8-K 1 fh0402_8k0409.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2004 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX, , N/A 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2004-2 On September 25, 2004, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2004-2, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2004, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2004-2 relating to the distribution date of September 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2004 FH By: /s/ Cirino Emanuele ------------------------------ Name: Cirino Emanuele AT The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2004 Payment Date: 09/25/04 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 18,496,500.00 5.500000% 0.00 84,775.6362 84,775.6362 0.00 0.00 1A2 49,~~357~~274,~~548~~935.9399 5.500000% 82967,~~612~~863.9447 ~~226~~225,~~222~~843.1046 ~~308~~1,~~835~~193,706.0493 0.00 0.00 1A3 4,~~422~~415,~~600~~198.5516 4.500000% 786,~~402~~723.3979 16,~~584~~556.7599 23103,~~987~~280.1578 0.00 0.00 1A4 17,~~690~~660,~~402~~792.2163 5.000000% 29346,~~609~~895.5814 73,~~710~~586.0164 ~~103~~420,~~319~~481.5978 0.00 0.00 1A5 16,~~447~~420,~~651~~121.4595 5.250000% 27322,~~529~~525.5176 71,~~958~~838.4803 99394,~~487~~363.9879 0.00 0.00 1A6 34,~~759~~701,~~429~~249.0391 6.000000% 58681,~~179~~605.1260 173,~~797~~506.1525 ~~231~~855,~~976~~111.2685 0.00 0.00 1A7 20,938,000.00 5.500000% 0.00 95,965.83 95,965.83 0.00 0.00 1A8 6,668,000.00 5.500000% 0.00 30,561.67 30,561.67 0.00 0.00 1A9 503,500.00 5.500000% 0.00 2,307.71 2,307.71 0.00 0.00 Residual ARU 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 ARL 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 2A1 4544,~~257~~968,~~835~~183.0306 4.750000% ~~289~~779,~~651~~823.9778 ~~179~~177,~~145~~999.6006 ~~468~~957,~~797~~822.5783 0.00 0.00 3A1 2927,~~182~~484,~~944~~029.9266 7.~~048210~~053565% 12,~~698~~631,~~915~~053.2623 ~~171~~159,~~406~~228.2692 12,~~870~~790,~~321~~282.5215 0.00 02,321.0041 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 3,~~534~~528,~~121~~642.7152 5.~~615976~~617239% 5,~~479~~441.1971 16,~~539~~470.6244 2221,~~018~~912.8015 0.00 047.0025 B2 1,~~413~~411,~~648~~457.6801 5.~~615976~~617239% 2,~~191~~176.6768 6,~~615~~588.8518 8,~~807~~764.5286 0.00 018.0090 B3 ~~706~~705,~~824~~728.3450 5.~~615976~~617239% 1,~~095~~088.8434 3,~~307~~294.9209 4,~~403~~382.7643 0.00 09.0045 B4 ~~565~~564,~~658~~781.3032 5.~~615976~~617239% ~~876~~870.98 2,~~647~~636.2720 3,~~524~~507.2518 0.00 07.0056 B5 ~~424~~423,~~492~~834.2614 5.~~615976~~617239% ~~658~~653.1262 1,~~986~~978.6231 2,~~644~~631.7392 0.00 05.0068 B6 282,~~882~~443.0852 5.~~615976~~617239% ~~438~~435.5657 1,~~323~~318.8835 1,~~762~~753.4492 0.00 03.0078 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~250~~248,~~652~~447,~~039~~398.4936 - 25,~~204~~827,~~641~~157.1367 1,~~158~~144,~~856~~455.3374 36,~~363~~971,~~497~~613.4541 - -2,414.03 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 18,496,500.00 0.00 1A2 4948,~~274~~307,~~935~~072.9952 0.00 1A3 4,~~415~~328,~~198~~474.1637 0.00 1A4 17,~~660~~313,~~792~~897.6348 0.00 1A5 16,~~420~~097,~~121~~596.9518 0.00 1A6 34,~~701~~019,~~249~~644.9132 0.00 1A7 20,938,000.00 0.00 1A8 6,668,000.00 0.00 1A9 503,500.00 0.00 Residual ARU 0.00 0.00 ARL 0.00 0.00 2A1 44,~~968~~188,~~183~~359.0628 0.00 3A1 2724,~~484~~852,~~029~~976.6643 02,321.0041 -------------------------------------------------------------------------------- Subordinate B1 3,~~528~~523,~~642~~200.5281 047.0025 B2 1,~~411~~409,~~457~~280.0132 018.0090 B3 ~~705~~704,~~728~~640.5016 09.0045 B4 ~~564~~563,~~781~~910.3234 07.0056 B5 423,~~834~~180.1452 05.0068 B6 282,~~443~~007.5295 03.0078 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~248~~242,~~447~~620,~~398~~240.3669 -2,414.03 --------------------------------------------------------------------------------

Payment Date: 09/25/04 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 18,496,500.00 5.500000% 32051DW73 0.000000 4.583333 1,000.000000 1A2 49,~~357~~274,~~548~~935.9399 5.500000% 32051DW81 117.~~480479~~344757 4.~~054051~~047265 ~~883~~865.~~039631~~694874 1A3 4,~~422~~415,~~600~~198.5516 4.500000% 32051DW99 117.~~480479~~344757 3.~~316950~~311399 ~~883~~865.~~039631~~694874 1A4 17,~~690~~660,~~402~~792.2163 5.000000% 32051DX23 117.~~480479~~344757 3.~~685500~~679332 ~~883~~865.~~039631~~694874 1A5 16,~~447~~420,~~651~~121.4595 5.250000% 32051DX31 117.~~480479~~344757 3.~~869775~~863298 ~~883~~865.~~039631~~694874 1A6 34,~~759~~701,~~429~~249.0391 6.000000% 32051DX49 117.~~480479~~344757 4.~~422601~~415198 ~~883~~865.~~039631~~694874 1A7 20,938,000.00 5.500000% 32051DX56 0.000000 4.583333 1,000.000000 1A8 6,668,000.00 5.500000% 32051DX64 0.000000 4.583333 1,000.000000 1A9 503,500.00 5.500000% 32051DY97 0.000000 4.583333 1,000.000000 Residual ARU 0.00 5.500000% 32051DX72 0.000000 0.~~000000~~001438 0.000000 ARL 0.00 5.500000% 32051DX80 0.000000 0.000000 0.000000 2A1 4544,~~257~~968,~~835~~183.0306 4.750000% 32051DX98 516.~~998922~~150770 3.~~710248~~686502 ~~931~~915.~~326797~~176027 3A1 2927,~~182~~484,~~944~~029.9266 7.~~048210~~053565% 32051DY22 3859.~~734075~~986166 3.~~907942~~630308 ~~626~~566.~~616576~~630410 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 3,~~534~~528,~~121~~642.7152 5.~~615976~~617239% 32051DY30 1.~~541262~~530721 4.~~652495~~633036 ~~992~~991.~~585801~~055081 B2 1,~~413~~411,~~648~~457.6801 5.~~615976~~617239% 32051DY48 1.~~541262~~530721 4.~~652495~~633036 ~~992~~991.~~585801~~055081 B3 ~~706~~705,~~824~~728.3450 5.~~615976~~617239% 32051DY55 1.~~541262~~530721 4.~~652495~~633036 ~~992~~991.~~585801~~055081 B4 ~~565~~564,~~658~~781.3032 5.~~615976~~617239% 32051DY63 1.~~541262~~530721 4.~~652495~~633036 ~~992~~991.~~585801~~055081 B5 ~~424~~423,~~492~~834.2614 5.~~615976~~617239% 32051DY71 1.~~541262~~530721 4.~~652495~~633036 ~~992~~991.~~585801~~055081 B6 282,~~882~~443.0852 5.~~615976~~617239% 32051DY89 1.~~541210~~530721 4.~~652495~~633036 ~~992~~991.~~585924~~055203 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~250~~248,~~652~~447,~~039~~398.4936 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 171,298,008.19 45,373,889.11 25,948,343.36 Loan count 343 94 62 Avg loan rate 5.867658% 5.222413% 7.303565% Prepay amount 2,227,243.74 605,453.69 2,601,795.45 Total ----- Prin balance 242,620,240.66 Loan count 499 Avg loan rate 5.91 Prepay amount 5,434,492.88 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 33,926.73 8,759.04 3,439.19 Sub servicer fees 18,425.89 8,734.70 0.00 Trustee fees 868.54 230.79 142.90 Agg advances N/A N/A N/A Adv this period 0.00 0.00 2,317.32 Total ----- Master serv fees 46,124.96 Sub servicer fees 27,160.59 Trustee fees 1,242.24 Agg advances N/A Adv this period 2,317.32 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 2,844,137.00 2,844,137.00 2,844,137.00 Special Hazard 2,519,700.05 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 8,532,411.00 Special Hazard 2,519,700.05 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.220129% 100.000000% 241,530,511.35 ----------------------------------------------------------------------------- Junior 2.779871% 0.000000% 6,906,220.11 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 1 482,948.26 60 to 89 days 1 697,796.95 90 or more 0 0.00 Foreclosure 1 315,524.07 Totals: 3 1,496,269.28 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 6,971,613.41 6,971,613.41 Principal remittance amount 5,827,157.67 5,827,157.67 Interest remittance amount 1,144,455.74 1,144,455.74

Filing Compare · FIRST HORIZON ASSET SECURITIES INC MOR PA THR CER SE 2004-2