8-K 1 cwa0406_8k0411.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2004 CWA (Depositor) (Issuer in respect of Asset Backed Certificates, Series 2004-06) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWA Asset Backed Certificates Series 2004-06 On November 25, 2004, The Bank of New York, as Trustee for CWA, Asset Backed Certificates Series 2004-06, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2004, among CWA as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWA, Asset Backed Certificates Series 2004-06 relating to the distribution date of November 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 25, 2004 CWA By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated November 25, 2004 Payment Date: 11/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-06 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 1,~~805~~769,~~249~~563,~~240~~682.1410 12.~~885000~~202500% 1430,~~034~~207,~~737~~299.5772 3,~~119~~464,~~320~~412.2545 1733,~~154~~671,~~057~~712.8217 0.00 0.00 1A2 ~~246~~241,~~169~~303,~~945~~740.0259 12.~~985000~~302500% 14,~~913~~119,~~824~~170.7044 ~~447~~493,~~926~~868.7332 24,~~361~~613,~~751~~038.4276 0.00 0.00 2A1 ~~345~~318,~~282~~052,~~736~~538.5715 12.~~805000~~122500% 1018,~~988~~651,~~482~~974.5067 ~~571~~600,~~299~~059.0612 1119,~~559~~252,~~781~~033.5680 0.00 0.00 2A2 241,500,000.00 12.~~935000~~252500% 0.00 ~~428~~483,~~360~~536.6367 ~~428~~483,~~360~~536.6367 0.00 0.00 2A3 69,888,000.00 2.~~215000~~532500% 0.00 ~~141~~157,~~901~~325.7665 ~~141~~157,~~901~~325.7665 0.00 0.00 2A4 264,270,000.00 2.~~065000~~382500% 0.00 ~~500~~559,~~241~~665.0913 ~~500~~559,~~241~~665.0913 0.00 0.00 2A5 ~~811~~787,~~312~~324,~~830~~088.5899 2.~~005000~~322500% 916,~~680~~431,~~424~~661.0442 1,~~491~~625,~~125~~386.3784 1118,~~171~~057,~~549~~048.4126 0.00 0.00 C 4,~~561~~469,~~072~~302,~~952~~249.3183 0.000000% 0.00 1514,~~769~~776,~~865~~549.4114 1514,~~769~~776,~~865~~549.4114 0.00 0.00 P 100.00 0.000000% 0.00 ~~372~~962,~~374~~949.9356 ~~372~~962,~~374~~949.9356 0.00 0.00 Residual AR 0.00 0.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M1 138,000,000.00 2.~~215000~~532500% 0.00 ~~280~~310,~~197~~653.5033 ~~280~~310,~~197~~653.5033 0.00 0.00 M2 115,000,000.00 2.~~265000~~582500% 0.00 ~~238~~263,~~768~~988.7589 ~~238~~263,~~768~~988.7589 0.00 0.00 M3 80,500,000.00 2.~~315000~~632500% 0.00 ~~170~~188,~~827~~370.7100 ~~170~~188,~~827~~370.7100 0.00 0.00 M4 57,500,000.00 23.~~815000~~132500% 0.00 ~~148~~160,~~373~~105.9656 ~~148~~160,~~373~~105.9656 0.00 0.00 M5 69,000,000.00 23.~~885000~~202500% 0.00 ~~182~~196,~~476~~420.2500 ~~182~~196,~~476~~420.2500 0.00 0.00 M6 46,000,000.00 3.~~065000~~382500% 0.00 ~~129~~138,~~240~~306.8367 ~~129~~138,~~240~~306.8367 0.00 0.00 M7 46,000,000.00 3.~~615000~~932500% 0.00 ~~152~~160,~~432~~795.5056 ~~152~~160,~~432~~795.5056 0.00 0.00 M8 46,000,000.00 34.~~815000~~132500% 0.00 ~~160~~168,~~865~~973.8333 ~~160~~168,~~865~~973.8333 0.00 0.00 B 46,000,000.00 4.~~615000~~932500% 0.00 ~~194~~201,~~599~~684.1744 ~~194~~201,~~599~~684.1744 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 4,~~427~~335,~~672~~902,~~852~~149.3183 - 3669,~~617~~410,~~468~~106.8125 24,~~500~~913,~~197~~050.7367 6194,~~117~~323,~~666~~156.5492 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 1,~~791~~739,~~214~~356,~~502~~382.5638 0.00 1A2 ~~244~~237,~~256~~184,~~120~~570.3315 0.00 2A1 ~~334~~299,~~294~~400,~~254~~563.0648 0.00 2A2 241,500,000.00 0.00 2A3 69,888,000.00 0.00 2A4 264,270,000.00 0.00 2A5 ~~801~~770,~~632~~892,~~406~~427.5557 0.00 C 4,~~524~~399,~~455~~892,~~483~~143.5058 0.00 P 100.00 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M1 138,000,000.00 0.00 M2 115,000,000.00 0.00 M3 80,500,000.00 0.00 M4 57,500,000.00 0.00 M5 69,000,000.00 0.00 M6 46,000,000.00 0.00 M7 46,000,000.00 0.00 M8 46,000,000.00 0.00 B 46,000,000.00 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 4,~~391~~266,~~055~~492,~~383~~043.5058 - --------------------------------------------------------------------------------

Payment Date: 11/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-06 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 1,~~805~~769,~~249~~563,~~240~~682.1410 12.~~885000~~202500% 126673AW2 716.~~713831~~602663 1.~~714454~~904125 ~~984~~955.~~494828~~992351 1A2 ~~246~~241,~~169~~303,~~945~~740.0259 12.~~985000~~302500% 126673AX0 716.~~713831~~602663 1.~~805406~~990578 ~~984~~955.~~494828~~992351 2A1 ~~345~~318,~~282~~052,~~736~~538.5715 12.~~805000~~122500% 126673AY8 3052.~~744410~~185910 1.~~598424~~678891 ~~935~~837.~~313821~~685607 2A2 241,500,000.00 12.~~935000~~252500% 126673AZ5 0.000000 12.~~773750~~002222 1,000.000000 2A3 69,888,000.00 2.~~215000~~532500% 126673BA9 0.000000 2.~~030417~~251111 1,000.000000 2A4 264,270,000.00 2.~~065000~~382500% 126673BB7 0.000000 12.~~892917~~117778 1,000.000000 2A5 ~~811~~787,~~312~~324,~~830~~088.5899 2.~~005000~~322500% 126673BR2 1119.~~776672~~989856 1.~~814021~~977356 ~~975~~937.~~221906~~825338 C 4,~~561~~469,~~072~~302,~~952~~249.3183 0.000000% 126673BM3 0.000000 3.~~428231~~212293 ~~983~~956.~~577236~~498250 P 100.00 0.000000% 126673BN1 0.000000 39,~~723~~629,~~749~~495.~~300000~~600000 1,000.000000 Residual AR 0.00 0.000000% 126673BP6 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M1 138,000,000.00 2.~~215000~~532500% 126673BC5 0.000000 2.~~030417~~251111 1,000.000000 M2 115,000,000.00 2.~~265000~~582500% 126673BD3 0.000000 2.~~076250~~295556 1,000.000000 M3 80,500,000.00 2.~~315000~~632500% 126673BE1 0.000000 2.~~122083~~340000 1,000.000000 M4 57,500,000.00 23.~~815000~~132500% 126673BF8 0.000000 2.~~580417~~784444 1,000.000000 M5 69,000,000.00 23.~~885000~~202500% 126673BG6 0.000000 2.~~644583~~846667 1,000.000000 M6 46,000,000.00 3.~~065000~~382500% 126673BH4 0.000000 23.~~809583~~006667 1,000.000000 M7 46,000,000.00 3.~~615000~~932500% 126673BJ0 0.000000 3.~~313750~~495556 1,000.000000 M8 46,000,000.00 34.~~815000~~132500% 126673BK7 0.000000 3.~~497083~~673333 1,000.000000 B 46,000,000.00 4.~~615000~~932500% 126673BL5 0.000000 4.~~230417~~384444 1,000.000000 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 4,~~427~~335,~~672~~902,~~852~~149.3183 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-06 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 2,397,013,057.39 2,002,879,086.19 4,399,892,143.58 Loan count 15162 9702 24864 Avg loan rate 6.994312% 6.874242% 6.94 Prepay amount 32,442,973.46 33,268,688.69 65,711,662.15 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 993,461.80 825,635.90 1,819,097.70 Sub servicer fees 0.00 0.00 0.00 Trustee fees 18,235.05 15,284.72 33,519.77 Agg advances N/A N/A N/A Adv this period 374,130.85 354,507.60 728,638.45 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 51,049,858.14 40,950,145.86 92,000,004.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 85.147266% 100.000000% 3,691,902,149.83 ----------------------------------------------------------------------------- Junior 14.852734% 0.000000% 644,000,000.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 443 66,251,863.12 60 to 89 days 74 11,623,351.68 90 or more 10 1,751,365.11 Foreclosure 126 20,746,232.54 Totals: 653 100,372,812.45 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 602,531.27 Current Total Outstanding Number of Loans: 4 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 94,323,156.92 94,323,156.92 Principal remittance amount 69,410,106.25 69,410,106.25 Interest remittance amount 24,913,050.67 24,913,050.67

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