8-K 1 cwa04ec2_8k0411.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2004 CWA (Depositor) (Issuer in respect of Asset Backed Certificates, Series 2004-ECC2) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWA Asset Backed Certificates Series 2004-ECC2 On November 25, 2004, The Bank of New York, as Trustee for CWA, Asset Backed Certificates Series 2004-ECC2, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of July 1, 2004, among CWA as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWA, Asset Backed Certificates Series 2004-ECC2 relating to the distribution date of November 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of July 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 25, 2004 CWA By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated November 25, 2004 Payment Date: 11/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-ECC2 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A ~~350~~333,~~274~~905,~~891~~438.1426 12.~~945000~~262500% 129,~~118~~306,~~372~~414.2555 ~~624~~671,~~510~~520.94 129,~~742~~977,~~883~~935.1949 0.00 0.00 2A1 ~~108~~102,~~438~~452,~~901~~319.5026 12.~~995000~~312500% 43,~~952~~247,~~252~~418.7574 ~~198~~210,~~307~~596.6443 53,~~150~~458,~~560~~015.3917 0.00 0.00 AIO 350,000,000.00 4.~~293143~~002339% 0.00 1,~~252~~167,~~166~~348.5894 1,~~252~~167,~~166~~348.5894 0.00 0.00 Residual AR 0.00 0.000000% 0.00 0.00 0.00 0.00 0.00 P 100.00 0.000000% 0.00 10228,~~651~~198.9739 10228,~~651~~198.9739 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M1 17,600,000.00 2.~~215000~~532500% 0.00 3539,~~735~~619.3356 3539,~~735~~619.3356 0.00 0.00 M2 17,325,000.00 2.~~265000~~582500% 0.00 3539,~~971~~770.0350 3539,~~971~~770.0350 0.00 0.00 M3 9,900,000.00 2.~~315000~~632500% 0.00 2123,~~008~~166.6300 2123,~~008~~166.6300 0.00 0.00 M4 9,900,000.00 23.~~815000~~132500% 0.00 2527,~~546~~566.1300 2527,~~546~~566.1300 0.00 0.00 M5 8,800,000.00 23.~~865000~~182500% 0.00 2324,~~111~~894.0022 2324,~~111~~894.0022 0.00 0.00 M6 7,700,000.00 3.~~065000~~382500% 0.00 2123,~~633~~151.7933 2123,~~633~~151.7933 0.00 0.00 M7 7,975,000.00 3.~~515000~~832500% 0.00 2527,~~696~~168.1117 2527,~~696~~168.1117 0.00 0.00 M8 6,050,000.00 34.~~765000~~082500% 0.00 2021,~~880~~954.0678 2021,~~880~~954.0678 0.00 0.00 B 5,500,000.00 4.~~615000~~932500% 0.00 2324,~~267~~114.2944 2324,~~267~~114.2944 0.00 0.00 C ~~549~~527,~~463~~107,~~693~~657.0052 0.000000% 0.00 ~~713~~590,~~605~~704.1902 ~~713~~590,~~605~~704.1902 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~549~~527,~~463~~107,~~892~~857.6452 - 1712,~~070~~553,~~625~~833.0029 3,~~032~~119,~~091~~773.6972 2015,~~102~~673,~~716~~607.6901 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A ~~338~~324,~~156~~599,~~518~~023.8971 0.00 2A1 ~~103~~99,~~486~~204,~~648~~900.7552 0.00 AIO 350,000,000.00 0.00 Residual AR 0.00 0.00 P 100.00 0.00 -------------------------------------------------------------------------------- Subordinate M1 17,600,000.00 0.00 M2 17,325,000.00 0.00 M3 9,900,000.00 0.00 M4 9,900,000.00 0.00 M5 8,800,000.00 0.00 M6 7,700,000.00 0.00 M7 7,975,000.00 0.00 M8 6,050,000.00 0.00 B 5,500,000.00 0.00 C ~~532~~514,~~393~~553,~~067~~824.6423 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~532~~514,~~393~~554,~~267~~024.6423 - --------------------------------------------------------------------------------

Payment Date: 11/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-ECC2 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A ~~350~~333,~~274~~905,~~891~~438.1426 12.~~945000~~262500% 126673DC3 3426.~~554811~~536682 1.~~780755~~914802 ~~964~~925.~~233017~~574633 2A1 ~~108~~102,~~438~~452,~~901~~319.5026 12.~~995000~~312500% 126673CN0 4529.~~621859~~916340 1.~~826878~~940087 ~~953~~913.~~354664~~909724 AIO 350,000,000.00 4.~~293143~~002339% 126673CP5 0.000000 3.~~577619~~335283 1,000.000000 Residual AR 0.00 0.000000% 126673DB5 0.000000 0.000000 0.000000 P 100.00 0.000000% 126673DA7 0.000000 ~~106~~2,~~519~~281,983.~~700000~~900000 1,000.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M1 17,600,000.00 2.~~215000~~532500% 126673CQ3 0.000000 2.~~030417~~251111 1,000.000000 M2 17,325,000.00 2.~~265000~~582500% 126673CR1 0.000000 2.~~076250~~295556 1,000.000000 M3 9,900,000.00 2.~~315000~~632500% 126673CS9 0.000000 2.~~122083~~340000 1,000.000000 M4 9,900,000.00 23.~~815000~~132500% 126673CT7 0.000000 2.~~580417~~784444 1,000.000000 M5 8,800,000.00 23.~~865000~~182500% 126673CU4 0.000000 2.~~626250~~828889 1,000.000000 M6 7,700,000.00 3.~~065000~~382500% 126673CV2 0.000000 23.~~809583~~006667 1,000.000000 M7 7,975,000.00 3.~~515000~~832500% 126673CW0 0.000000 3.~~222083~~406667 1,000.000000 M8 6,050,000.00 34.~~765000~~082500% 126673CX8 0.000000 3.~~451250~~628889 1,000.000000 B 5,500,000.00 4.~~615000~~932500% 126673CY6 0.000000 4.~~230417~~384444 1,000.000000 C ~~549~~527,~~463~~107,~~693~~657.0052 0.000000% 126673CZ3 0.000000 1.~~297464~~074007 ~~967~~935.~~987396~~552408 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~549~~527,~~463~~107,~~892~~857.6452 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-ECC2 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 393,937,125.96 120,616,698.27 514,553,824.23 Loan count 2189 304 2493 Avg loan rate 7.179300% 6.807311% 7.09 Prepay amount 8,981,778.43 3,163,997.31 12,145,775.74 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 166,279.12 51,610.05 217,889.17 Sub servicer fees 0.00 0.00 0.00 Trustee fees 3,024.33 928.98 3,953.31 Agg advances N/A N/A N/A Adv this period 12,764.83 5,586.59 18,351.42 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 8,400,232.85 2,599,767.16 11,000,000.01 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 82.783410% 100.000000% 436,357,857.52 ----------------------------------------------------------------------------- Junior 17.216590% 0.000000% 90,750,000.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 10 2,160,517.85 60 to 89 days 4 819,495.17 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 14 2,980,013.02 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 15,673,607.01 15,673,607.01 Principal remittance amount 12,553,833.29 12,553,833.29 Interest remittance amount 3,119,773.72 3,119,773.72

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