.602620% 6.33 Prepay amount 764,841.41 7,007,535.89 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 15,973.46 11,634.11 1,782.18 Sub servicer fees 0.00 0.00 0.00 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 3,860.97 33,250.72 Sub servicer fees 0.00 0.00 Trustee fees 0.00 0.00 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 90.561438% 100.000000% 138,598,753.59 ----------------------------------------------------------------------------- Junior 9.438562% 0.000000% 14,445,142.75 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 3 1,409,708.91 60 to 89 days 0 0.00 90 or more 2 1,024,295.91 Foreclosure 1 530,648.82 Totals: 6 2,964,653.64 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 8,038,798.01 8,038,798.01 Principal remittance amount 7,263,110.74 7,263,110.74 Interest remittance amount 775,687.27 775,687.27

Filing Compare · BANK OF AMERICA MORTGAGE SEC INC MORT PS THR CERT SER 2002-K