8-K 1 cwt041t1_8k0409.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2004 CWT (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-1T1) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWT Mortgage Pass-Through Certificates Series 2004-1T1 On September 25, 2004, The Bank of New York, as Trustee for CWT, Mortgage Pass-Through Certificates Series 2004-1T1, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of January 1, 2004, among CWT as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWT, Mortgage Pass-Through Certificates Series 2004-1T1 relating to the distribution date of September 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2004 Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-1T1 Alternative Loan Trust 2004-1T1 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 3836,~~539~~719,~~024~~331.0245 5.000000% 1856,~~819,692~~205.5792 ~~160~~152,~~579~~997.2721 1,~~980~~009,~~271~~203.8413 0.00 0.00 A2 9187,~~813~~478,~~135~~005.5552 5.500000% 42,~~335~~039,~~130~~775.0431 ~~420~~400,~~810~~940.2086 42,~~755~~440,~~940~~716.2417 0.00 0.00 A3 2321,~~047~~959,~~800~~555.8454 12.~~900000~~065000% 1512,~~088,245~~043.3167 3637,~~492~~788.3574 1549,~~124,737~~832.6641 0.00 0.00 A4 2321,~~047~~959,~~800~~555.8454 65.~~100000~~935000% 0.00 ~~117~~108,~~159~~608.6530 ~~117~~108,~~159~~608.6530 0.00 0.00 A5 12,652,000.00 5.750000% 0.00 60,624.17 60,624.17 0.00 0.00 A6 25,298,000.00 5.750000% 0.00 121,219.58 121,219.58 0.00 0.00 PO 1,~~364~~302,~~427~~598.6472 0.000000% 6140,~~828~~240.9293 0.00 6140,~~828~~240.9293 0.00 0.00 Residual AR 0.00 5.750000% 0.00 0.0008 0.0008 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 8,~~156~~148,~~495~~910.8830 5.750000% 7,~~585~~720.5827 39,~~083~~046.2186 46,~~668~~767.7913 0.00 0.00 B1 2,~~509~~507,~~843~~509.6649 5.750000% 2,~~334~~375.1761 12,~~026~~015.3315 14,~~360~~390.5076 0.00 0.00 B2 1,~~254~~253,~~921~~754.8375 5.750000% 1,~~167~~187.0881 6,~~013~~007.1757 7,~~180~~195.2538 0.00 0.00 B3 1,003,~~937~~003.4680 5.750000% ~~933~~950.6724 4,~~810~~806.5306 5,~~744~~756.2030 0.00 0.00 B4 752,~~953~~252.1085 5.750000% ~~700~~712.2568 3,~~607~~604.9054 4,~~308~~317.1523 0.00 0.00 B5 ~~753~~752,~~336~~635.0242 5.750000% ~~700~~713.4705 3,~~609~~606.7438 4,~~310~~319.2042 -0.1400 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~207~~199,~~145~~827,~~876~~557.0283 - 73,~~318~~461,~~318~~925.0549 ~~986~~951,~~036~~265.1151 84,~~304~~413,~~354~~191.1600 ~~0.14~~- - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 3635,~~719~~863,~~331~~125.4553 0.00 A2 8785,~~478~~438,~~005~~230.5220 0.00 A3 21,~~959~~447,~~555~~511.5487 0.00 A4 21,~~959~~447,~~555~~511.5487 0.00 A5 12,652,000.00 0.00 A6 25,298,000.00 0.00 PO 1,~~302~~262,~~598~~357.7279 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 8,~~148~~141,~~910~~190.3003 0.00 B1 2,~~507~~505,~~509~~133.4988 0.00 B2 1,~~253~~252,~~754~~566.7594 0.00 B3 1,~~003~~002,~~003~~053.8055 0.00 B4 ~~752~~751,~~252~~540.8516 0.00 B5 ~~752~~751,~~635~~922.4237 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~199~~196,~~827~~365,~~557~~632.8334 - --------------------------------------------------------------------------------

Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-1T1 Alternative Loan Trust 2004-1T1 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 3836,~~539~~719,~~024~~331.0245 5.000000% 12667FBQ7 3617.~~393851~~124118 3.~~211585~~059944 ~~734~~717.~~386629~~262511 A2 9187,~~813~~478,~~135~~005.5552 5.500000% 12667FBR5 3617.~~393851~~124118 3.~~532744~~365939 ~~734~~717.~~386629~~262511 A3 2321,~~047~~959,~~800~~555.8454 12.~~900000~~065000% 12667FBS3 3617.~~393851~~124118 1.~~220402~~263757 ~~734~~717.~~386629~~262511 A4 2321,~~047~~959,~~800~~555.8454 65.~~100000~~935000% 12667FBT1 0.000000 3.~~918134~~632154 ~~734~~717.~~386629~~262511 A5 12,652,000.00 5.750000% 12667FBU8 0.000000 4.791667 1,000.000000 A6 25,298,000.00 5.750000% 12667FBV6 0.000000 4.791667 1,000.000000 PO 1,~~364~~302,~~427~~598.6472 0.000000% 12667FBW4 4227.~~175990~~449952 0.000000 ~~888~~861.~~554871~~104919 Residual AR 0.00 5.750000% 12667FBX2 0.000000 0.~~000000~~780679 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 8,~~156~~148,~~495~~910.8830 5.750000% 12667FBY0 0.~~922596~~938977 4.~~753492~~749071 ~~991~~990.~~110472~~171495 B1 2,~~509~~507,~~843~~509.6649 5.750000% 12667FBZ7 0.~~922596~~938977 4.~~753492~~749071 ~~991~~990.~~110472~~171495 B2 1,~~254~~253,~~921~~754.8375 5.750000% 12667FCA1 0.~~922596~~938977 4.~~753492~~749071 ~~991~~990.~~110472~~171495 B3 1,003,~~937~~003.4680 5.750000% 12667FBM6 0.~~922596~~938977 4.~~753492~~749071 ~~991~~990.~~110472~~171495 B4 752,~~953~~252.1085 5.750000% 12667FBN4 0.~~922596~~938977 4.~~753492~~749071 ~~991~~990.~~110472~~171495 B5 ~~753~~752,~~336~~635.0242 5.750000% 12667FBP9 0.~~922415~~938977 4.~~753492~~749071 ~~991~~990.~~110472~~171495 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~207~~199,~~145~~827,~~876~~557.0283 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-1T1 Alternative Loan Trust 2004-1T1 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 196,365,632.34 196,365,632.34 Loan count 429 429 Avg loan rate 6.411545% 6.41 Prepay amount 3,272,372.26 3,272,372.26 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 30,752.14 30,752.14 Sub servicer fees 81,600.80 81,600.80 Trustee fees 1,498.71 1,498.71 Agg advances N/A N/A Adv this period 47,861.41 47,861.41 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 4,190,000.00 4,190,000.00 Special Hazard 3,770,600.44 3,770,600.44 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 92.791089% 100.000000% 185,409,491.22 ----------------------------------------------------------------------------- Junior 7.208911% 0.000000% 14,404,406.95 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 9 3,475,506.41 60 to 89 days 1 1,885,300.22 90 or more 1 348,218.17 Foreclosure 3 1,588,496.18 Totals: 14 7,297,520.98 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 4,413,191.00 4,413,191.00 Principal remittance amount 3,461,925.49 3,461,925.49 Interest remittance amount 951,265.51 951,265.51

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