8-K 1 cw0405_8k0409.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2004 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-5) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass-Through Certificates Series 2004-5 On September 25, 2004, The Bank of New York, as Trustee for CW, Mortgage Pass-Through Certificates Series 2004-5, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of April 1, 2004, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass-Through Certificates Series 2004-5 relating to the distribution date of September 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of April 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2004 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2004 Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-5 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~165~~164,~~949~~039,~~486~~710.7682 5.000000% 12,~~909~~832,~~775~~401.9444 ~~691~~683,~~456~~498.1980 23,~~601~~515,~~232~~900.1424 0.00 0.00 1A2 29,000,000.00 5.500000% 0.00 132,916.67 132,916.67 0.00 0.00 1A3 41,~~487~~009,~~371~~927.6970 12.~~950000~~115000% ~~477~~708,~~443~~100.9936 6772,~~416~~280.9800 ~~544~~780,~~860~~380.9636 0.00 0.00 1A4 25,423,000.00 5.500000% 0.00 116,522.08 116,522.08 0.00 0.00 1A5 3,535,000.00 5.500000% 0.00 16,202.08 16,202.08 0.00 0.00 1A6 41,~~487~~009,~~371~~927.6970 5.~~550000~~385000% 0.00 ~~191~~184,~~879~~032.0905 ~~191~~184,~~879~~032.0905 0.00 0.00 1A7 16,500,000.00 5.500000% 0.00 75,625.00 75,625.00 0.00 0.00 2A1 ~~104~~103,~~535~~500,~~498~~197.6253 5.000000% 1,~~035~~331,~~301~~208.1068 ~~435~~431,~~564~~250.5882 1,~~470~~762,~~865~~459.6751 0.00 0.00 2A2 29,000,000.00 5.500000% 0.00 132,916.67 132,916.67 0.00 0.00 2A3 5251,~~325~~754,~~661~~544.0396 4.500000% ~~571~~734,~~116~~351.0726 ~~196~~194,~~221~~079.2354 ~~767~~928,~~337~~430.3081 0.00 0.00 2A4 16,160,000.00 5.500000% 0.00 74,066.67 74,066.67 0.00 0.00 2A5 3,947,000.00 5.500000% 0.00 18,090.42 18,090.42 0.00 0.00 2A6 4,208,000.00 5.500000% 0.00 19,286.67 19,286.67 0.00 0.00 2A7 23,000,000.00 5.000000% 0.00 95,833.33 95,833.33 0.00 0.00 2A8 2,090,909.09 5.500000% 0.00 9,583.33 9,583.33 0.00 0.00 2A9 23,338,000.00 5.250000% 0.00 102,103.75 102,103.75 0.00 0.00 2A10 1,060,818.18 5.500000% 0.00 4,862.08 4,862.08 0.00 0.00 2A11 10,~~278~~195,~~344~~038.9860 12.~~950000~~115000% 83107,~~306~~116.3883 1617,~~702~~968.3176 ~~100~~125,~~008~~085.6959 0.00 0.00 2A12 10,~~278~~195,~~344~~038.9860 65.~~050000~~885000% 0.00 5149,~~819~~998.9917 5149,~~819~~998.9917 0.00 0.00 2A13 3029,~~094~~854,~~770~~800.1875 4.500000% ~~239~~265,~~969~~616.4318 ~~112~~111,~~855~~955.3950 ~~352~~377,~~824~~571.8268 0.00 0.00 2A14 25,400,000.00 5.000000% 0.00 105,833.33 105,833.33 0.00 0.00 2A15 98,~~050~~852,~~166~~468.5139 5.250000% ~~197~~268,~~698~~517.12 39 38,~~594~~729.4855 ~~237~~307,~~292~~246.6094 0.00 0.00 2A16 1,950,000.00 5.250000% 0.00 8,531.25 8,531.25 0.00 0.00 2A17 4,215,000.00 5.250000% 0.00 18,440.63 18,440.63 0.00 0.00 2A18 3,973,182.00 5.250000% 0.00 17,382.67 17,382.67 0.00 0.00 2A19 10,000,000.00 5.250000% 0.00 43,750.00 43,750.00 0.00 0.00 2A20 98,~~050~~852,~~166~~468.5139 2.~~760000~~891880% ~~197~~268,~~698~~517.1239 2021,~~815~~333.3856 ~~218~~289,~~513~~850.5195 0.00 0.00 2A21 98,~~050~~852,~~166~~468.5139 7.~~740000~~608120% ~~197~~268,~~698~~517.1239 5856,~~373~~125.5753 ~~256~~324,~~071~~642.7092 0.00 0.00 2A22 5,~~258~~225,~~377~~654.7565 5.500000% 0.00 2423,~~100~~950.9092 2423,~~100~~950.9092 0.00 0.00 2A23 2625,~~133~~875,~~874~~049.6638 12.~~950000~~115000% ~~258~~332,~~825~~802.2717 4245,~~467~~604.5577 ~~301~~378,~~292~~406.8295 0.00 0.00 2A24 2625,~~133~~875,~~874~~049.6638 5.~~550000~~385000% 0.00 ~~120~~116,~~869~~114.1728 ~~120~~116,~~869~~114.1728 0.00 0.00 2A25 2625,~~162~~877,~~830~~272.0401 12.~~900000~~065000% ~~285~~367,~~558~~175.0363 4144,~~424~~530.4847 ~~326~~411,~~982~~706.5110 0.00 0.00 2A26 2625,~~162~~877,~~830~~272.0401 5.~~600000~~435000% 0.00 ~~122~~117,~~093~~202.2148 ~~122~~117,~~093~~202.2148 0.00 0.00 PO 3,~~683~~677,~~519~~569.8459 0.000000% 54,~~950~~768.2601 0.00 54,~~950~~768.2601 0.00 0.00 Residual AR 0.00 5.500000% 0.00 0.0600 0.0600 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 10,~~846~~835,~~635~~832.4417 5.500000% 10,~~803~~901.2728 49,~~713~~664.7523 60,~~517~~565.0151 0.00 0.00 B1 4,~~487~~483,~~850~~380.2636 5.500000% 4,~~469~~510.9146 20,~~569~~548.3183 25,~~039~~059.2229 0.00 0.00 B2 2,~~617~~615,~~912~~305.6521 5.500000% 2,~~607~~631.4510 11,~~998~~986.7782 14,~~606~~617.2192 0.00 0.00 B3 1,~~495~~494,~~950~~460.0912 5.500000% 1,~~489~~503.9749 6,~~856~~849.4461 8,~~346~~353.4110 0.00 0.00 B4 1,~~121~~120,~~962~~845.5709 5.500000% 1,~~117~~127.4862 5,~~142~~137.3321 6,~~259~~264.8182 0.00 0.00 B5 1,~~496~~494,~~043~~553.1710 5.500000% 1,~~490~~503.0652 6,~~856~~850.8604 8,~~346~~353.9355 0.0006 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~798~~792,~~700~~973,~~032~~395.6113 - 57,~~482~~511,~~318~~270.9621 3,~~326~~301,~~738~~638.6456 810,~~809~~812,~~057~~908.6077 -0.06 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~164~~161,~~039~~207,~~710~~309.8237 0.00 1A2 29,000,000.00 0.00 1A3 4140,~~009~~301,~~927~~827.7034 0.00 1A4 25,423,000.00 0.00 1A5 3,535,000.00 0.00 1A6 4140,~~009~~301,~~927~~827.7034 0.00 1A7 16,500,000.00 0.00 2A1 ~~103~~102,~~500~~168,~~197~~988.5385 0.00 2A2 29,000,000.00 0.00 2A3 51,~~754~~020,~~544~~193.9670 0.00 2A4 16,160,000.00 0.00 2A5 3,947,000.00 0.00 2A6 4,208,000.00 0.00 2A7 23,000,000.00 0.00 2A8 2,090,909.09 0.00 2A9 23,338,000.00 0.00 2A10 1,060,818.18 0.00 2A11 10,~~195~~087,~~038~~921.6077 0.00 2A12 10,~~195~~087,~~038~~921.6077 0.00 2A13 29,~~854~~589,~~800~~184.7557 0.00 2A14 25,400,000.00 0.00 2A15 8,~~852~~583,~~468~~951.3900 0.00 2A16 1,950,000.00 0.00 2A17 4,215,000.00 0.00 2A18 3,973,182.00 0.00 2A19 10,000,000.00 0.00 2A20 8,~~852~~583,~~468~~951.3900 0.00 2A21 8,~~852~~583,~~468~~951.3900 0.00 2A22 5,~~225~~189,~~654~~434.6526 0.00 2A23 25,~~875~~542,~~049~~247.3821 0.00 2A24 25,~~875~~542,~~049~~247.3821 0.00 2A25 25,~~877~~510,~~272~~096.0138 0.00 2A26 25,~~877~~510,~~272~~096.0138 0.00 PO 3,~~677~~672,~~569~~801.5958 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 10,~~835~~824,~~832~~930.1788 0.00 B1 4,~~483~~478,~~380~~869.3690 0.00 B2 2,~~615~~612,~~305~~674.2111 0.00 B3 1,~~494~~492,~~460~~956.1263 0.00 B4 1,~~120~~119,~~845~~717.0947 0.00 B5 1,~~494~~493,~~553~~049.1052 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~792~~785,~~973~~190,~~395~~558.1343 - --------------------------------------------------------------------------------

Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-5 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~165~~164,~~949~~039,~~486~~710.7682 5.000000% 12669FVN0 1116.~~097052~~458111 43.~~017814~~971577 ~~953~~936.~~178376~~720264 1A2 29,000,000.00 5.500000% 12669FVP5 0.000000 4.583333 1,000.000000 1A3 41,~~487~~009,~~371~~927.6970 12.~~950000~~115000% 12669FVQ3 1116.~~097052~~458111 1.~~566948~~679977 ~~953~~936.~~178376~~720264 1A4 25,423,000.00 5.500000% 12669FVR1 0.000000 4.583333 1,000.000000 1A5 3,535,000.00 5.500000% 12669FVS9 0.000000 4.583333 1,000.000000 1A6 41,~~487~~009,~~371~~927.6970 5.~~550000~~385000% 12669FVT7 0.000000 4.~~459774~~277388 ~~953~~936.~~178376~~720264 1A7 16,500,000.00 5.500000% 12669FVU4 0.000000 4.583333 1,000.000000 2A1 ~~104~~103,~~535~~500,~~498~~197.6253 5.000000% 12669FVV2 912.~~517455~~237713 43.~~004116~~964460 ~~951~~939.~~470479~~232766 2A2 29,000,000.00 5.500000% 12669FVW0 0.000000 4.583333 1,000.000000 2A3 5251,~~325~~754,~~661~~544.0396 4.500000% 12669FVX8 1013.~~447245~~433255 3.~~589413~~550236 ~~946~~933.~~729475~~296220 2A4 16,160,000.00 5.500000% 12669FVY6 0.000000 4.583333 1,000.000000 2A5 3,947,000.00 5.500000% 12669FVZ3 0.000000 4.583333 1,000.000000 2A6 4,208,000.00 5.500000% 12669FWA7 0.000000 4.583333 1,000.000000 2A7 23,000,000.00 5.000000% 12669FWB5 0.000000 4.166667 1,000.000000 2A8 2,090,909.09 5.500000% 12669FWC3 0.000000 4.583334 1,000.000043 2A9 23,338,000.00 5.250000% 12669FWD1 0.000000 4.375000 1,000.000000 2A10 1,060,818.18 5.500000% 12669FWE9 0.000000 4.583334 1,000.000171 2A11 10,~~278~~195,~~344~~038.9860 12.~~950000~~115000% 12669FWF6 710.~~844426~~086504 1.~~572749~~692002 ~~960~~949.~~001254~~914751 2A12 10,~~278~~195,~~344~~038.9860 65.~~050000~~885000% 12669FWG4 0.000000 4.~~879555~~708006 ~~960~~949.~~001254~~914751 2A13 3029,~~094~~854,~~770~~800.1875 4.500000% 12669FWH2 78.~~826792~~663280 3.~~680867~~651517 ~~973~~965.~~737794~~074513 2A14 25,400,000.00 5.000000% 12669FWJ8 0.000000 4.166667 1,000.000000 2A15 98,~~050~~852,~~166~~468.5139 5.250000% 12669FWK5 1926.~~769812~~851739 3.~~959448~~872955 ~~885~~858.~~246839~~395100 2A16 1,950,000.00 5.250000% 12669FWL3 0.000000 4.375000 1,000.000000 2A17 4,215,000.00 5.250000% 12669FWM1 0.000000 4.375000 1,000.000000 2A18 3,973,182.00 5.250000% 12669FWN9 0.000000 4.375000 1,000.000000 2A19 10,000,000.00 5.250000% 12669FWP4 0.000000 4.375000 1,000.000000 2A20 98,~~050~~852,~~166~~468.5139 2.~~760000~~891880% 12669FWQ2 1926.~~769812~~851739 2.~~081538~~133356 ~~885~~858.~~246839~~395100 2A21 98,~~050~~852,~~166~~468.5139 7.~~740000~~608120% 12669FWR0 1926.~~769812~~851739 5.~~837357~~612553 ~~885~~858.~~246839~~395100 2A22 5,~~258~~225,~~377~~654.7565 5.500000% 12669FWS8 0.000000 4.~~517122~~489012 ~~979~~972.~~420804~~632181 2A23 2625,~~133~~875,~~874~~049.6638 12.~~950000~~115000% 12669FWT6 912.~~517455~~237713 1.~~561605~~676967 ~~951~~939.~~470479~~232766 2A24 2625,~~133~~875,~~874~~049.6638 5.~~550000~~385000% 12669FWU3 0.000000 4.~~444569~~269724 ~~951~~939.~~470479~~232766 2A25 2625,~~162~~877,~~830~~272.0401 12.~~900000~~065000% 12669FWV1 1013.~~447245~~433255 1.~~515530~~629164 ~~946~~933.~~729475~~296220 2A26 2625,~~162~~877,~~830~~272.0401 5.~~600000~~435000% 12669FWW9 0.000000 4.~~466825~~287896 ~~946~~933.~~729475~~296220 PO 3,~~683~~677,~~519~~569.8459 0.000000% 12669FWY5 1.~~546000~~238828 0.000000 ~~955~~954.~~509045~~270217 Residual AR 0.00 5.500000% 12669FWZ2 0.000000 0.~~563624~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 10,~~846~~835,~~635~~832.4417 5.500000% 12669FXA6 01.~~993313~~002325 4.~~570959~~566406 ~~996~~995.~~306746~~304421 B1 4,~~487~~483,~~850~~380.2636 5.500000% 12669FXB4 01.~~993313~~002325 4.~~570959~~566406 ~~996~~995.~~306746~~304421 B2 2,~~617~~615,~~912~~305.6521 5.500000% 12669FXC2 01.~~993313~~002325 4.~~570959~~566406 ~~996~~995.~~306746~~304421 B3 1,~~495~~494,~~950~~460.0912 5.500000% 12669FXD0 01.~~993313~~002325 4.~~570959~~566406 ~~996~~995.~~306746~~304421 B4 1,~~121~~120,~~962~~845.5709 5.500000% 12669FXE8 01.~~993313~~002325 4.~~570959~~566406 ~~996~~995.~~306746~~304421 B5 1,~~496~~494,~~043~~553.1710 5.500000% 12669FXF5 01.~~993313~~002282 4.~~570959~~566406 ~~996~~995.~~306746~~304421 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~798~~792,~~700~~973,~~032~~395.6113 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-5 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 286,265,809.50 430,257,994.77 716,523,804.27 Loan count 583 859 1442 Avg loan rate 5.866258% 5.865240% 5.87 Prepay amount 3,261,689.75 3,521,008.17 6,782,697.92 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 59,227.57 88,054.61 147,282.18 Sub servicer fees 32,736.45 48,466.20 81,202.65 Trustee fees 2,173.63 3,256.64 5,430.26 Agg advances N/A N/A N/A Adv this period 9,680.96 15,317.84 24,998.80 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 200,000.00 Fraud 7,500,000.00 7,500,000.00 15,000,000.00 Special Hazard 7,240,350.75 0.00 7,240,350.75 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.222755% 100.000000% 770,929,019.09 ----------------------------------------------------------------------------- Junior 2.777245% 0.000000% 22,022,198.51 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 8 3,398,496.59 60 to 89 days 0 0.00 90 or more 2 733,257.85 Foreclosure 0 0.00 Totals: 10 4,131,754.44 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 10,812,908.77 10,812,908.77 Principal remittance amount 7,511,270.21 7,511,270.21 Interest remittance amount 3,301,638.56 3,301,638.56

Filing Compare · CHL Mortgage Pass-Through Trust 2004-5