8-K 1 cwa0401_8k0409.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2004 CWA (Depositor) (Issuer in respect of Asset Backed Certificates, Series 2004-01) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWA Asset Backed Certificates Series 2004-01 On September 25, 2004, The Bank of New York, as Trustee for CWA, Asset Backed Certificates Series 2004-01, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of February 1, 2004, among CWA as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWA, Asset Backed Certificates Series 2004-01 relating to the distribution date of September 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2004 CWA By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2004 Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-01 ------------------------------------------------------------

Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-01 ------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-01 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 1,591,968,945.68 542,208,215.90 593,066,886.91 Loan count 10444 2957 3161 Avg loan rate 7.250788% 7.165456% 7.096584% Prepay amount 52,777,500.76 18,415,375.22 23,058,648.26 Total ----- Prin balance 2,727,244,048.49 Loan count 16562 Avg loan rate 7.20 Prepay amount 94,251,524.24 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 645,070.34 222,165.53 238,779.65 Sub servicer fees 40,591.32 453.41 1,890.53 Trustee fees 12,347.88 4,208.50 4,625.20 Agg advances N/A N/A N/A Adv this period 424,652.74 138,176.15 133,671.95 Total ----- Master serv fees 1,106,015.53 Sub servicer fees 42,935.27 Trustee fees 21,181.58 Agg advances N/A Adv this period 696,500.84 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 1,786.66 0.00 0.00 Cumulative losses 11,726.82 30,128.49 808.39 Total ----- Realized losses 1,786.66 Cumulative losses 42,663.70 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 36,880,002.00 13,000,000.00 14,320,000.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 64,200,002.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 80.511657% 100.000000% 2,254,435,406.56 ----------------------------------------------------------------------------- Junior 19.488343% 0.000000% 545,700,000.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 316 47,435,875.50 60 to 89 days 57 8,551,957.27 90 or more 16 3,075,694.31 Foreclosure 188 28,016,060.88 Totals: 577 87,079,587.96 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 2,075,787.22 Current Total Outstanding Number of Loans: 17 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 114,393,593.87 114,393,593.87 Principal remittance amount 96,966,258.82 96,966,258.82 Interest remittance amount 17,427,335.05 17,427,335.05

CWABS INC ASSET BACKED CERTIFICATES SERIES 2004-1 8-K