8-K 1 cwt0412cb_8k0409.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2004 CWT (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Series 2004-12CB) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWT CHL Mortgage Pass-Through Certificates Series 2004-12CB On September 25, 2004, The Bank of New York, as Trustee for CWT, CHL Mortgage Pass-Through Certificates Series 2004-12CB, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of May 1, 2004, among CWT as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWT, CHL Mortgage Pass-Through Certificates Series 2004-12CB relating to the distribution date of September 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of May 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2004 Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-12CB Alternative Loan Trust 2004-12CB ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~127~~126,~~294~~068,~~603~~251.0127 5.000000% 1,~~226~~103,~~351~~541.7505 ~~530~~525,~~394~~284.1838 1,~~756~~628,~~745~~825.9343 0.00 0.00 1A2 ~~114~~113,~~290~~093,~~615~~156.9635 5.000000% 1,~~197~~077,~~459~~542.6126 ~~476~~471,~~210~~221.9048 1,~~673~~548,~~670~~763.5175 0.00 0.00 1A3 10,005,000.00 5.000000% 0.00 41,687.50 41,687.50 0.00 0.00 2A1 64,~~771~~281,~~743~~756.9758 6.000000% ~~489~~83,~~987~~066.3913 ~~323~~321,~~858~~408.7278 ~~813~~404,~~846~~474.1191 0.00 0.00 2A2 5,~~888~~843,~~340~~796.3605 0.000000% 447,~~544~~551.3147 0.00 447,~~544~~551.3147 0.00 0.00 3A1 ~~128~~127,~~007~~512,~~535~~304.0987 5.500000% ~~495~~513,~~230~~626.2377 ~~586~~584,~~701~~431.2040 1,~~081~~098,~~931~~058.4317 0.00 0.00 PO 7,~~200~~157,~~502~~709.7476 0.000000% 4235,~~792~~886.9920 0.00 4235,~~792~~886.9920 0.00 0.00 Residual AR 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 10,~~133~~107,~~479~~892.6857 5.~~222632~~222955% 25,~~587~~808.1190 4443,~~102~~994.8622 69,~~689~~803.9812 0.00 0.00 B1 4,~~342~~331,~~066~~103.9318 5.~~222632~~222955% 1011,~~963~~058.7579 18,~~897~~850.5296 29,~~861~~909.2775 0.00 0.00 B2 1,~~929~~924,~~475~~603.8389 5.~~222632~~222955% 4,~~871~~914.9417 8,~~397~~376.4577 13,~~269~~290.3994 0.00 0.00 B3 2,~~412~~406,~~093~~003.5600 5.~~222632~~222955% 6,~~090~~143.5535 10,~~497~~472.9004 16,~~588~~615.4538 0.00 0.00 B4 1,~~688~~684,~~664~~400.5162 5.~~222632~~222955% 4,~~263~~300.8985 7,~~349~~331.3929 11,~~613~~632.2914 0.00 0.00 B5 1,~~206~~203,~~140~~095.6210 5.~~222632~~222955% 3,~~045~~071.3879 5,~~249~~236.3643 8,~~294~~308.7422 0.1312 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~479~~475,~~170~~619,~~262~~073.2622 - 32,~~551~~876,~~188~~511.9173 2,~~053~~038,~~346~~295.9824 54,~~604~~914,~~535~~806.8997 0.1312 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~126~~124,~~068~~964,~~251~~710.2722 0.00 1A2 ~~113~~112,~~093~~015,~~156~~614.3509 0.00 1A3 10,005,000.00 0.00 2A1 64,~~281~~198,~~756~~690.5845 0.00 2A2 5,~~843~~836,~~796~~244.0559 0.00 3A1 ~~127~~126,~~512~~998,~~304~~678.8709 0.00 PO 7,~~157~~121,~~709~~823.7655 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 10,~~107~~082,~~892~~083.5766 0.00 B1 4,~~331~~320,~~103~~044.1839 0.00 B2 1,~~924~~919,~~603~~689.8972 0.00 B3 2,~~406~~399,~~003~~859.0066 0.00 B4 1,~~684~~680,~~400~~099.6277 0.00 B5 1,~~203~~200,~~095~~023.1019 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~475~~472,~~619~~742,~~073~~561.2237 - --------------------------------------------------------------------------------

Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-12CB Alternative Loan Trust 2004-12CB ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~127~~126,~~294~~068,~~603~~251.0127 5.000000% 12667FJL0 98.~~479047~~529786 4.~~099665~~060169 ~~974~~965.~~440589~~910804 1A2 ~~114~~113,~~290~~093,~~615~~156.9635 5.000000% 12667FJM8 109.~~294352~~263443 4.~~093902~~051009 ~~972~~962.~~242193~~978749 1A3 10,005,000.00 5.000000% 12667FJN6 0.000000 4.166667 1,000.000000 2A1 64,~~771~~281,~~743~~756.9758 6.000000% 12667FJP1 71.~~519613~~274778 4.~~970112~~932514 ~~986~~985.~~502815~~228037 2A2 5,~~888~~843,~~340~~796.3605 0.000000% 12667FJQ9 71.~~519613~~274778 0.000000 ~~986~~985.~~502815~~228037 3A1 ~~128~~127,~~007~~512,~~535~~304.0987 5.500000% 12667FJR7 3.~~840483~~983147 4.~~549835~~532233 ~~988~~984.~~850755~~867608 PO 7,~~200~~157,~~502~~709.7476 0.000000% 12667FJS5 54.~~913873~~959374 0.000000 ~~989~~984.~~175724~~216350 Residual AR 0.00 5.000000% 12667FJT3 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 10,~~133~~107,~~479~~892.6857 5.~~222632~~222955% 12667FJU0 2.~~512605~~534384 4.~~330816~~320147 ~~992~~990.~~575496~~041112 B1 4,~~342~~331,~~066~~103.9318 5.~~222632~~222955% 12667FJV8 2.~~512605~~534384 4.~~330816~~320147 ~~992~~990.~~575496~~041112 B2 1,~~929~~924,~~475~~603.8389 5.~~222632~~222955% 12667FJW6 2.~~512605~~534384 4.~~330816~~320147 ~~992~~990.~~575496~~041112 B3 2,~~412~~406,~~093~~003.5600 5.~~222632~~222955% 12667FJX4 2.~~512605~~534384 4.~~330816~~320147 ~~992~~990.~~575496~~041112 B4 1,~~688~~684,~~664~~400.5162 5.~~222632~~222955% 12667FJY2 2.~~512605~~534384 4.~~330816~~320147 ~~992~~990.~~575496~~041112 B5 1,~~206~~203,~~140~~095.6210 5.~~222632~~222955% 12667FJZ9 2.~~512496~~534283 4.~~330816~~320147 ~~992~~990.~~575496~~041112 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~479~~475,~~170~~619,~~262~~073.2622 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-12CB Alternative Loan Trust 2004-12CB ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 260,627,167.28 76,911,673.98 135,203,720.11 Loan count 2099 385 918 Avg loan rate 5.445020% 5.517422% 5.744473% Prepay amount 1,268,664.00 12,343.45 382,489.76 Total ----- Prin balance 472,742,561.37 Loan count 3402 Avg loan rate 5.54 Prepay amount 1,663,497.21 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 54,528.17 16,043.85 28,277.45 Sub servicer fees 47,876.97 0.00 7,820.45 Trustee fees 1,971.58 577.58 1,017.99 Agg advances N/A N/A N/A Adv this period 39,445.43 0.00 7,262.91 Total ----- Master serv fees 98,849.47 Sub servicer fees 55,697.41 Trustee fees 3,567.14 Agg advances N/A Adv this period 46,708.34 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 28,300.32 Fraud 2,680,171.63 775,752.79 1,364,075.58 Special Hazard 2,680,171.63 0.00 0.00 Total ----- Bankruptcy 28,300.32 Fraud 4,820,000.00 Special Hazard 2,680,171.63 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.457644% 100.000000% 453,961,974.87 ----------------------------------------------------------------------------- Junior 4.542356% 0.000000% 21,601,800.38 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 44 5,934,371.12 60 to 89 days 1 34,959.19 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 45 5,969,330.31 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 4,914,806.97 4,914,806.97 Principal remittance amount 2,876,511.73 2,876,511.73 Interest remittance amount 2,038,295.24 2,038,295.24

Filing Compare · Alternative Loan Trust 2004-12CB