8-K 1 cwt0415_8k0409.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2004 CWT (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-15) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWT Mortgage Pass-Through Certificates Series 2004-15 On September 25, 2004, The Bank of New York, as Trustee for CWT, Mortgage Pass-Through Certificates Series 2004-15, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of July 1, 2004, among CWT as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWT, Mortgage Pass-Through Certificates Series 2004-15 relating to the distribution date of September 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of July 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2004 Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-15 Alternative Loan Trust 2004-15 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 8079,~~575~~546,~~000~~855.0029 5.~~048421~~043349% 13,~~028~~342,~~144~~449.7167 ~~338~~334,~~980~~318.4176 13,~~367~~676,~~125~~768.1244 0.00 0.00 1A2 14,~~337~~154,~~000~~058.0051 5.~~048421~~043349% ~~182~~594,~~941~~734.4911 6059,~~316~~486.0154 ~~243~~654,~~257~~220.5065 0.00 0.00 2A1 ~~172~~171,~~300~~451,~~000~~074.0051 5.~~317305~~313967% ~~848~~1,~~925~~850,835.4987 ~~763~~759,~~476~~237.4580 12,~~612~~610,~~401~~073.9367 0.00 0.00 2A2 17,~~302~~216,~~000~~752.0071 5.~~317305~~313967% 85185,~~247~~857.2901 76,~~666~~241.6805 ~~161~~262,~~913~~098.9805 0.00 0.00 Residual AR ~~100~~0.00 5.~~048421~~043349% ~~100~~0.00 0.5800 ~~100~~0.5800 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 6,~~720~~718,~~000~~270.0083 5.~~227603~~223687% 1,~~729~~746.1716 29,~~274~~245.5812 3130,~~003~~991.7528 0.00 0.00 B1 2,~~687~~686,~~000~~308.0059 5.~~227603~~223687% ~~691~~698.4121 11,~~705~~693.4770 12,~~396~~391.8990 0.00 0.00 B2 1,~~493~~492,~~000~~615.0083 5.~~227603~~223687% ~~384~~387.1795 6,~~504~~497.0146 6,~~888~~885.1841 0.00 0.00 B3 1,~~642~~641,~~000~~577.0049 5.~~227603~~223687% ~~422~~426.5167 7,~~153~~145.1091 7,~~575~~572.6257 0.00 0.00 B4 1,~~044~~043,~~000~~731.0036 5.~~227603~~223687% ~~268~~271.6428 4,~~548~~543.0144 4,~~816~~814.6572 0.00 0.00 B5 ~~604~~603,~~055~~900.6926 5.~~227603~~223687% ~~155~~156.4396 2,~~631~~628.4782 2,~~786~~785.9078 -0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~298~~296,~~704~~555,~~155~~145.6936 - 25,~~149~~977,~~010~~563.3389 1,~~301~~291,~~256~~038.7759 37,~~450~~268,~~267~~602.1048 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 7976,~~546~~204,~~855~~405.2961 0.00 1A2 1413,~~154~~559,~~058~~324.5140 0.00 2A1 ~~171~~169,~~451~~600,~~074~~238.5164 0.00 2A2 17,~~216~~030,~~752~~895.7170 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 6,~~718~~716,~~270~~524.8366 0.00 B1 2,~~686~~685,~~308~~610.5938 0.00 B2 1,492,~~615~~227.8388 0.00 B3 1,641,~~577~~150.4982 0.00 B4 1,043,~~731~~460.3608 0.00 B5 603,~~900~~743.2629 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~296~~290,~~555~~577,~~145~~581.3647 - --------------------------------------------------------------------------------

Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-15 Alternative Loan Trust 2004-15 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 8079,~~575~~546,~~000~~855.0029 5.~~048421~~043349% 12667FPV1 1241.~~760096~~482466 4.~~207017~~149162 ~~987~~945.~~239904~~757439 1A2 14,~~337~~154,~~000~~058.0051 5.~~048421~~043349% 12667FPW9 1241.~~760096~~482466 4.~~207017~~149162 ~~987~~945.~~239904~~757439 2A1 ~~172~~171,~~300~~451,~~000~~074.0051 5.~~317305~~313967% 12667FPX7 410.~~927020~~741938 4.~~431088~~406488 ~~995~~984.~~072980~~331043 2A2 17,~~302~~216,~~000~~752.0071 5.~~317305~~313967% 12667FPY5 410.~~927020~~741938 4.~~431088~~406488 ~~995~~984.~~072980~~331043 Residual AR ~~100~~0.00 5.~~048421~~043349% 12667FPZ2 ~~1,000~~0.000000 50.~~788726~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 6,~~720~~718,~~000~~270.0083 5.~~227603~~223687% 12667FQA6 0.~~257317~~259846 4.~~356336~~351952 999.~~742683~~482837 B1 2,~~687~~686,~~000~~308.0059 5.~~227603~~223687% 12667FQB4 0.~~257317~~259846 4.~~356336~~351952 999.~~742683~~482837 B2 1,~~493~~492,~~000~~615.0083 5.~~227603~~223687% 12667FQC2 0.~~257317~~259846 4.~~356336~~351952 999.~~742683~~482837 B3 1,~~642~~641,~~000~~577.0049 5.~~227603~~223687% 12667FQD0 0.~~257317~~259846 4.~~356336~~351952 999.~~742683~~482837 B4 1,~~044~~043,~~000~~731.0036 5.~~227603~~223687% 12667FQE8 0.~~257317~~259846 4.~~356336~~351952 999.~~742683~~482837 B5 ~~604~~603,~~055~~900.6926 5.~~227603~~223687% 12667FQF5 0.~~257317~~259846 4.~~356336~~351952 999.~~742683~~482837 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~298~~296,~~704~~555,~~155~~145.6936 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-15 Alternative Loan Trust 2004-15 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 94,495,150.37 196,082,431.10 290,577,581.47 Loan count 181 395 576 Avg loan rate 5.304536% 5.572967% 5.48 Prepay amount 3,911,982.78 1,988,509.42 5,900,492.20 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 17,734.61 39,682.81 57,417.42 Sub servicer fees 179.40 0.00 179.40 Trustee fees 738.25 1,485.91 2,224.16 Agg advances N/A N/A N/A Adv this period 4,818.75 5,789.98 10,608.73 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 6,000,000.00 6,000,000.00 12,000,000.00 Special Hazard 5,980,000.00 0.00 5,980,000.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.217452% 100.000000% 282,368,741.02 ----------------------------------------------------------------------------- Junior 4.782548% 0.000000% 14,182,717.12 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 5 2,201,160.72 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 5 2,201,160.72 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 7,268,602.48 7,268,602.48 Principal remittance amount 5,977,563.89 5,977,563.89 Interest remittance amount 1,291,038.59 1,291,038.59

Filing Compare · ALTERNATIVE LOAN TRUST 2004-15