8-K 1 cw0403_8k0411.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2004 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-3) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass-Through Certificates Series 2004-3 On November 25, 2004, The Bank of New York, as Trustee for CW, Mortgage Pass-Through Certificates Series 2004-3, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of February 1, 2004, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass-Through Certificates Series 2004-3 relating to the distribution date of November 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 25, 2004 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated November 25, 2004 Payment Date: 11/25/04 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-3 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 1615,~~358~~387,~~109~~671.1018 5.500000% ~~332~~324,~~611~~454.7260 7470,~~974~~526.6783 ~~407~~394,~~586~~981.3942 0.00 0.00 A2 7372,~~640~~720,~~802~~566.1916 4.500000% ~~441~~515,~~557~~546.2477 ~~276~~272,~~153~~702.0112 ~~717~~788,~~710~~248.2589 0.00 0.00 A3 1716,~~124~~924,~~087~~036.4312 5.750000% 0.00 8281,~~052~~094.9234 8281,~~052~~094.9234 0.00 0.00 A4 12,000,000.00 5.750000% 0.00 57,500.00 57,500.00 0.00 0.00 A5 ~~29,486~~0.8800 5.750000% ~~29,486~~0.8800 ~~141~~0.2900 ~~29,628~~0.1700 0.00 0.00 A6 1735,~~394,000~~429.0043 5.750000% 29260,~~602~~637.3944 63,~~679~~523.5893 36264,~~281~~161.9838 0.00 0.00 A7 3,432,000.00 5.750000% 0.00 16,445.00 16,445.00 0.00 0.00 A8 ~~218,603~~0.8400 5.500000% ~~218,603~~0.8400 ~~1,001~~0.9300 ~~219,605~~0.7800 0.00 0.00 A9 ~~9,773~~0.2700 6.000000% ~~9,773~~0.2700 480.8700 ~~9,822~~0.1400 0.00 0.00 A10 21,~~500~~318,~~000~~919.0035 5.500000% 53467,~~088~~427.9427 116,~~458~~045.3305 64473,~~547~~472.2831 0.00 0.00 A11 21,~~500~~318,~~000~~919.0035 6.000000% 53467,~~088~~427.9427 126,~~500~~594.0060 65474,~~588~~021.9486 0.00 0.00 A12 2,000,000.00 5.500000% 0.00 9,166.67 9,166.67 0.00 0.00 A13 2,000,000.00 6.000000% 0.00 10,000.00 10,000.00 0.00 0.00 A14 ~~460,200~~0.7300 3.~~215000~~532500% ~~460,200~~0.7300 ~~1,232~~0.9500 ~~461,433~~0.6800 0.00 0.00 A15 ~~197,228~~0.8600 7.~~485000~~167500% ~~197,228~~0.8600 ~~1,230~~0.2200 ~~198,459~~0.0800 0.00 0.00 A16 ~~40,906~~0.7300 2422.~~974994~~933923% ~~40,906~~0.7300 ~~851~~0.3700 ~~41,758~~0.1100 0.00 0.00 A17 ~~11,687~~0.6200 9.000000% ~~11,687~~0.6200 870.6600 ~~11,775~~0.2800 0.00 0.00 A18 ~~208,000~~0.00 6.000000% ~~208,000~~0.00 ~~1,040~~0.00 ~~209,040~~0.00 0.00 0.00 A19 12,825,000.00 5.250000% 0.00 56,109.38 56,109.38 0.00 0.00 A20 ~~711~~669,~~222~~029.1318 5.750000% 0.00 3,~~407~~205.9476 3,~~407~~205.9476 0.00 0.00 A21 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 A22 6965,~~688~~554,~~692~~439.0177 5.750000% 1,~~416~~382,~~989~~239.9201 ~~333~~314,~~924~~115.9802 1,~~750~~696,~~914~~354.9003 0.00 0.00 A23 15,164,042.00 5.750000% 0.00 72,661.03 72,661.03 0.00 0.00 A24 672,565.22 5.750000% 0.00 3,222.71 3,222.71 0.00 0.00 A25 1,455,000.00 5.750000% 0.00 6,971.88 6,971.88 0.00 0.00 A26 15,469,000.00 5.500000% 0.00 70,899.58 70,899.58 0.00 0.00 PO 1,~~706~~680,~~129~~703.4546 0.000000% 28,~~185~~070.6554 0.00 28,~~185~~070.6554 0.00 0.00 Residual AR 0.00 5.750000% 0.00 40.2800 40.2800 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 4,~~473~~464,~~977~~817.1322 5.750000% 4,~~559~~654.1023 21,~~437~~393.8192 2526,~~996~~048.9114 0.00 0.00 B1 1,~~789~~785,~~590~~926.8589 5.750000% 1,~~823~~861.6469 8,~~575~~557.1257 10,~~398~~419.7626 0.00 0.00 B2 1,~~043~~041,~~928~~790.0069 5.750000% 1,~~063~~085.7999 54,~~002~~991.1591 6,~~065~~077.9590 0.00 0.00 B3 ~~596~~595,~~530~~308.2896 5.750000% ~~607~~620.8856 2,~~858~~852.3752 3,~~466~~473.2509 0.00 0.00 B4 ~~447~~446,~~397~~481.7172 5.750000% ~~455~~465.9142 2,~~143~~139.7839 2,~~599~~604.6981 0.00 0.00 B5 ~~596~~595,~~530~~309.7442 5.750000% ~~607~~620.8851 2,~~858~~852.3852 3,~~466~~473.2604 -0.0005 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~242~~231,~~256~~991,~~617~~325.4161 - 3,~~514~~435,~~130~~111.9630 1,~~152~~103,~~641~~571.8673 4,~~666~~538,~~772~~683.8203 -0.05 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 1615,~~025~~063,~~497~~216.3859 0.00 A2 7372,~~199~~205,~~244~~019.9539 0.00 A3 1716,~~028~~811,~~096~~960.7374 0.00 A4 12,000,000.00 0.00 A5 0.00 0.00 A6 1474,~~364,397~~791.6199 0.00 A7 3,432,000.00 0.00 A8 0.00 0.00 A9 0.00 0.00 A10 2851,~~446,911~~492.0608 0.00 A11 2851,~~446,911~~492.0608 0.00 A12 2,000,000.00 0.00 A13 2,000,000.00 0.00 A14 0.00 0.00 A15 0.00 0.00 A16 0.00 0.00 A17 0.00 0.00 A18 0.00 0.00 A19 12,825,000.00 0.00 A20 ~~696~~654,~~760~~922.7646 0.00 A21 0.00 0.00 A22 6864,~~271~~172,~~702~~200.0976 0.00 A23 15,164,042.00 0.00 A24 672,565.22 0.00 A25 1,455,000.00 0.00 A26 15,469,000.00 0.00 PO 1,~~703~~672,~~943~~632.8092 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 4,~~469~~460,~~418~~163.0200 0.00 B1 1,~~787~~784,~~767~~065.2120 0.00 B2 1,~~042~~040,~~864~~704.2170 0.00 B3 ~~595~~594,~~922~~688.40 0.00 B4 446,~~941~~016.8030 0.00 B5 ~~595~~594,~~922~~688.86 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~238~~228,~~742~~556,~~486~~214.4526 - --------------------------------------------------------------------------------

Payment Date: 11/25/04 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-3 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 1615,~~358~~387,~~109~~671.1018 5.500000% 12669FNZ2 16.~~630586~~222730 3.~~748733~~526341 ~~801~~753.~~274869~~160829 A2 7372,~~640~~720,~~802~~566.1916 4.500000% 12669FPA5 56.~~848440~~828434 3.~~657656~~611949 ~~969~~956.~~526423~~357873 A3 1716,~~124~~924,~~087~~036.4312 5.750000% 12669FPB3 0.000000 4.~~681179~~626491 ~~971~~959.~~465321~~134605 A4 12,000,000.00 5.750000% 12669FPC1 0.000000 4.791667 1,000.000000 A5 ~~29,486~~0.8800 5.750000% 12669FPD9 410.~~766115~~000000 0.~~200129~~000000 0.000000 A6 1735,~~394,000~~429.0043 5.750000% 12669FPE7 21186.~~235577~~970907 42.~~791667~~527929 ~~978~~340.~~764423~~596833 A7 3,432,000.00 5.750000% 12669FPF4 0.000000 4.791667 1,000.000000 A8 ~~218,603~~0.8400 5.500000% 12669FPG2 410.~~766115~~000000 0.~~191428~~000000 0.000000 A9 ~~9,773~~0.2700 6.000000% 12669FPH0 410.~~766115~~000000 0.~~208831~~000000 0.000000 A10 21,~~500~~318,~~000~~919.0035 5.500000% 12669FPJ6 21186.~~235577~~970907 42.~~583333~~418019 ~~978~~340.~~764423~~596833 A11 21,~~500~~318,~~000~~919.0035 6.000000% 12669FPK3 21186.~~235577~~970907 52.~~000000~~637839 ~~978~~340.~~764423~~596833 A12 2,000,000.00 5.500000% 12669FPL1 0.000000 4.583333 1,000.000000 A13 2,000,000.00 6.000000% 12669FPM9 0.000000 5.000000 1,000.000000 A14 ~~460,200~~0.7300 3.~~215000~~532500% 12669FPN7 410.~~766115~~000000 0.~~111898~~000000 0.000000 A15 ~~197,228~~0.8600 7.~~485000~~167500% 12669FPP2 410.~~766115~~000000 0.~~260516~~000000 0.000000 A16 ~~40,906~~0.7300 2422.~~974994~~933923% 12669FPQ0 410.~~766115~~000000 0.~~869257~~000000 0.000000 A17 ~~11,687~~0.6200 9.000000% 12669FPR8 410.~~766115~~000000 0.~~313246~~000000 0.000000 A18 ~~208,000~~0.00 6.000000% 12669FPS6 410.~~600000~~000000 0.~~208000~~000000 0.000000 A19 12,825,000.00 5.250000% 12669FPT4 0.000000 4.375000 1,000.000000 A20 ~~711~~669,~~222~~029.1318 5.750000% 12669FPU1 0.000000 3.~~590593~~377582 ~~734~~690.~~104660~~023980 A21 0.00 5.500000% 12669FPV9 0.000000 0.000000 0.000000 A22 6965,~~688~~554,~~692~~439.0177 5.750000% 12669FPW7 1514.~~236451~~862785 3.~~590591~~377581 ~~734~~690.~~104324~~023664 A23 15,164,042.00 5.750000% 12669FPX5 0.000000 4.791667 1,000.000000 A24 672,565.22 5.750000% 12669FPY3 0.000000 4.791668 1,000.000323 A25 1,455,000.00 5.750000% 12669FPZ0 0.000000 4.791667 1,000.000000 A26 15,469,000.00 5.500000% 12669FQA4 0.000000 4.583333 1,000.000000 PO 1,~~706~~680,~~129~~703.4546 0.000000% 12669FQB2 14.~~244069~~593738 0.000000 ~~969~~952.~~881600~~059504 Residual AR 0.00 5.750000% 12669FQC0 0.000000 420.~~789873~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 4,~~473~~464,~~977~~817.1322 5.750000% 12669FQD8 1.~~013134~~034273 4.~~763957~~754204 ~~993~~991.~~204005~~147333 B1 1,~~789~~785,~~590~~926.8589 5.750000% 12669FQE6 1.~~013134~~034273 4.~~763957~~754204 ~~993~~991.~~204005~~147333 B2 1,~~043~~041,~~928~~790.0069 5.750000% 12669FQF3 1.~~013134~~034273 4.~~763957~~754204 ~~993~~991.~~204005~~147333 B3 ~~596~~595,~~530~~308.2896 5.750000% 12669FQG1 1.~~013134~~034273 4.~~763957~~754204 ~~993~~991.~~204005~~147333 B4 ~~447~~446,~~397~~481.7172 5.750000% 12669FQH9 1.~~013134~~034273 4.~~763957~~754204 ~~993~~991.~~204005~~147333 B5 ~~596~~595,~~530~~309.7442 5.750000% 12669FQJ5 1.~~013134~~034187 4.~~763957~~754204 ~~993~~991.~~204005~~147333 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~242~~231,~~256~~991,~~617~~325.4161 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-3 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 228,556,214.26 228,556,214.26 Loan count 470 470 Avg loan rate 6.110533% 6.11 Prepay amount 3,193,182.95 3,193,182.95 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 43,689.48 43,689.48 Sub servicer fees 30,227.22 30,227.22 Trustee fees 1,739.93 1,739.93 Agg advances N/A N/A Adv this period 31,442.71 31,442.71 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 3,000,000.00 3,000,000.00 Special Hazard 3,387,441.06 3,387,441.06 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.154734% 100.000000% 223,061,690.70 ----------------------------------------------------------------------------- Junior 3.845266% 0.000000% 8,920,326.45 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 5 2,237,533.96 60 to 89 days 0 0.00 90 or more 4 2,033,761.79 Foreclosure 2 731,488.00 Totals: 11 5,002,783.75 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 4,538,683.03 4,538,683.03 Principal remittance amount 3,435,111.30 3,435,111.30 Interest remittance amount 1,103,571.73 1,103,571.73

Filing Compare · CWMBS INC CHL MORTGAGE PASS THROUGH TRUST 2004 3