8-K 1 cw0412_8k0409.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2004 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-12) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass-Through Certificates Series 2004-12 On September 25, 2004, The Bank of New York, as Trustee for CW, Mortgage Pass-Through Certificates Series 2004-12, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2004, among CW as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass-Through Certificates Series 2004-12 relating to the distribution date of September 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2004 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2004 Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-12 ------------------------------------------------------------

Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-12 ------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-12 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 524,534,529.10 244,888,867.12 110,449,008.07 Loan count 2524 1190 536 Avg loan rate 4.636100% 5.013393% 5.012242% Prepay amount 12,188,094.83 1,677,850.32 809,119.14 Prin balance 97,864,540.22 246,897,652.21 390,464,955.91 Loan count 472 1220 1911 Avg loan rate 5.005675% 5.147177% 5.273689% Prepay amount 732,558.87 1,409,698.46 2,964,301.20 Prin balance 96,797,941.68 97,021,205.34 343,756,876.29 Loan count 486 453 1725 Avg loan rate 5.446209% 5.083164% 5.454726% Prepay amount 2,084,119.51 2,405,079.03 3,427,375.45 Prin balance 113,614,959.78 398,393,467.33 411,890,964.55 Loan count 537 780 843 Avg loan rate 4.974927% 4.670837% 5.168233% Prepay amount 3,273,058.44 12,114,310.56 5,519,072.83 Prin balance 149,138,339.19 125,164,470.89 47,137,049.76 Loan count 309 355 145 Avg loan rate 5.192227% 3.583033% 4.159998% Prepay amount 2,133,786.78 557,306.81 2,256,772.61 Total ----- Prin balance 174,425,531.49 3,572,440,358.93 Loan count 620 14106 Avg loan rate 4.372613% 4.94 Prepay amount 5,630,572.67 59,183,077.51 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 138,947.50 73,196.66 33,427.86 Sub servicer fees 9,791.09 3,087.92 885.01 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 32,650.88 12,470.11 549.67 Master serv fees 28,473.16 74,141.12 114,828.62 Sub servicer fees 686.35 2,068.20 3,237.65 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 6,415.18 12,659.73 27,333.34 Master serv fees 25,065.00 27,365.02 102,392.11 Sub servicer fees 1,068.77 1,240.39 3,570.04 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 2,992.93 1,156.59 20,160.24 Master serv fees 28,300.38 66,780.78 81,297.99 Sub servicer fees 1,389.46 1,317.30 759.30 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 7,411.64 25,469.22 23,926.13 Master serv fees 29,001.14 38,769.79 10,131.51 Sub servicer fees 668.17 276.24 776.91 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 3,941.16 7,477.24 0.00 Total ----- Master serv fees 42,113.20 914,231.86 Sub servicer fees 2,852.25 33,675.06 Trustee fees 0.00 0.00 Agg advances N/A N/A Adv this period 3,038.95 187,653.01 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 10,997,864.18 4,994,034.74 2,237,008.40 Special Hazard 0.00 0.00 0.00 Bankruptcy 0.00 0.00 0.00 Fraud 1,985,713.06 4,997,120.62 7,978,750.42 Special Hazard 0.00 0.00 0.00 Bankruptcy 0.00 0.00 0.00 Fraud 1,991,118.90 2,009,747.36 7,021,231.46 Special Hazard 0.00 0.00 0.00 Bankruptcy 0.00 0.00 0.00 Fraud 2,383,410.70 8,484,572.81 8,529,441.53 Special Hazard 0.00 0.00 0.00 Bankruptcy 0.00 0.00 0.00 Fraud 3,042,298.86 2,553,211.39 1,016,099.52 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 3,778,794.85 74,000,418.81 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.812292% 100.000000% 3,443,565,174.01 ----------------------------------------------------------------------------- Junior 5.187708% 0.000000% 188,416,621.45 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 153 38,646,266.31 60 to 89 days 14 4,693,942.67 90 or more 3 556,757.00 Foreclosure 1 180,371.58 Totals: 171 44,077,337.56 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 73,455,757.04 73,455,757.04 Principal remittance amount 59,615,643.24 59,615,643.24 Interest remittance amount 13,840,113.80 13,840,113.80

CHL Mortgage Pass-Through Trust 2004-12 8-K