8-K 1 cwt042cb_8k0409.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2004 CWT (Depositor) (Issuer in respect of Countrywide Alternative Loan Trust, Series 2004-2CB) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWT Countrywide Alternative Loan Trust Series 2004-2CB On September 25, 2004, The Bank of New York, as Trustee for CWT, Countrywide Alternative Loan Trust Series 2004-2CB, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of January 1, 2004, among CWT as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWT, Countrywide Alternative Loan Trust Series 2004-2CB relating to the distribution date of September 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2004 Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-2CB ------------------------------------------------------------

Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-2CB ------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-2CB ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 650,809,077.71 370,975,029.57 326,374,304.09 Loan count 4394 2347 2326 Avg loan rate 6.217723% 6.586976% 5.943523% Prepay amount 9,085,857.49 8,097,446.31 4,115,965.64 Total ----- Prin balance 226,713,738.36 1,574,872,149.73 Loan count 1785 10852 Avg loan rate 5.557141% 6.15 Prepay amount 2,364,948.91 23,664,218.35 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 132,410.52 74,561.38 67,110.17 Sub servicer fees 129,971.50 106,053.89 59,020.92 Trustee fees 4,954.39 2,845.74 2,481.32 Agg advances N/A N/A N/A Adv this period 67,862.78 73,660.05 28,649.43 Total ----- Master serv fees 47,077.37 321,159.45 Sub servicer fees 61,783.54 356,829.84 Trustee fees 1,724.82 12,006.27 Agg advances N/A N/A Adv this period 25,307.22 195,479.48 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 236,925.32 145,018.28 113,932.55 Fraud 14,645,840.24 8,964,489.76 7,042,886.02 Special Hazard 16,008,359.76 0.00 0.00 Total ----- Bankruptcy 80,884.85 576,761.00 Fraud 4,999,999.98 35,653,216.00 Special Hazard 0.00 16,008,359.76 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.742453% 100.000000% 3,624,938,542.61 ----------------------------------------------------------------------------- Junior 2.257547% 0.000000% 83,724,819.93 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 152 21,550,685.18 60 to 89 days 28 4,534,049.20 90 or more 15 2,451,134.38 Foreclosure 7 1,058,922.47 Totals: 202 29,594,791.23 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 196,389.43 Current Total Outstanding Number of Loans: 2 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 33,470,580.25 33,470,580.25 Principal remittance amount 26,424,608.37 26,424,608.37 Interest remittance amount 7,045,971.87 7,045,971.87

CWALT INC MORTGAGE PASS THR CERTS SER 2004-2CB 8-K